Payday Loans in Belton, TX
at 2182 N Main St, 76513
- (254) 613-7905
- 3+ years in business
- Apply in-store 8:00 am - 10:00 pm (Mon-Fri)
- Open on Saturday
- Payday loans, Installment loans
- Online application 24/7
1F Cash Advance Store in Belton
When urgent expenses pop up, 1F Cash Advance knows how to handle them without hassle and stress. Our cash store in Belton provides quick financial assistance to borrowers who face emergency money needs, no matter their credit scores. We are located in the Oak Village Shopping Center area, near the Area Agency on Aging of Central Texas. Visit us today and enjoy our fast, no credit check process and instant cash options in-store.
- Monday8 am – 10 pm
- Tuesday8 am – 10 pm
- Wednesday8 am – 10 pm
- Thursday8 am – 10 pm
- Friday8 am – 10 pm
- Saturday8 am – 10 pm
- Sunday8 am – 10 pm
Charlotte William
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Our Loan Products
We provide various loans at our Belton store to ensure you will find the right solution to your situation:
Max. amount $1,000
A payday loan is a short-term loan designed for unexpected expenses or small money gaps, such as car repairs, daily costs, or unforeseen bills. At 1F Cash Advance, you can borrow up to $1,000 and repay the funds in up to 30 days without creating a long-term debt burden.
Max. amount $5,000
Use installment loans for larger needs or when you need more time to repay. Get up to $5,000 for debt consolidation, home improvements, medical bills, or big purchases with the ability to repay in equal installments over 2 to 24 months.
How to Apply for a Loan
We prove that borrowing money can be simple and straightforward. Here are 3 easy steps to follow to apply with 1F Cash Advance:
Visit a nearby store
Our staff will guide you through the application and provide personalized assistance. The entire process usually takes under 5 minutes.
Get an approval decision
Your data is reviewed quickly with no credit check involved in the underwriting process. You will get a response almost immediately.
Receive the money
If approved, get cash right away or receive your loan funds via a direct deposit on the same or next business day.*
*Approval is subject to certain qualifications, including your income, employment, and payment history. A soft credit check is made to assess your eligibility.
Same-day funding is available to applicants who finalize their loans before 10:30 am on weekdays. Approvals after 10:30 am or on non-banking days are funded on the next business day. In-store applicants who provide post-dated checks for repayment can get instant cash.
What You Need to Apply In-Store
You only need to bring a few basic items to complete our in-store application:
- Valid government-issued photo ID
- Social Security number
- Valid email and cell phone number
- Proof of income
- Proof of Texas address
- Active bank account and routing numbers
- Be at least 18 years old
About 1F Cash Advance in Belton, Texas
Since 2019, 1F Cash Advance has been offering fast and reliable loan solutions to Texas borrowers who can’t get emergency cash elsewhere. Whether you need bad credit financial assistance or quick cash for your urgent situation, our Belton team is here to provide the right option. We treat every customer with respect and don’t solely rely on their credit score. This approach makes borrowing accessible to the hard-working people who need it most.
Our transparent loan terms ensure you will make an informed financial decision, while quick approval and funding make it possible to receive the funds on the same day you apply. We are a state-licensed loan company that follows all the Texas laws and regulations and provides an exceptional borrowing experience with your security and satisfaction in mind.
Find Our Nearby Store
1F Cash Advance has multiple stores across Texas to help residents get personalized support.
440 Town Square, Copperas Cove, TX 76522
3329 Winthrop Ave, Fort Worth, TX 76132
Responsible Borrowing Tips
1F Cash Advance stands for ethical lending and responsible loan usage. Payday loans are not intended for long-term needs and should only be used as a short-term solution to emergency expenses. Repeated borrowing can result in extra fees making your loan more expensive. If you can’t repay the funds over a short period, consider alternative loan options.
Make sure you fully understand the terms before signing an agreement. At 1F Cash Advance, we disclose all the loan details to help you make an informed decision. Before borrowing, create a clear repayment plan and ensure you can afford the amount you request. If you experience ongoing financial problems or credit issues, seek credit counseling first.
FAQ
When to use a payday loan?
People usually turn to payday loans when they need to cover unforeseen bills, car or home repairs, medical costs, and other unexpected expenses.
Can I get the funds on the same day?
Same-day funding is possible if you finalize your loan before 10:30 am on a banking day. In-store applicants can also get instant cash if they repay via a post-dated check. Otherwise, loans are funded on the next business day.
What disqualifies you from a payday loan?
Payday loans are known for having easy-to-meet requirements. However, we assess your financial standing to ensure you can afford the loan. Insufficient income, unstable employment, a history of recent late or missed payments, and a high debt burden can all affect your approval.
Does 1F Cash Advance run a credit check?
We do not perform a hard credit check via major credit bureaus, which means your credit score will remain unchanged. However, we run a soft inquiry to assess your overall financial situation.
Are installment loans a better alternative to payday loans?
An installment loan may be a better alternative if you need a higher amount with a convenient repayment schedule. It may be easier to handle due to longer repayment terms and more affordable payments. However, this also results in more interest paid. Payday loans have shorter repayment terms and higher APRs, but often come with a lower total cost.
Is not paying a payday loan a felony in Texas?
Not paying a payday loan in Texas is not considered a felony. You can't be arrested for defaulting on the loan itself. However, you may face legal consequences if the lender decides to sue you for not paying. Your credit score may also drop.
Should I apply at a cash store or online?
It's up to you. Both processes are fast and convenient with us. In-store application provides a more personalized experience and may suit those who prefer a traditional approach to borrowing, need professional advice, or have a unique situation. An online application process is perfect for people with busy schedules and those who don't have a physical location in their city.
Contact Us
Still have questions? Contact us in any convenient way. Our team is always happy to help.
