Payday Loans in Houston, Texas - Westheimer Rd

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Small Payday Loans Near Me

Updated: May 22, 2025

Written by Latoria Williams | Updated by Latoria Williams

Why Trust Us?

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Why Trust Us?

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If you seek fast financial assistance, 1F Cash Advance can help you get the money you need on the same day. We offer direct lender payday loans in Houston without a credit check, making them suitable for people with bad credit. You can visit our store at 7553 Westheimer Rd to get qualified help during the application process or request a loan online right now via the website.

Find 1F Cash Advance Store in Houston

1F Cash Advance store in Houston provides emergency financial support to borrowers who face urgent money needs. We’re located at 7553 Westheimer Rd, near the Vitamin Shoppe, Subway, and 5 Star Nutrition. Our clients can use free parking and enjoy a smooth application process in our cozy office.

1F Cash Advance store at 7553 Westheimer Rd, Houston Texas

7553 Westheimer Rd, Houston, TX 77063

(832) 463-5735

[email protected]

Hours:
Monday – Sunday: 8:00 AM to 10:00 PM

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Payday Loan Terms & Rates in Texas

1F Cash Advance fully complies with the payday lending rules set by Texas laws. Here are our terms and rates:

Loan amount: $100 to $1,000,
Repayment terms: 7 to 31 days,
Average APR: 663%,
Rollovers: Allowed.

Products & Services

We provide personalized financial support based on our clients’ unique needs. Here’s what you can get in our store:

Payday Loans

A payday loan is a short-term loan for small emergencies. It can provide you with up to $1,000 and needs to be repaid in full in 7 to 31 days, right after you receive your next paycheck. This loan can be obtained with any credit and is usually used to cover various unexpected expenses.

Installment Loans

Installment loans offer up to $5,000 financing and give you flexibility to pay back the funds in equal monthly payments over 2 to 24 months. You can use them to cover long-term needs or big purchases without much strain to your budget.

Title Loans

A title loan allows you to get up to 50% of your car’s price by using its title as collateral. The repayment is typically made in 30 days. Although your vehicle is pledged, you can keep driving it during the loan life.

Check Cashing

Visit our Houston store and turn your check into cash in a matter of minutes. We don’t require you to have a checking account. You only need to provide your valid ID.

What Do You Need to Get a Loan in Houston

Loans offered by 1F Cash Advance come with minimum qualification criteria, making them available to almost anyone. Here's what you need upon your store visit:

Be over the age of 18;
Provide your government-issued ID and SSN;
Have an active bank account in your name;
Specify your bank routing number;
Provide proof of income and address.

How to Apply for a Loan through 1F Cash Advance

Our straightforward application process allows you to request a loan with no hassle of traditional bank options. Follow these simple steps and get your money today:

Fill out a simple form. Visit our store to get qualified assistance, or apply online in just 5 minutes.
Get a response. Your application details will be verified quickly through a soft credit check, so it will only take us about 15 minutes to make an approval decision.
Receive the funds. If approved, read the terms of your loan agreement carefully and sign the documents. In-store applicants can get cash immediately, while online borrowers will get a direct deposit into their bank account within 1 business day.

Explore Our Locations Near You

1F Cash Advance has several payday loan stores in Houston so you can visit the one nearest to you. We also have multiple physical branches across the state, including those in Belton, Bryan, Copperas Cove, Fort Worth, Killeen, and Temple. See the full list of our Texas locations below.

3120 S 31st St, Temple, TX 76502
[email protected]

(254) 239-0997

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1804 Cavitt Ave, Bryan, TX 77801
[email protected]

(979) 977-2385

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253 W Greens Rd, Houston, TX 77067
[email protected]

(832) 648-1960

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5454 North Fwy, Houston, TX 77076
[email protected]

(832) 648-4711

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