Payday Loans in Houston, 77063
at 7553 Westheimer Rd
- (832) 463-5735
- 3+ years in business
- Apply in-store 8:00 am - 10:00 pm (Mon-Fri)
- Open on weekends
- Payday loans, Installment loans
- Online application 24/7
Why Trust Us?
1F Cash Advance has been providing emergency loans since 2019. We are licensed and operate under state laws. Over 140,305 consumers have already benefited from our services, both online and in stores.
Fact-Checked
Each our article is reviewed by leading industry experts and updated regularly. We ensure accuracy and currency through daily audits and automated updates. Learn more about our editorial standards.
1F Cash Advance Store in Houston
For situations that require immediate financing, 1F Cash Advance offers emergency assistance with same-day payouts. Our no credit check loans are quick and easy to get, even with bad credit. They’re a smart solution for hard-working Texans who need to cover urgent expenses.
Visit our Houston store today and receive instant cash from a direct lender. We are conveniently located near the Ross Dress for Less, Subway, and Raising Cane’s Chicken Fingers, right in front of Frost Bank. Our friendly team is always here to help you get the best loan solution for your situation.
- Monday8 am – 10 pm
- Tuesday8 am – 10 pm
- Wednesday8 am – 10 pm
- Thursday8 am – 10 pm
- Friday8 am – 10 pm
- Saturday8 am – 10 pm
- Sunday8 am – 10 pm
Jason Chapa
Tried our service?
In-Store Loan Products
The small personal loans we offer are designed to meet a wide range of Houston residents’ everyday needs.
Max. amount $1,000
Perfect for small emergencies and unexpected expenses, payday loans provide short-term financing with minimal requirements and fast funding. Borrow up to $1,000, get the money within a day, and repay it in up to 31 days without accumulating interest.
Max. amount $5,000
Installment loans in Houston, TX, can help you cover larger expenses and split the cost over a longer time. Get up to $5,000 for a period of 2 to 24 months and make fixed monthly payments instead of repaying in one lump sum. Use the money for debt consolidation, high medical costs, home improvements, and other personal needs.
How to Apply for an Emergency Loan
With 1F Cash Advance, you can get emergency cash loans in Houston in just 3 steps:
Visit our store
Stop by and fill out our application form. Our professional team will make the process easy and secure so you can complete it in just 5 minutes.
Get a loan decision
The verification process is automated and quick due to no hard credit check. You will know whether you are approved almost immediately.
Receive the loan funds
If approved, the loan can be issued in cash instantly or transferred to your bank account via a same-day direct deposit.*
*Approval is subject to certain qualifications. A soft credit check will be made to estimate your repayment capabilities. Loans approved before 10:30 am on weekdays usually come with same-day deposits. Applications submitted after 10:30 am, on weekends, or on holidays, will be funded on the next business day. Instant cash is offered to in-store applicants who provide post-dated checks for repayment.
What You Need to Bring to Apply
Get the following items ready upon your store visit to speed up the application process:
- Valid government-issued photo ID
- Proof of income
- Proof of Texas address
- Active bank account and routing numbers
- Valid email and cell phone number
- Social Security number
- Age of at least 18
About 1F Cash Advance in Houston, Texas, 77063
1F Cash Advance is a licensed loan provider that helps Texas residents cover urgent expenses without the stress of traditional loan processes. Since 2019, we have provided thousands of people across the state with fast and accessible financial support that doesn’t disqualify them because of their bad credit. Our Houston store offers professional assistance and advice to those who need customized loan solutions.
We skip all the complexities of bank loans to make the entire process fast and simple from start to finish. With us, you’ll fully understand what you’re agreeing to, thanks to transparent loan terms. Your sensitive information is safe and secure. By choosing 1F Cash Advance, you can rest assured that you’re dealing with a legitimate loan company in Houston that prioritizes your financial health and satisfaction.
Find Our Store Nearby
We have multiple loan places in Houston and across Texas. Choose a location near you and visit us today for quick assistance.
440 Town Square, Copperas Cove, TX 76522
3329 Winthrop Ave, Fort Worth, TX 76132
Borrow Money Safely
Payday loans are short-term, high-cost borrowing options that are not intended to meet your ongoing needs. Using them irresponsibly can lead to a cycle of debt. Only take out payday loans for small emergencies and unexpected expenses. Make sure you can repay the funds in full within a set period and have a clear repayment plan to avoid extra fees and credit consequences. People with credit issues and ongoing financial problems should refrain from borrowing and seek professional counseling.
FAQ
How much can I borrow with 1F Cash Advance?
In Houston, our payday loans come with a maximum amount of $1,000. With an installment loan, you can borrow from $500 to $5,000. The particular sum you can qualify for will be determined based on your income and credit.
Can a credit history disqualify me from a payday loan?
At 1F Cash Advance, your credit history is not a disqualifying factor. Applicants with any credit score may qualify for a loan as long as they can demonstrate the ability to repay. We place greater importance on income, payment history, employment stability, and current debts.
Will my credit score be affected after applying?
Our loans come with no hard credit checks, meaning that the application won't affect your credit. Just note that late payments and loan defaults may be reported to credit bureaus and result in a credit score drop.
What can I use a short-term loan for?
Payday loans work best for small emergencies and unexpected expenses. People typically use them for unforeseen bills, everyday needs, medical costs, minor repairs, and other short-term money gaps.
Is an installment loan better than a payday loan?
It depends on your current situation and what you need the money for. An installment loan may be a better option if you want to finance a big purchase or a larger expense and need more time to repay the funds. Longer repayment terms make this product budget-friendly but also result in a higher final cost. A payday loan allows you to cut the total interest paid if used responsibly. It is perfect for small money gaps and short-term emergencies.
What is the easiest loan to get approved for?
A payday loan is considered one of the easiest options to qualify for due to its simple requirements. A few more easy-to-get options include pawn shop loans, title loans, and loans from cash advance apps.
Contact Us
Still have questions? Contact us in any convenient way. Our team is always happy to help.
