Payday Loans in Fort Worth, Texas
at 3329 Winthrop Ave, 76132
- (682) 647-5905
- Apply in-store 8 am – 10 pm (Mon-Sun)
- Open on Saturday
- 3+ years in business
- Payday and installment loans
Why Trust Us?
1F Cash Advance has been providing emergency loans since 2019. We are licensed and operate under state laws. Over 140,305 consumers have already benefited from our services, both online and in stores.
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1F Cash Advance Store in Fort Worth
If you’re facing a financial emergency, visit our 1F Cash Advance location in Fort Worth for a quick and convenient in-person loan experience. We are recognized as one of the most trusted loan providers in the Fort Worth area, conveniently located in Western Hills/Ridglea, directly across from Legacy Salons & Day Spa Ridglea and near Compassionate Healthcare. Our team is always ready to meet your immediate cash needs with professionalism and care.
- Monday8 am – 10 pm
- Tuesday8 am – 10 pm
- Wednesday8 am – 10 pm
- Thursday8 am – 10 pm
- Friday8 am – 10 pm
- Saturday8 am – 10 pm
- Sunday8 am – 10 pm
Jack Wilson
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Available loans at 1F Cash Advance
We know every Fort Worth customer’s situation is different. That’s why we offer several options for borrowers:
Max. amount $1,000
Borrow $100 – $1,000 in minutes to cover a surprise vet bill, keep the lights on, or stretch your budget until the next paycheck. The full balance, plus a fee of $10–$30 per $100 borrowed, is due in 7 – 30 days, usually on your upcoming pay date. No collateral and no hard credit check is required, the only thing you should provide is a proof of steady income.
Max. amount $5,000
When you need more money or more time, choose an installment loan from $500 and up to $5,000 and repay it in fixed monthly payments over 2 – 24 months. The rate is locked, and payments are fixed and never change. These loans are perfect for larger repairs, medical procedures, or consolidating smaller debts into one bill.
How to Apply with 1F Cash Advance
Follow these simple steps to receive your loan:
Visit the store near you
Fill out an easy form at our location, which takes about 5 minutes to complete.
Get an instant decision
Once you submit the request, the approval process is often done in 15 minutes or less.
Receive your money
If approved, you can get the cash right on the spot or receive a direct deposit to your bank account within 24 hours.
What You Must Bring to Apply
Prepare the following items for your store visit:
- Government-issued ID
- Social Security Number
- Proof of steady income
- Active checking account in your name
- Proof of address
- A valid email and cell phone number
About 1F Cash Advance in Fort Worth, Texas
When people search for payday loans in Fort Worth, they often choose 1F Cash Advance. We are a customer-focused service with 80+ locations that offers quick and safe funds for emergencies. With us, you’ll get approval within minutes and cash in your hands in under an hour.
Worried about bad credit? We perform no hard credit checks, so people with any credit score can get the money they need. 1F Cash Advance always keeps your personal information safe. When you visit us, you’re choosing a locally trusted loan provider that has helped thousands of Texans since 2019.
Find a Store Near You
If you’re not located in the 76132 ZIP code, don’t worry. 1F Cash Advance has multiple loan locations throughout Texas, outside of Fort Worth, ready to assist you.
440 Town Square, Copperas Cove, TX 76522
201 S Americas Ave #208, El Paso, TX 79907
Not in Texas? 1F Cash Advance operates in many states, either with physical stores or online.
FAQ
Are payday loans legal in Texas?
Yes. Payday lending is legal in Texas and is regulated through the Finance Code and Administrative Code. 1F Cash Advance strictly follows all the state regulations.
What is the maximum amount I can borrow with payday loans?
1F Cash Advance provides Texas payday loans of up to $1,000. The exact amount depends on your credit and monthly gross income. If you need more, consider our installment loan in Fort Worth.
What is the interest rate of a payday loan in Texas?
Payday loans carry a high interest rate due to their short-term and no collateral requirement. The typical APR for a payday loan in Texas is around 400% or even higher. You can expect to pay between $10 and $30 for each $100 borrowed.
Can I get a loan with bad credit in Fort Worth?
Borrowers with any credit can qualify. When you apply for a loan with 1F Cash Advance, there’s no hard credit check through the major credit bureaus. Instead, we consider your employment and income to determine if you qualify.
How fast will I get the money?
You might get your money on the same day if approved before 10:30 am on a workday. Approvals after this time or on weekends are funded on the next business day. If you visit our Fort Worth store and are approved, you may receive the cash immediately.
How often can I take out a payday loan in Texas?
Texas does not impose a statewide limit on the number of payday loans you can take out. However, we recommend maintaining only one loan at a time and using it strictly for genuine emergencies.
Still Have Questions? Contact Us
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