1F Cash Advance Security Center

At 1F Cash Advance, your data protection is our top priority. We are committed to providing our customers with secure financial solutions and strive to educate them on online personal safety. However, unknown scammer groups may act on behalf of 1F Cash Advance to steal your sensitive information. Our security center helps you recognize such activities and make intelligent borrowing decisions. 

How to Spot a Fraudulent Activity

Although you can’t stop scam communications, you can detect their common signs. You should suspect that a loan offer is fraudulent if:

• The sender’s phone number or email address doesn’t match. At first glance, an email or phone number may look like it belongs to your financial institution. However, fraudulent contacts often contain extra or mixed-up symbols or have different domains. Even a small difference is a sign of phishing activity.
• The message contains suspicious links or attachments. Opening an attachment or clicking a link may start downloading malware that shares your information with cybercriminals.
• The text has spelling and/or grammatical errors. Poor grammar and bad spelling are not professional for a credible business and can signal a scam, especially if the email asks for your account information.
• The individual is rushing you when you follow the instructions. Legitimate lenders do not need urgency, while scammers want you to skip checks and pressure you to act quickly.
• You are asked to provide sensitive personal or financial information. No legit loan provider asks for your banking or account credentials or payment details without confirming your loan information.
• You need to pay a fee in advance to get a loan. Any processing or insurance costs charged by a legitimate lender will be disclosed in writing and are usually taken from your loan proceeds. 
• The offer is too good to be true. Messages that advertise very low APRs or promote instant approval for any credit are likely to mislead you or hide add-on fees that balloon your final APR.
• The website lacks contact or licensing information. Legitimate lenders make it easy to contact them in case of any questions and provide their licenses in the public domain.

Watch out for Debt Collection Scams

Some scammers can falsely claim affiliation with 1F Cash Advance and other loan providers when they use illegal debt collection practices. Treat a collection communication as scam if:

• The individual threatens you with violence or jail. Under the Federal Debt Collection Practices Act, debt collectors are prohibited from using abusive, unfair, or deceptive tactics.
• The caller makes aggressive demands or threatens to garnish your wages.
• The individual provides you with wrong information about your debt, including fake case numbers and outstanding amounts.
• The individual can’t provide the loan agreement information and payment history when you ask.

Safe Online Banking Practices

Follow these smart tips to protect your banking information and financial assets:

• Monitor your accounts regularly. Review transactions every day and immediately report any activity you do not recognize to your bank.
• Create strong, unique passwords. Do not reuse your online-banking password on other websites, as it makes it easier to steal your money and information.
• Use reputable security software. Install trusted antivirus software with real-time protection. Avoid free tools as they typically do not provide full security.
• Add anti-malware protection. Ensure your security tools are current to protect against modern types of threats.
• Know how phishing works. Be suspicious of any email or text message purporting to be from 1F Cash Advance or another financial institution that requests account details, verification, or online-banking credentials (usernames, passwords, one-time passcodes, etc.).
• Avoid public computers and unsecured networks. Do not access your financial accounts on public or shared computers or over unsecured public Wi-Fi.