Instant Cash Loans
Need Cash Today? Get Money Right Now!
- Quick Online Application Process
- No Traditional Credit Check
- Bad credit is OK
- Immediate Loan Decision from Direct Lenders
- No Paperwork
When unexpected things happen, and you don’t even have money to pay for car repairs, covering all the cash needs can be a real challenge. Although you try to live within your means, and you spend money on necessary things, like food or rent; without an emergency fund, you could find yourself in a difficult situation.
These unplanned situations may happen at the intersection of bad timing and your next payday several weeks away. You need fast cash now.
One of the best solutions to solve those financial issues is to get instant cash loans online. Apply now from your computer or mobile device for a short-term loan that may be directly deposited to your bank account within 24 hours. This is a simple financial solution that won’t affect your credit score, so you can get a payday loan even with poor credit score.
Can You Get a Payday Loan with Bad Credit?
Even if many Americans describe their financial situation as stable, almost a third have a credit score lower than 600 and an unexpected expense would force them into a difficult financial situation.
If you need fast cash, no matter how bad your credit is, our direct lenders may approve your application for emergency cash immediately even if you have bad credit. The direct lenders we work with don’t do hard credit checks with credit reporting agencies, which would automatically disqualify you for a cash loan. They understand that the credit score may not be a relevant indicator of whether you will be able to repay your payday loan.
Things to Know Before You Apply For Instant Cash Loans
Online payday loans have very few requirements and almost anyone can easily qualify. That’s why applying for a cash loan you may have better chances get approved than you would have if you choose to apply for a traditional bank loan.
First of all, check the payday advance legal status in your state. In some states, they may be prohibited; also, some states limit the loan terms.
Secondly, before applying for an online cash advance, check the payday loans eligibility criteria.
Thirdly, ask yourself these questions:
Can I afford to pay back the loan I’m going to apply for?
Online lenders are less interested in your credit history. The main factor that really matters is your ability to repay the loan on the due date. If you honestly believe your income allows you to repay the debt, then there are good chances the lender will believe it too. You’ll have to prove you have a stable regular income.
How much time do I need to repay my payday loan?
Determine how many weeks it will take you to repay your instant loan. You may be tempted to indicate a shorter period. Indicate the right length of time to avoid applying for a rollover. Some states don’t even allow rollovers.
The last and probably the most important advice to increase your chances of getting cash today is to complete the online loan application truthfully. Never try to lie in a loan application. This is not just a bad idea that might disqualify you; it is also considered a crime.
How Online Cash Advance Loans Work?
A payday advance is a short-term loan that helps you to cover your urgent financial needs. You can apply for up to $1,000 from direct lenders through our online loan application. You’re expected to repay the entire amount on your next payday.
Do you want to know how to get a cash loan? Here are a few steps you have to follow:
1. Fill out the online application through our website.
2. Once complete, your request is being sent to our network of direct lenders. At that point, you need to wait for loan approval that will be received in a few minutes.
3. Review the loan offer which includes the interest rates, terms and conditions and electronically sign the loan agreement.
4. Receive your funds via direct deposit to your bank account the next business day. Some loan lenders will process your application the same day if your request gets approved early enough in the day.
What Do I Need to Apply for an Online Payday Loan?
The requirements for online instant loans now are very reasonable. If you meet the following conditions below, you are eligible to apply.
- Be a U.S. citizen or permanent resident
- Be at least 18 years of age
- Have proof of regular income
- Have an active checking account
- Have a valid phone number
- Have a valid email address
The Benefits of Emergency Cash Advances
Instant payday loans are quick solutions when you need money the most. Payday loans online come with many advantages, including:
- Simple and quick application. It can take weeks to receive money when you borrow from your retirement fund, banks or local credit unions. To apply online for payday advances it will take you only a few minutes. You must provide only basic personal information, along with other few details regarding your income and banking information.
- Fast funding. Once your application is approved and both parties e-signed the loan contract, the cash may be available on your bank account as soon as the next business day, or even on the same day.
- Bad credit and no credit accepted. Unlike bank loans, online payday loans are not credit-based. If you need cash now, poor credit or no credit is not an impediment. Our direct lenders will only check if you’re able to repay the loan.
- No restrictions on loan use. Unlike with traditional bank loans, you don’t have to explain what you want to use your funds for. The money can be used with no restrictions.
- No traditional checks. The loan lender won’t perform a hard credit check on your credit history. With soft pulls ran by our direct lenders, there will be no signs that you applied for an instant loan.
Taking a cash advance loan can solve emergency financial problems to help you get back on track.
Get Your Online Cash Now with 1FirstCashAdvance
Many of those who have asked themselves, “where can I get an instant loan,” have found 1FirstCashAdvance their favorite solution for fast cash loans. We have a broad network of reliable online direct lenders that accept loan requests from applicants with any credit history.
Our direct lenders will never ask you how you will use your funds. Use it without judgment or explanation. All interactions, from applying for a loan to funds transfer to your account, are conducted online. It lets you get the needed cash in a short time while getting rid of unnecessary actions such as doing numerous paperwork and visiting physical branches in order to obtain the loan.
Do you need cash now? Take a few minutes to fill out our application and get an instant payday loan now online.