Payday Loan Alternatives in Little Rock, AR
at 7123 I-30 #46, 72209
- (501) 406-0133
- 2+ years in business
- Apply in-store 8:00 am – 10:00 pm (Mon-Fri)
- Open on Saturday
- Installment Loans
- Online application 24/7
1F Cash Advance Store in Little Rock
If you’re looking for short-term loans in Little Rock, Arkansas, 1F Cash Advance is always at your service. Our store is located near the Spring Hill Church and Little Rock Corporate center, making it easy to reach us quickly when you face a financial emergency.
We make the entire process fast and simple, so you can complete your application in minutes and get instant cash, even with bad credit. Visit us today and receive same-day financial support from a direct lender with no credit check needed.
- Monday8 am – 10 pm
- Tuesday8 am – 10 pm
- Wednesday8 am – 10 pm
- Thursday8 am – 10 pm
- Friday8 am – 10 pm
- Saturday9 am – 6 pm
- SundayClosed
Installment Loans
Rhona Hall
Tried our service?
Loan Products
We provide personal loans in Little Rock, Arkansas, designed as safe and legal alternatives to payday loans. Our goal is to ensure you can find the right borrowing solution for your needs while staying fully compliant with state regulations:
Installment Loans
Max. amount $5,000
An installment loan spreads repayment into equal monthly payments over 2 to 24 months, giving you more breathing room to cover larger expenses. At 1F Cash Advance, you can borrow up to $5,000. This option works well for big purchases, home improvements, medical bills, or debt consolidation, and it can also handle smaller urgent expenses when you need quick and flexible financial support.
Simple Steps to Apply
Here are the basic steps to get a loan with us:
Come to our Little Rock store
Fill out a brief form in under five minutes. Our staff will be happy to help you with any questions.
Get an instant decision
Your request is reviewed promptly since no hard credit check is performed, so you’ll receive an answer almost immediately.
Get the money
Once you are approved, you can receive the funds via a same-day direct deposit or pick them up in cash at the store.*
*If approval is received before 10:30 am on a weekday, you may receive the money on the same day. Later or weekend approvals are funded on the next business day. Instant cash is available in-store against a post-dated check.
What Is Your Application Checklist?
Check what you’ll need to complete your application:
- Age of at least 18 years old
- Valid government-issued photo ID
- Proof of income (recent pay stubs or bank statements)
- Active checking account in your name
- Proof of Arkansas address
- Valid phone number and e-mail address
- Social Security Number or ITIN
About 1F Cash Advance in Little Rock, Arkansas
Founded in 2019, 1F Cash Advance has been helping Americans overcome financial challenges ever since. More than 3 million consumers have trusted us with their money matters, and we’re proud to offer the same reliable service to people in Little Rock and across Arkansas. We comply fully with state laws and provide transparent terms, ensuring you receive a fair loan offer and can make an informed financial decision.
By choosing us, you’re partnering with a reputable service that puts your needs first. We provide almost instant approval since no hard credit check is required, making our loans a smart emergency option for people with bad or limited credit. We never share your personal information with unaffiliated third parties and strive to deliver an exceptional borrowing experience for every customer.
FAQ
Are payday loans legal in Arkansas?
Traditional payday loans are illegal in Arkansas due to their high interest rates. The state’s law imposes a 17% APR usury cap. 1F Cash Advance follows all the Arkansas rules and regulations.
What is the maximum amount I can borrow in Little Rock?
At 1F Cash Advance, you can apply for personal installment loans up to $5,000. The exact amount depends on your income, financial obligations, and repayment ability under Arkansas law.
What are the interest rates for Arkansas loans?
In Arkansas, personal loans must comply with the state’s 17% APR interest-rate cap. Within this limit, the actual APR will vary based on your credit profile, loan amount, and repayment term.
Can I get a loan in Little Rock with bad credit?
With 1F Cash Advance, you can still get a loan with bad credit. We do not rely on your credit score as a major factor for loan approval. We are more focused on your ability to repay the loan.
