Payday Loans in Stratford, Connecticut
- Bad Credit OK
- Apply Online or In-Store
- Instant Loan Approval
- Same Day Cash Advance
- Loans with No Credit Check
- Payday Loans Near Me
Why Trust Us?
1F Cash Advance has been providing emergency loans since 2019. We are licensed and operate under state laws. Over 140,305 consumers have already benefited from our services, both online and in stores.
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1F Cash Advance provides trustworthy lending solutions to Stratford residents during financial emergencies. We offer direct lender payday loans in Stratford and across Connecticut to borrowers with good and bad credit scores. Come to our store in person or apply online today — we are available 24 hours a day, 7 days a week!
1F Cash Advance Store in Stratford, CT
Do you prefer a traditional lending approach and value personal interaction? Visit our Stratford store, and we’ll take care of your situation. The team of 1F Cash Advance is ready to answer all your questions about payday loans.
We’re in the heart of Stratford, near the Fidelity Real Estate and Ruby & Calvin Fletcher African American History Museum. You can easily access it by both public transportation and car. Our location has ample parking for your convenience.
We cherish your time! Our verification, funding, and decision-making processes are fast and straightforward. In under 15 minutes, you’ll move from loan request to offer.
2385 Main St #14, Stratford, CT 06615
Hours:
Monday – Friday: 8:00 am to 10:00 pm
Saturday: 9:00 am to 6:00 pm
Sunday: Closed
Our Products
1F Cash Advance offers loans for different needs.
Payday Loans
Cash advances can help cover urgent expenses before payday if you don’t have an emergency fund.
- Loan Amount: Up to $500.
- Repayment Term: Due on your next payday (31 days maximum).
- APR:Capped at 36% for loans of up to $5,000 per Connecticut law.
- Best For: Unexpected bills, emergency expenses, or short-term cash flow issues.
Installment Loans
Installment loans work well for bigger expenses or when you need more repayment flexibility.
- Loan Amount: Up to $5,000.
- Repayment Term: Up to 24 monthly installments.
- APR: Capped at 36% for loans up to $5,000 per Connecticut law.
- Best For: Larger purchases, debt consolidation, or ongoing expenses.
Title Loans
Pink slip loans, or title loans, let you secure a bigger loan by using your vehicle as collateral. You can continue driving your car during repayment.
- Loan Amount: Up to 50% of your vehicle’s price.
- Repayment Term: Up to 31 days.
- APR: Varies based on your vehicle’s condition, loan amount, and term.
- Best For: A higher loan amount repayable over a short time with lower interest.
How to Apply with 1F Cash Advance
In-Store
Visit our Stratford office, and our team will answer all your questions. We’ll help you choose the best loan option and clarify any unclear details.
Online
No time to visit us in person? No problem! You can apply from anywhere through our website.
By Phone
Prefer to apply over the phone? Call us at
(203) 941-6309,
and we will help you navigate the process!
Payday Loans in Stratford, CT: The Loan Process
Regardless of how you choose to apply, our loan procedure is fast and simple. Here’s how the process looks like:
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Submit your application online or in a store.
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Receive a quick decision.
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If approved, review and accept the loan terms.
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Get your funds on hand right away or get a direct deposit within 24 hours.
Eligibility Requirements
Loans from 1F Cash Advance in Connecticut has straightforward eligibility criteria:
- Be at least 18 years old
- Provide proof of income and address
- Provide a valid ID and Social Security number
- Have an active bank account.
Legal Information
1F Cash Advance prioritizes honesty and legal compliance. Under Connecticut law (CGS §§36a-563, -565, and -581, and Conn. Agencies Reg. § 36a-585-1), payday loans are capped at a 36% APR to prevent excessive fees.
Payday Loans Beyond Stratford
While our store is located in Stratford, we’re proud to serve residents from surrounding areas as well, including:
- Bridgeport
- Derby
- Milford
- Orange
- Shelton
- Trumbull
If you can’t reach our Stratford location – our online application is always available!
Other 1F Cash Advance Locations
1F Cash Advance operates across the United States. If you’re not in the Stratford area, check out our other locations to find the closest to you:
Why Choose 1F Cash Advance in Stratford?
The 1F Cash Advance team provides quick and flexible loans for Stratford residents. We treat every client with respect and understanding – ready to help you find a solution if challenges come up.
We focus on your current financial situation instead of judging past mistakes. Instead of traditional credit checks, we consider your monthly income and other factors. Emergencies require fast action, so we work to get you approved quickly. Apply online or visit our store to access funds today.
Responsible Borrowing
At 1F Cash Advance, we encourage all our customers to borrow responsibly.
- Only borrow what you need and can afford to repay.
- Understand all terms and conditions before accepting a loan offer.
- Plan your budget to repay the loan on time.
- If you’re struggling with repayment – contact us immediately to discuss your options.
We’re a Local Company That Helps Locals!
1F Cash Advance isn’t just a lending service. We’re part of the Stratford community. For us, business is about people first. We value your trust and are grateful to everyone who has chosen us.
These aren’t just empty words! We actively support local events and charities. Our team members often volunteer for community projects. We want Stratford to thrive both financially and socially.
We also believe that financial knowledge is power. Visit our website or talk to our staff for tips on budgeting, saving, and building credit.
Learn More About 1F Cash Advance
Find out why people choose 1F Cash Advance for their financial needs. Check out real reviews from our customers.
