Payday Loans in Springfield, MO
at 224 N Stewart Ave suite 104, 65802
- (417) 815-3155
- 5+ years in business
- Apply in-store 8:00 am - 10:00 pm (Mon-Fri)
- Open on Saturday
- Payday loans, Installment loans
- Online application 24/7
Why Trust Us?
1F Cash Advance has been providing emergency loans since 2019. We are licensed and operate under state laws. Over 140,305 consumers have already benefited from our services, both online and in stores.
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1F Cash Advance Store in Springfield
Money emergencies don’t wait, and neither should you. 1F Cash Advance offers payday loans in Springfield, Missouri, with a quick loan application process and same-day funding. With us, you can get emergency assistance even if you have poor credit. We are a licensed loan company that follows all state regulations to ensure your information and finances remain safe.
You are welcome to visit our store, get personalized assistance, and receive instant cash from a direct lender. We are located near the STD Flea Market and Bee Clean Carpet & Restoration and are always here to help you with your money matters.
- Monday8 am – 10 pm
- Tuesday8 am – 10 pm
- Wednesday8 am – 10 pm
- Thursday8 am – 10 pm
- Friday8 am – 10 pm
- Saturday9 am – 6 pm
- SundayClosed
Jennifer Miles
Tried our service?
Our Loan Products
At 1F Cash Advance in Springfield, we provide a variety of financial services tailored to your specific needs. Whether you’re facing a short-term cash crunch or planning for a bigger expense, we can help you:
Max. amount $500
Our payday loans offer up to $500, available on the same day. They are ideal for covering unexpected expenses, such as urgent bills, minor car or home repairs, or medical costs. Repay the full amount in one payment in 7 to 31 days with the due date set by your next paycheck.
Max. amount $5,000
For larger expenses, our installment loans provide a longer repayment period, making your debt easier to handle. Borrow between $500 and $5,000 and pay it back through manageable monthly payments over 2 to 24 months.
Follow these Steps to Get a Loan
Here are the guide to follow to complete our simple application process:
Come to Our Local Store
Visit a nearby 1F Cash Advance location. The application is easy, secure, and takes just a few minutes to complete.
Get a Fast Decision
Your application will be reviewed right away. No hard credit checks are involved, so you can receive an immediate approval decision.
Receive Your Money
Once approved, your loan will be issued in cash or transferred via direct deposit on the same day.*
*Loan approval is not guaranteed. Soft credit checks are conducted to assess your repayment ability.
Approvals before 10:30 AM on business days are usually funded on the same day. Any post-time or weekend/holiday applications will be processed on the next business day. Instant cash can be offered to in-store applicants who repay via a post-dated check.
What Do You Need to Apply
To speed up the application process, get the following items ready upon your store visit:
- Active cell phone number and email
- Social Security Number
- Bank account details
- Proof of income (pay stubs or benefits statements)
- Valid government-issued photo ID
- Proof of your current Missouri address
- Your employer’s contact information
About 1F Cash Advance in Springfield, Missouri
At 1F Cash Advance we have been offering payday, installment, title loans, and check cashing services in Missouri since 2019. Our Springfield store opened its doors in 2023 to provide residents with more customized loan solutions and a personalized approach. We help borrowers with any credit get fair loan solutions tailored to their unique needs. With us, all the terms and charges are displayed upfront, with no hidden fees or unforeseen costs.
Our easy-to-meet requirements and simplified approach to applications make our loans suitable for emergencies. The loans obtained at the stores are typically approved and funded on the same day. We are a licensed loan company that complies with all Missouri rules and regulations to ensure your safe borrowing experience.
Find a Store Near Me
1F Cash Advance offers its services across Missouri. Check out our locations in other state cities and visit the one near you.
1001 Highlands Plaza Drive STE 250, St. Louis, MO 63110
Consider Payday Loans Only as a Last Resort
Our loans are designed to address short-term financial needs, rather than providing long-term solutions. Repeated borrowing can result in high total costs and a debt cycle. Only use payday loans for emergencies and small money gaps.
Before applying, consider your budget and create a realistic repayment plan. Make sure the loan suits your financial situation, and you can comfortably repay it on time. If you need more time for repayment, consider alternatives. Borrowers with credit issues or ongoing financial problems should seek professional counseling.
FAQ
Are payday loans legal in Missouri?
Payday loans are legal across Missouri but come with limits on the maximum amount and finance charge. Lenders are not allowed to charge more than 75% of the loan principal, covering all interest and any fees associated with renewals or late payments.
Can I get a payday loan with bad credit?
1F Cash Advance provides payday loans to Missouri residents with bad or no credit. We evaluate your income and overall financial health when making loan decisions. Our focus is on your repayment capacity, not on your FICO rating.
How much can I borrow in Springfield?
In Springfield, Missouri, you can get a payday loan of up to $500 or an installment loan of up to $5,000. The exact amount is calculated based on your income and credit.
How quickly will I get the money?
If you get approved before 10:00 am on weekdays, you may be eligible for a same-day payday loan in Springfield, MO. Applications submitted later are typically funded by the next business day. Cash loans issued in-store are offered against a post-dated check only.
Do I need a bank account?
In most cases, a bank account is needed to get the funds and set up automatic repayment. However, in-store applicants who provide post-dated checks for repayment may receive their loans in cash.
Contact Us
If you have any questions, feel free to contact us! Choose the option that works best for you:
