Payday Loans in Orange, CA
at 100 S Main St, 92868
- (657) 888-0481
- 4+ years in business
- Apply in-store 8:30 am - 5:30 pm (Mon-Fri)
- Open on Saturday
- Payday loans, installment loans
- Online application 24/7
Why Trust Us?
1F Cash Advance has been providing emergency loans since 2019. We are licensed and operate under state laws. Over 140,305 consumers have already benefited from our services, both online and in stores.
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1F Cash Advance Store in Orange
If you need money fast in Orange, California, 1F Cash Advance provides instant loans of up to $255 to cover your emergency needs. Our store is conveniently located at the corner of South Main Street and West Almond Avenue, directly across from Community Pharmacy. Stop by for one-on-one assistance and receive a payday advance from a direct lender, even with bad credit. Our quick and safe procedure with no credit check involved allows us to provide same-day cash when money is needed at the last moment.
- Monday8:30 am – 5:30 pm
- Tuesday8:30 am – 5:30 pm
- Wednesday8:30 am – 5:30 pm
- Thursday8:30 am – 5:30 pm
- Friday8:30 am – 5:30 pm
- Saturday9 am – 5 pm
- SundayClosed
Linda Nalls
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Our Loan Products
At 1F Cash Advance, we offer a variety of loan solutions designed to meet your financial situation:
Max. amount $255
Our payday loans can provide you with quick cash for a short-term emergency. You can borrow up to $255 within one business day. Ideal for covering sudden expenses, these loans are typically repaid within 7 to 31 days, aligned with your next paycheck.
Max. amount $5,000
Looking for a larger amount with more time to pay? Our installment loans offer up to $5,000, with flexible repayment terms ranging from 2 to 24 months. You'll pay the loan back through fixed monthly installments, making budgeting easier and stress-free.
3 Simple Steps to Apply
Getting a loan with us is fast and straightforward. Here’s how it works:
Apply In-Store
Stop by and fill out a quick application form with help from our friendly staff. It takes just 5 minutes to complete.
Get a Loan Decision
We skip hard credit checks so that you can receive instant approval based on your financial situation.
Access Your Funds
Once approved, walk out with cash in hand or receive a same-day direct deposit to your bank account.*
*Loan approval is subject to certain qualifications. Funding is typically made the same day for approvals before 10:30 am on weekdays. Applications received later or over the weekend will be funded on the next business day. Instant cash is available for borrowers who provide post-dated checks for the full repayment amount.
Prepare The Following Items
We keep the requirements simple. To get started, just make sure you have the following:
- A valid government-issued ID
- Proof of U.S. citizenship and California address
- Be 18 years or older
- Social Security number
- Proof of income
- Active checking account and routing numbers
About 1F Cash Advance in Orange, California
1F Cash Advance is a company that offers a hassle-free solution for California residents who need financial help the most. Since we opened our doors in 2019, over 3 million customers nationwide have used our fast and reliable loan products.
Visit our Orange County store if you need urgent financial help. We will help you secure the right loan that suits your situation and will provide you with emergency cash within 24 hours. With us, you can apply for a loan within minutes without a hard credit check or extensive paperwork. The process is safe and efficient, using the latest secure technology to protect your data. Our friendly team is always happy to explain each step clearly and carefully.
Find Our Stores Nearby
Need fast cash outside of Orange County? 1F Cash Advance proudly serves customers throughout California with quick and reliable loan products.
433 S. Spring St. unit 900, Los Angeles, CA 90013
6423 University Ave, San Diego, CA 92115
910 Hale Place #204, Chula Vista, CA 91914
30 River Park Pl W #390, Fresno, CA 93720
Be a Responsible Borrower
Payday loans are meant to be used for short-term financial emergencies. Using them for a long period can result in high total cost and trap you in a cycle of debt.
Before applying, ensure you can repay a loan on schedule to avoid extra charges and credit consequences. If you experience ongoing financial problems or credit issues, refrain from borrowing money and contact a certified financial counselor.
Common Questions
Can I apply with bad credit?
Yes, there are no minimum credit score requirements when you apply with us. We determine your loan eligibility based on your income and overall financial situation.
Do you perform a credit check?
Loans from 1F Cash Advance only come with a soft credit check that doesn’t affect your credit score.
Is same-day funding available?
Yes. If you get approved before 10:30 am on a banking day, the loan funds may be deposited on the same day. You may also get instant cash at a store if you borrow against a post-dated check.
Will you deny me if I have a 600 credit score?
Having a credit score of 600 itself is not a reason for denial but it typically affects your interest rate. Whether you will get approved depends on other factors, such as your income, debts, employment stability, and recent payment history. You also need to meet our basic requirements to qualify.
I need more than $255 today. What are my loan options?
For a larger sum, consider our installment loans and get up to $5,000 with the ability to repay in fixed monthly payments over 2 to 24 months.
How do I repay my payday loan?
If you receive the funds via a direct deposit, the repayment is made automatically via ACH payments. Borrowers who get cash in-store provide post-dated checks for repayment.
Is 1F Cash Advance licensed in California?
Yes, we have a license to legally operate in the state and fully comply with all the California payday lending laws. You can request our licensing information at any moment.
Need More Information? Contact Us
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