Payday Loans in Sacramento, CA 95825

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Get up to $255 Online or in a Store
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Updated: April 14, 2025

Written by Latoria Williams | Updated by Latoria Williams

Why Trust Us?

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Why Trust Us?

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Need cash fast? 1F Cash Advance can help. We offer quick payday loans in Sacramento, California in our store at 1742 Watt Ave or online through the 24-hour website. Just fill out a short application form, get instant approval, and receive the funds on the same day you apply. We accept any credit score and make the entire process fast and easy.

Find a Store of 1F Cash Advance in Sacramento

We are conveniently located at 1742 Watt Ave, which is at the northeast corner of one of the region’s busiest intersections. You can find us in the Arden Creek Town Center area, nearby PetSmart and Banfield Pet Hospital. Free parking is available. Our fully equipped office is designed to ensure your comfortable visit.

1742 Watt Ave, Sacramento, CA 95825

(916) 619-4009

[email protected]

Hours:
Monday – Sunday: 8:00 AM to 10:00 PM

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Products & Services at Sacramento Store

1F Cash Advance offers a full range of financial services and loan options designed to meet both your short-term and long-term needs.

Payday Loans

Payday loans can provide you with up to $255 in a matter of minutes. The repayment is made in one lump sum in 7 to 31 days, with the due date being set by your next paycheck. These loans are almost ideal for unexpected expenses and small financial emergencies.

Installment Loans

An installment loan allows you to get between $1,000 and $5,000 and repay the funds in scheduled payments over 2 to 24 months. You can use the money to finance big purchases or long-term needs.

Title Loans

Title loans are secured loans that offer financing based on your vehicle’s value. You can get up to 50% of your car’s price and repay the funds within 30 days. Although the title of your car serves as a lien, you can keep driving it while it’s pledged.

Check Cashing

Our in-store check cashing service allows you to get the money quickly with no hassle of the traditional bank process. Simply provide your ID and walk out with cash in minutes. No checking account is needed.

How to Get a Loan with 1F Cash Advance: Online and In-Store

Whether you choose to apply at a store or complete the process online, 1F Cash Advance provides a hassle-free experience. Below are the simple steps to take.

In-Store application:

Visit us at 1742 Watt Ave and fill out a simple form. Our branch manager will guide you through the process and ensure accuracy.
Wait for approval. The process doesn’t involve a hard credit check. You will receive a loan decision instantly.
Receive the funds. If approved, review the loan terms carefully and sign the agreement. Once all the formalities are done, you will get cash on hand immediately.

Online application:

Fill out an online form. It’s available via the website 24/7 and takes about 5 minutes to complete.
Get a response via email. We will send you an approval decision in minutes. If approved, read the terms of your loan agreement to ensure they suit you.
Access the money. The funds will be deposited into your bank account within 1 business day after e-signing the loan documents.

What You Need to Apply

You will need to have the following upon your visit to our store:

Social Security number;
Your checking account details;
Government-issued ID;
Proof of address;
Proof of income;
Valid email and phone number.

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About 1F Cash Advance in Sacramento

1F Cash Advance has been providing smart financial solutions for emergencies in California since 2019. Our branch at 1742 Watt Ave serves borrowers with any credit and financial situation. Visit us today and get immediate support with no hassle. Our friendly staff is always here to help you find a loan that works best for you.

Besides our Sacramento store, we have locations in Chula Vista, Fresno, Los Angeles, Orange, and San Diego. Choose the nearest branch to visit or apply online via the website.

What You Get with 1F Cash Advance

1F Cash Advance is a company that strives to help people. We stand out due to our customer care and personalized approach. Here’s what we offer:

Easy application process. It will only take you 5 minutes to request a loan with us;
No hard credit checks. Our loans don’t affect your credit and are processed quickly;
Fast funding. You can access the money on the same day you apply.
Exceptional customer service. Our team is always here to answer all your questions and provide personalized advice.
Security. Your sensitive data is safe with us due to modern encryption technologies. We don’t share your details with non-affiliated third parties.