Payday Loans in Chula Vista, CA

Emergencies can strike at any moment, but we’re here to offer a stress-free way out! At 1F Cash Advance, you can get approved for small payday loans in Chula Vista in just a few minutes. Visit our store and enjoy our customer-centered approach or apply online in just a few steps. Borrowers with bad credit have a high chance of getting money due to our no-teletrack loan processing.

We partner with credible direct lenders that operate under California law. Chula Vista residents can rest assured that no unlawful acts will be taken against them. Visit our store and let us help you solve your financial issues fast!

Visit 1F Cash Advance in Chula Vista!

Leave your financial issues to us! Whether you need help with an unexpected bill, car fix, or major family event, we can offer you the right solution that corresponds to your situation and budget. At 1F Cash Advance, we put our customers first and go above and beyond to help them reach their financial goals.

We’re waiting for you in our Chula Vista store!

910 Hale Place #204, Chula Vista, CA 91914

(619) 941-0764

[email protected]

Hours:
Monday – Friday: 8:00 am to 10:00 pm
Saturday: 9:00 am to 6:00 pm
Sunday: Closed

Get Directions

1F Cash Advance is Your Best Choice for Small Payday Loans in Chula Vista, CA

1F Cash Advance offers a simple and straightforward in-store application process for Chula Vista residents. 15 minutes of your spare time will be quite enough to complete the whole procedure. Visit our store at 910 Hale Place #204, Chula Vista, CA, 91914, and let us guide you through the process. Your credit score is never a barrier. Applicants with bad or no credit can qualify for payday loans in Chula Vista on par with good credit borrowers.

We stand for equal credit opportunity and treat our customers accordingly. Whatever your needs are, we’re happy to lend you a helping hand.

Get Payday Loans Online or Visit Other 1F Cash Advance Branches

Not in Chula Vista? It’s not a problem! Our service also covers National City, Lincoln Acres, La Presa, Jamul, Tijuana, Spring Valley, and other nearby cities. Additionally, you’re always welcome to apply online from the comfort of your home. For approved applications, the money will be transferred directly to your bank account.

Not a California resident? You’re welcome to visit our payday loan stores in Louisiana, Iowa, Arizona, Delaware, Oregon, Wyoming, Alabama, Hawaii and more. Check out the list of our locations in other states below!

Law and Regulations Regarding Payday Loans in Chula Vista, CA

Payday loans are legal in Chula Vista and throughout California. However, state law sets some limits and caps that licensed loan providers must stick to. California borrowers can only get up to $300 in both principal and fees. The maximum repayment term is 31 days. Lenders have the legal right to charge fees of no more than 15% of the amount advanced. Thus, the fee amount can’t exceed $45.

Additionally, a borrower may be charged a non-sufficient funds (NSF) fee, which is $15. There’s no cooling-off period, and no rollovers are allowed. California borrowers can only have one outstanding payday loan at a time.

Documents & Requirements: What You Need to Apply for a Payday Loan in a Chula Vista Store

Getting a payday loan in a Chula Vista store is a fast and hassle-free process! You need to meet just a few simple requirements and bring some basic documents with you. The document checklist provided below can help you prepare all the needed documentation in advance:

• Valid photo ID;
• Driver’s license;
• Income confirmation in the form of pay stubs or bank statements;
• Social Security number;
• Basic personal and contact information (name, email, cell phone number, permanent address, etc.);
• Checking account number;
• Routing number.

To qualify for a payday loan, you need to reach the age of majority (18 years old), be a legal US citizen, and have a steady verifiable income. Alternative financial receipts, such as rent, alimony, or disability benefits, can also be accepted if you receive them regularly.