Payday Loans in Chula Vista, CA
at 910 Hale Place #204, 91914
- (619) 941-0764
- 2+ years in business
- Apply in-store 8:00 am - 10:00 pm (Mon-Fri)
- Open on Saturday
- Payday loans, Installment loans
- Online application 24/7
Why Trust Us?
1F Cash Advance has been providing emergency loans since 2019. We are licensed and operate under state laws. Over 140,305 consumers have already benefited from our services, both online and in stores.
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1F Cash Advance Store in Chula Vista
At 1F Cash Advance, we ensure that our Chula Vista customers can easily access small, short-term loans in case of an emergency. In-store application can be completed in about 5 minutes. Visit us, and our friendly staff will guide you through the entire loan process. We are located near the Eastlake KinderCare and Law Office of Leif Kleven, making it convenient to reach us. Our fast loans involve no credit check so that you can get up to $255 today, even with bad credit.
- Monday8 am – 10 pm
- Tuesday8 am – 10 pm
- Wednesday8 am – 10 pm
- Thursday8 am – 10 pm
- Friday8 am – 10 pm
- Saturday9 am – 6 pm
- SundayClosed
Mark Evans
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Our Products & Services
1F Cash Advance proudly offers fast and flexible financial solutions to residents of Chula Vista, CA.
Max. amount $255
Need cash before your next paycheck? Our payday loans offer a quick, short-term financial boost. They are ideal for covering emergencies or urgent bills. Borrow up to $255 and repay the full amount by your next pay date with no hassle.
Max. amount $5,000
For larger financial needs, our installment loans provide a practical alternative. Receive up to $5,000 upfront and repay it in fixed monthly installments over 2 to 24 months. This makes payments predictable and affordable, which simplifies budgeting.
Skip the long bank lines and get your checks cashed on the spot. At 1F Cash Advance, we offer fast and secure check cashing services for a wide range of check types, so you can get your money in minutes. No checking account needed.
How to Get a Loan at Our Store
Getting a Chula Vista payday loan with 1F Cash Advance is quick, simple, and secure:
Visit Our Location
Stop by our Chula Vista store and complete a short application. Our helpful team will walk you through it in just a few minutes.
Get an Approval Decision
Our approval process skips a hard credit check, which means you may receive an approval decision almost instantly.
Receive Your Funds
Once approved, you can walk out with cash in hand or get the loan in your bank account the same day.*
*Loan approval depends on meeting certain criteria. Approvals before 10:30 am on business days are typically funded the same day. Applications received later or on weekends are processed on the next business day. Instant cash is available to qualifying borrowers who provide post-dated checks for the full repayment amount.
Information and Documents You’ll Need
Here are a few basic items we ask for:
- Valid government-issued photo ID
- Proof of income (current pay stubs or bank statements)
- Social Security number
- Personal information (first and last name, e-mail, phone number)
- Checking account number
- Routing number
- Proof of California address
About 1F Cash Advance in Chula Vista, California
Since 2019, 1F Cash Advance has been providing convenient, legitimate, and quick financial services to people across California and nationwide. We are here to help you overcome life bumps by offering fast, short-term loan solutions, regardless of your credit rating.
Our Chula Vista team works professionally to ensure you get the assistance you need without unnecessary stress. We’re open Monday to Saturday, making it easy to access emergency cash when it suits your schedule. The application process is simple and takes only a few minutes, so you can get back to your day with cash in hand or deposited into your account.
Our focus is on providing a borrowing experience where your needs come first. Whether you have bad credit, no credit, or excellent credit, you will be treated with respect. We believe in equal credit opportunities and strive to help everyone in need of fast cash get the money quickly and safely.
Visit Our Stores Nearby
We serve communities across California, providing convenient financial support wherever you are. Explore our other locations open today and find the nearest one to you.
6423 University Ave, San Diego, CA 92115
433 S. Spring St. unit 900, Los Angeles, CA 90013
30 River Park Pl W #390, Fresno, CA 93720
Use Short-Term Loans Responsibly
Payday loans are meant to be a short term financial solution. Only consider them for urgent unexpected expenses or financial emergencies. Using these loans for your long-term needs can be expensive and often result in a debt cycle. Ensure you can repay the loan on time to avoid extra fees and credit score drops.
People Also Ask
Can I still qualify if I have bad credit?
Absolutely. Having poor credit doesn’t automatically disqualify you. The approval is based on several factors beyond your credit score, such as your income and overall financial situation.
What can I use an emergency loan for?
Emergency loans can be used to cover urgent expenses like medical bills, car repairs, utility payments, or other unexpected financial needs.
Does 1F Cash Advance perform a credit check?
1F Cash Advance typically doesn’t run a hard credit check, making it easier for people with less-than-perfect credit to apply. However, we perform a soft credit check that assesses your financial situation and does not affect your credit score.
Why is the payday loan amount capped at $255 in California?
California state law limits payday loan amounts to a maximum of $255 to protect borrowers from excessive debt. We strictly follow all the state rules and regulations.
Is same-day funding available?
Yes, approvals before 10:30 am on weekdays are often funded by the end of the same day. In-store cash loans are also available instantly against a post-dated check.
Are there other options for getting money fast?
Yes, besides payday loans, you might consider installment and title loans, borrowing from friends or family, side gigs, or community assistance programs.
Have More Questions? Get in Touch!
We’re always here to help! Contact us using the method that works best for you:
