Payday Loans in Miami, FL
- Easy Loan Application Form
- Reasonable Interest Rates & Terms
- No Hard Credit Checks
- Bad Credit Score is Allowed
- Guaranteed Approval Decision
How to Get a Payday Loan in Miami, FL
Looking for a payday loan in Miami, FL? Discover a fast way to get extra cash at 1F Cash Advance, even with a bad credit score. Visit our store and apply quickly through a hassle-free process. 1F Cash Advance is the right place to solve your financial problems. An online application process is also available.
In-Store Application
We are waiting for you to apply in our store. Our loan officers are here to provide the needed information during the application process.
Online Application
Don’t want to leave your home? Connect to the Internet and apply online from your device. The requesting steps are easy to follow, and there are no hidden fees.
Apply by Phone
Contact us via
(786) 321-4288
, and our customer care service will handle the application process with you, or get a link to the form via SMS.
Use a Mobile App
Download our mobile app for Android and iOS and apply via your smartphone at any moment.
1F Cash Advance Store in Miami
Are you searching for a solution to cover your unexpected expenses? Stop doing it! 1F Cash Advance is here to help Miami residents with their financial issues. Visit our Miami store, and let’s solve your emergencies together.
136 NE 1st St, Miami, FL 33131
Hours:
Monday – Friday: 8:00 am to 10:00 pm
Saturday: 9:00 am to 6:00 pm
Sunday: Closed
Products and Services at 1F Cash Advance in Miami
Payday Loans
Getting a payday loan in Florida is legal, but there are some amount restrictions we should follow. However, you can get it with a maximum term of 31 days.
Installment Loans
Our lenders will provide you with up to $5,000 with a maximum term of 36 months. The minimum annual percentage rate of installment loans is 6.63%, and you can repay them with fixed monthly payments.
Title Loans
In Miami, Florida, you can get from $1,000 to $10,000 with a title loan, using your car as collateral. The repayment terms vary from 7 days to one month. The maximum APR is 30%, and the finance charges 30% of the monthly loan amount.
How Does It Work to Get a Cash Advance in Miami, Florida
Visit our store at 136 NE 1st St, Miami, FL 33131, and get the payday loan you want within 24 hours. Our lenders don’t check your credit score through major credit bureaus (Transunion, Experian, and Equifax). They verify your current financial situation and give you a list of suitable loan offers. We are waiting for you as soon as possible!
Get a Payday Loan from a Direct Lender in Other Branches
Residents of Miami are welcome to apply for a loan through 1F Cash Advance. They also can get a payday loan from our direct lenders in other branches: Wynwood, Little Havana, Coral Gables, Hialeah, and Hollywood. Contact these locations and find out more about our loan products. You’ll definitely find suitable offers!
Not from Miami? Don’t worry! Visit our offices in other states: Colorado, Washington, Missouri, Michigan, Louisiana, and Indiana. Find a location in your area from the list below and visit it when you have a financial need. Remember to consult each state’s payday lending laws to avoid borrowing issues.
Legal Status of Payday Loans in Miami, FL
Payday loans are legal in Miami, Florida, but there are some restrictions put by laws:
- Maximum loan amount: $500
- Repayment terms: 7 – 31 days
- Fees and Charges: 10% the loan amount, and $5 transaction verification
- Default penalties: prohibited by law.
What Do You Need to Apply at a Miami Store?
If you need a payday loan, an installment loan, or a title loan in Miami, you must consider the following eligibility criteria:
- Present a valid ID and be at least 18 years old;
- Financial details: your checking account number and bank Routing number;
- Have a physical address, cell phone number, email, Social Security number, and Individual Taxpayer Identification number;
- Income proof: pay stubs or bank statements.
