Installment Loans in Boston, MA
at 28 Damrell St ste 110, 02127
- (617) 275-4087
- 2+ years in business
- Apply in-store 8:00 am - 10:00 pm (Mon-Fri)
- Open on Saturday
- Online application 24/7
Why Trust Us?
1F Cash Advance has been providing emergency loans since 2019. We are licensed and operate under state laws. Over 140,305 consumers have already benefited from our services, both online and in stores.
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1F Cash Advance Store in Boston
With 1F Cash Advance, getting a short-term personal loan in Massachusetts is always fast and easy. Visit our Boston store located near the Marr Scaffolding Company and Notre Dame Education Center and get instant cash for your short-term needs, regardless of your credit.
We perform no hard credit check and offer emergency loan solutions that follow all Massachusetts regulations. The 1F Cash Advance Boston team will help you get a legal alternative to expensive payday loans and provide personalized assistance each step of the process.
- Monday8 am – 10 pm
- Tuesday8 am – 10 pm
- Wednesday8 am – 10 pm
- Thursday8 am – 10 pm
- Friday8 am – 10 pm
- Saturday9 am – 6 pm
- SundayClosed
Miesha Strauss
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Products Available In-Store
Whether it’s an urgent car repair, medical bill, debt consolidation, or emergency home repair, our loan products can meet your needs. Here are the options available at our Boston location.
Max. amount $5,000
An installment loan allows you to split the total cost over up to 24 months to simplify budgeting and make your loan payments more affordable. You can borrow up to $5,000 and use the funds to finance big purchases and long-term financial goals.
How to Get a Loan from 1F Cash Advance?
Applying for an emergency loan with 1F Cash Advance is easy and fast. Here are 3 steps to take:
Visit a nearby store
It will take you just 5 minutes to complete a simple form. Our team will gladly help you navigate the process.
Get approved
The verification process requires no hard credit check, so an approval decision is usually instant.
Receive the money
If approved*, get the loan funds in cash instantly or via a same-day direct deposit to your bank account.**
*No approval is guaranteed. The underwriting process involves a soft credit check that estimates your financial and payment histories.
**Approvals before 10:30 am on weekdays are usually funded on the same day. Applications after 10:30 am or on weekends are processed on the next business day. Cash loans are available instantly to in-store applicants who provide post-dated checks covering the full amount due.
What to Bring for an In-Store Application
You only need to provide a few basic items to proceed:
- Valid US-issued photo ID
- Active bank account and routing numbers
- Proof of income
- Social Security number
- Proof of Massachusetts address
- Valid email and cell phone number
About 1F Cash Advance in Boston, Massachusetts
1F Cash Advance has been assisting people in Massachusetts since 2019. In 2023, we opened our Boston store to provide locals with personalized loan solutions tailored to their unique needs. When you work with 1F Cash Advance, you choose a legitimate loan company that cares about your finances.
We stand for transparency and open communication to provide quick support that meets our customers’ expectations. Our fast and easy loan process ensures you can apply in minutes with no extensive paperwork, get approved quickly, and receive the money you need on the same day.
Responsible Loan Usage
Short-term loans should not be used to cover your long-term needs. Using them over an extended period can be expensive. Before obtaining a loan, read the terms carefully and make sure you understand the APR, fees, repayment period, and total cost. Refrain from borrowing if you’re uncertain about your ability to repay. If you have long-term financial problems or credit issues, seek professional counseling.
FAQ
Why are payday loans illegal in Massachusetts?
Payday lending is not prohibited in Massachusetts, but payday loans in their traditional form are banned due to their high costs and potential for debt cycles. State laws apply a 23% small loan APR cap, while an average payday loan costs 260% to over 700%.
What are legal alternatives to payday loans in Boston?
Borrowers who need fast cash can turn to short-term personal loans, installment loans, and personal lines of credit. Other options include credit card cash advances, borrowing from family, or paycheck advances from employers.
Can I get a fast loan with bad credit?
You're welcome. We set no minimum credit score requirements and accept people with poor to no credit as long as they can prove their ability to repay. The factors we assess include your income, employment, debts, and recent payment history.
How much can I borrow with an installment loan in Massachusetts?
Installment loans from 1F Cash Advance allow you to borrow up to $5,000. The sum you can qualify for will be determined based on your credit and income.
Still Have Questions? Contact Us
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