Installment Loans in Columbus, Ohio
at 2133 Polaris Pkwy, 43240
- (614) 665-8488
- 4+ years in business
- Apply in-store 8:00 am - 10:00 pm (Mon-Fri)
- Open on Saturday
- Payday loans, installment loans
- Online application 24/7
Why Trust Us?
1F Cash Advance has been providing emergency loans since 2019. We are licensed and operate under state laws. Over 140,305 consumers have already benefited from our services, both online and in stores.
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1F Cash Advance Store in Columbus
1F Cash Advance is a loan company that offers short-term borrowing options for emergencies. Our store in Columbus is conveniently located near Olde Worthington Road, next to popular restaurants and shopping spots. Submit your application and receive instant cash or a same-day deposit. Your credit score will not be affected when you apply.
- Monday8 am – 10 pm
- Tuesday8 am – 10 pm
- Wednesday8 am – 10 pm
- Thursday8 am – 10 pm
- Friday8 am – 10 pm
- Saturday9 am – 6 pm
- SundayClosed
Tyrone Funk
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Our Products
1F Cash Advance in Columbus, Ohio, provides reliable lending solutions for your financial needs.
Max. amount $1,000
An Ohio payday loan lets you borrow $100 to $1,000, typically repaid over at least 91 days. Shorter terms are possible if payments stay under 6% of gross or 7% of net income. With a soft credit check, our loans are accessible even to those with bad credit.
Max. amount $5,000
Get an installment loan in Columbus, Ohio, from $500 up to $5,000 and repay the funds in up to 24 months. Fixed monthly payments make budgeting easier. All credit backgrounds are considered. The funds can be used for your long-term financial goals or big purchases.
How To Get a Loan with 1F Cash Advance
The process of getting a small personal loan in our Columbus store is fast and efficient:
Fill out an application
The process usually takes five minutes. Our friendly staff is always ready to help.
Wait for a decision
Only a soft credit check is performed, making it possible to get a decision almost immediately.
Receive your funds
If approved, get instant cash or request a same-day deposit.*
*Cash is issued in-store for applicants who repay the loan via a post-dated check. If you choose a bank transfer, applications submitted before 10:30 am on weekdays are funded on the same day. Requests submitted after 10:30 am, on weekends, or holidays are processed on the next business day.
What You Need to Qualify
Applicants will need the following to proceed:
- Valid government-issued photo ID
- Bank account number and routing number
- Income verification (recent pay stub or bank statements)
- Social Security number
- Proof of address
- Active cell phone number and email address
About 1F Cash Advance in Columbus, Ohio
1F Cash Advance is proud to serve the local community in Columbus, Ohio, offering fast, legitimate, and secure financial support. We understand that unexpected expenses can happen to anyone. That is why we accept clients regardless of their credit history. Our application is straightforward and takes just minutes, with most loans funded the same day.
Our team in Columbus ensures all information stays confidential and every client receives expert assistance. We believe in responsible lending and clear communication, so you always know exactly what to expect. For payday loans and installment loans, choose 1F Cash Advance as your go-to financial choice.
Find a Store Near You
Looking for a 1F Cash Advance beyond Columbus? Our team supports clients at locations throughout Ohio. Check out all available stores to find one nearby.
1166 S Kenny Centre Mall, Columbus, OH 43220
4850 Smith Rd. suite 230, Cincinnati, OH 45212
700 West St. Clair Avenue #318, Cleveland, OH 44113
Responsible Borrowing
Before taking out a loan, pay attention to the total loan cost, including interest and any additional charges. Never apply for a loan if you’re uncertain about your ability to repay the funds on time. Keep in mind that payday loans are not designed to meet your long-term needs and can be expensive if used irresponsibly. They are intended for small, short-term emergencies only.
At 1F Cash Advance, you receive all information about the loan upfront. This allows you to assess the real financial burden in advance. In case of long-term financial difficulties, consider alternatives first or turn to a credit counselor.
FAQ
Are payday loans allowed in Columbus, Ohio?
Yes, payday loans are legal in Ohio. However, the state regulates short-term lending through specific laws that set limits on loan terms, fees, and interest rates. 1F Cash Advance follows all Ohio lending regulations to provide safe and compliant financial services to residents.
How quickly can I get the cash once approved?
Most borrowers receive their funds by the next business day. If your loan is approved before 10:30 am on a weekday, same-day funding may be possible. If you apply in person and provide a post-dated check for the full repayment amount, you may receive instant cash on the spot.
Is a bank account required to get a payday loan?
In most cases, a bank account is needed to deposit the loan funds to you. However, you can apply in-store and provide a post-dated check. This option allows you to get cash directly at the location without a bank account needed.
Can I apply for a payday loan with bad credit?
Yes, you can easily qualify for a bad credit payday advance in Columbus or at other Ohio stores with us. A low credit score will not automatically disqualify you from getting approved. We look at your overall financial situation, including your income, current obligations, and payment history. No hard credit check is performed.
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