Bad Credit Loans

The company does not guarantee loan approval. The lenders participating in the online network are independent financial institutions which have the right to conduct credit check with credit reporting bureaus and/or access consumer reports, usually via alternative providers in order to define credit capacity, standing and worthiness.

Late payments on loans may cause extra fees as well as collection activities, or even both. Non-payment of a loan can result in collection activities. Every direct lender has specific terms and conditions as well as renewal policy. It’s important to check the performed policies for further details as they may differ from lender to lender.

The policies and practices of Company comply with the regulations of Fair Lending laws, the federal Telephone Consumer Protection Act, Truth in Lending Act. The consumers covering their loans are protected by the Fair Debt Collection Practices Act enforced by the Federal Trade Commission. The cooperating lenders from Personal Money Service follow federal regulations and states laws for lending within their borders.

(720) 428-2247

2770 Canyon Blvd, Boulder, CO 80302

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1F Cash Advance LLC (a former 1FirstCashAdvance Financial Help LLC) is not a lender in all states. We connect borrowers with our lender partners in their respective states. All loans are subject to approval upon meeting standard underwriting criteria. Rates and terms are subject to change based on the state of residency. Not all applicants will be eligible for a loan or for the full loan amount. Specific terms and conditions apply.

Submitting an application for a loan does not guarantee approval of an applicant for any offer or approval for the maximum loan amounts available. Your information will be reviewed to assess if it meets their lending criteria. By using this website, the user acknowledges that they have read, understood, and agreed with the Terms of Use, Privacy Policy, Rates, and Disclaimer.

You express your interest in obtaining a loan by completing and submitting the loan application. The company verifies the applicant's information using alternative credit reporting agencies and may also request credit information to evaluate eligibility and repayment capacity. Determining your credit application may rely entirely or partially on data from a national database, including major credit bureaus, such as TransUnion, Equifax, LexisNexis, or FactorTrust, Inc.

Note: Short-term loans are designed for urgent financial needs and should not be relied upon as long-term solutions. 1F Cash Advance can help you get reasonable loan products, but you should seek credit counseling if you face credit difficulties. Typically, a single payday advance covers a period of 14 to 31 days. However, some borrowers may extend their usage of these loans over several months, incurring significant costs.