Payday Loans in Billings, MT 59102

Borrow Cash from Any State
Easy Application & Approval
No Collateral Is Required
Options with No Credit Check
Available for Bad Credit
No Application Fees
Emergency Cash in Minutes
Installment and Payday Loans Near Me

Updated: April 14, 2025

Written by Latoria Williams | Updated by Latoria Williams

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Why Trust Us?

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Easy Money for Emergencies in Billings, MT

Getting a short-term loan from 1F Cash Advance is a hassle-free process. Even if you have bad credit, you can still count on our fast financial assistance online or in a store.

Our easy payday loans in Billings, MT allows you to borrow between $50 and $300 for 14 to 31 days. You’re welcome to request up to 25% of your monthly income, with a maximum APR lenders can charge being 36%. At 1F Cash Advance, we fully comply with Montana laws to ensure your smooth and safe borrowing experience.

How to Get a Payday Loan in Billings?

Getting a payday loan from 1F Cash Advance is a hassle-free process. Lenders do not require any paper documentation or faxing. Borrowers can apply online and obtain short-term loans the next business day. You can choose one of the following ways to get a payday loan:

In-Store Application

Our friendly and knowledgeable experts are happy to assist you during the entire process. Visit us today for qualified help and receive extra money in minutes.

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Online Application

Apply for payday loans in 5 minutes by filling out an online application form on our website. We only need your basic personal information and bank account details.

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Application by Phone

Apply for payday loans by phone or get a link to the form via SMS. Call us at
(406) 740-6730
and let us guide you through the process.

Application by a Mobile App

Our modern and user-friendly mobile application is available for iOS and Android. Install it now and apply for a loan via your phone anytime.

What Do You Need to Apply?

To get a loan through 1F Cash Advance, you need to meet the basic eligibility criteria.

At least 18 years old;
Be a U.S. citizen or permanent resident;
Specify your SSN;
Provide proof of steady income;
Provide proof of address;
Have an active checking bank account;
Have a valid phone number and email.

Application Process

If you meet all the requirements, you can go ahead and request a loan. Here are a few steps to take:

Fill out a form. Complete a loan request form online or visit our store if you need personalized advice.
Get approval. A response will arrive in a matter of minutes as we don't make hard credit checks. If approved, carefully review the agreement terms and sign the contract to accept an offer.
Receive your funds. Get cash on hand in a store or wait for a direct deposit within 1 business day. If you are approved before 10 AM on a weekday, you may get a same-day deposit.

To repay the loan, you need to ensure you have sufficient funds in your bank account on the due date. If you request a loan in-person, you can provide a post-dated check instead.

Your Bad Credit is Not a Problem For Us

1F Cash Advance doesn’t care if you have a bad credit score or no credit at all. We do not perform hard credit checks, so your FICO rating doesn’t influence your approval chances. Instead, we focus on your overall financial situation. As long as you receive regular monthly income, you can qualify.

1F Cash Advance Store in Billings

1F Cash Advance is one of the best payday loan companies that has been offering its products in Billings since 2019. We’re here to provide you with financial support in the most difficult times. Our store is located at 109 S 24th Street W unit 215, right in front of the Albertsons Osco Pharmacy, next to the LensCrafters. Visit us today and get qualified assistance instantly!

109 S 24th Street W unit 215, Billings, MT 59102

(406) 740-6730

billings@1firstcashadvance.org

Hours:
Monday – Friday: 8:00 am to 10:00 pm
Saturday: 9:00 am to 6:00 pm
Sunday: Closed

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Our Products

At 1F Cash Advance, we know that each situation is unique. That is why we provide our borrowers with flexibility and give them the right to choose. Whether you need to address a small emergency or have a long-term need to cover, you can count on our support. Here are the loan options we offer:

Payday Loans

A payday loan is a short-term, high-interest loan designed to cover small financial emergencies. In Montana, you can get up to $300 and repay the funds within 14 to 31 days.

Installment Loans

An installment loan allows you to borrow up to $5,000 and repay the money within 2 to 24 months in equal monthly payments. These loans give more flexibility so you can use them to finance big purchases or long-term needs.

Title Loans

A title loan is a short-term loan that uses your vehicle as collateral. It allows you to obtain up to 50% of the car’s value and need to be repaid in 30 days. Although the car is pledged, you can keep driving it within the loan life.

Payday Loans Near Me

1F Cash Advance has over 80 stores across the US. If you need a payday loan but don’t live in Montana, you can also visit our locations in Pennsylvania, Arizona, Illinois, Mississippi and other states.

Have no time for store visits? Enjoy our online application! You can complete it from anywhere 24/7.

Rate Our Local Business

Customers facing financial challenges love 1F Cash Advance for our easy application and fast deposits. Check real customer reviews to see how you can also have a positive experience with us.