Payday Loans in Billings, MT
at 109 S 24th Street W unit 215, 59102
- (406) 740-6730
- 2+ years in business
- Apply in-store 8 am – 10 pm (Mon-Fri)
- Open on Saturday
- Payday loans, installment loans
- Online application 24/7
1F Cash Advance Store in Billings
When unexpected expenses threaten to ruin your day, 1F Cash Advance is here to help you get back on track quickly. At our Billings store, you can receive instant cash for emergencies or access same-day funding directly into your bank account, even with bad credit. We provide the fast and reliable financial support you need when other options are out of reach. Visit us today to get a short-term loan from a direct lender with no collateral and no application fees. You’ll find us near LensCrafters and Albertsons, and we’re expanding our business hours to make it more convenient for you to stop by.
- Monday8 am – 10 pm
- Tuesday8 am – 10 pm
- Wednesday8 am – 10 pm
- Thursday8 am – 10 pm
- Friday8 am – 10 pm
- Saturday9 am – 6 pm
- SundayClosed
Payday Loans, Installment Loans
Herbert Ware
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Small Personal Loans We Offer
We provide small loan options in Billings to cover a wide range of personal needs.
Payday Loans
Max. amount $300
Use our payday loans for small emergencies, such as car repairs, medical costs, grocery bills, and other unexpected or everyday expenses of up to $300. Fast funding allows you to resolve urgent money issues before they grow bigger. Repayment must be made within 14 to 31 days.
Installment Loans
Max. amount $5,000
If you face larger expenses or need more time to repay the funds, an installment loan can provide a budget-friendly solution. You can borrow up to $5,000 and make fixed monthly payments over 2 to 24 months. These loans work best for home improvements, debt consolidation, urgent travel expenses, and big purchases.
We Make It Easy to Apply for a Loan
Our fast and straightforward application process takes just 3 simple steps:
Request a loan in-store
Our location has convenient operating hours to meet your busy schedule.
Wait for approval
The underwriting process is fast and simple, as it involves no hard credit check.
Get funded
If approved, walk out with cash in minutes or receive the loan via a direct deposit to your bank account on the same or the next business day.*
*Approval is not guaranteed. Factors such as your income, debts, employment, and payment history directly affect your loan eligibility. Applications approved before 10:30 am on weekdays are typically funded on the same day. Loans originated after 10:30 am, on weekends, or on holidays will be deposited on the next banking day. Instant cash loans are offered against a post-dated check that covers the full amount due.
What You Need Upon Your Store Visit
Get the following items ready in advance to ensure a smooth application process:
- Valid email and cell phone number
- Social Security number
- Proof of Montana residential address
- Valid government-issued photo ID
- Proof of income
- Active bank account with a routing number
- Your employer’s contact information
About 1F Cash Advance in Billings, Montana
1F Cash Advance has been operating in Montana since 2019. Our core goal is to offer customized loan solutions that cater to the diverse needs of customers across the state. In 2023, we opened a physical store in Billings to meet the growing demand for personalized financing options, professional assistance, and a customer-centered approach. Since that time, we have helped thousands of residents access quick cash.
We care about your financial health and stand for transparency and open communication to ensure you understand the terms of borrowing before signing any documents. We value your trust and strive to meet your changing needs and expectations while keeping our key pillars unchanged. 1F Cash Advance is always about speed, accessibility, safety, and equal credit opportunities for borrowers of all credit backgrounds.
Use Payday Loans Responsibly
Before applying for a loan, make sure it fits your current situation. Payday loans are designed to be a small, short-term solution to urgent expenses. For larger needs or more repayment flexibility, consider more affordable alternatives, such as installment loans or local assistance programs. Be sure you understand the terms, including your APR, fees, due dates, and payment frequency. Never enter into any loan agreement unless you have a realistic repayment plan.
FAQ
Are payday loans legal in Montana?
Montana laws allow payday loans but strictly regulate them to protect consumers from potential debt cycles and accumulating costs. The APR on payday loans is capped at 36%, with repayment periods ranging from 14 to 31 days. Rollovers are not permitted in the state.
How much can I borrow with 1F Cash Advance?
Montana payday loans offer amounts between $50 and $300, depending on your income. For your larger needs, consider our installment loans that allow you to get up to $5,000 for a period of up to 24 months.
When will I receive my money?
Most borrowers access funding within 1 business day of approval. Same-day deposits are possible for approvals before 10:30 am on weekdays. Instant cash loans can be obtained in-store against a post-dated check.
Can I qualify for a loan if I have bad credit?
Yes. Approval is possible with any credit as long as you can demonstrate your ability to repay. To ensure you can manage the debt, we consider factors such as your income, current financial obligations, employment stability, and recent payment history.
