Payday Loans in Manchester, NH
at 1001 Elm St #207, 03101
- (603) 716-9294
- 2+ years in business
- Apply in-store 8:00 am - 10:00 pm (Mon-Fri)
- Open on Saturday
- Payday loans, installment loans
- Online application 24/7
1F Cash Advance Store in Manchester
If you are in need of money and searching for loans in Manchester, 1F Cash Advance is here to provide you with emergency cash. Visit our store and let us help you get a short-term loan with no hassle and stress. We are located right in front of the Hampshire Plaza, near Insomnia Cookies. Enjoy our quick and easy application process with no credit check involved. With us, you can get a loan from a direct lender on the same day, even with bad credit.
- Monday8 am – 10 pm
- Tuesday8 am – 10 pm
- Wednesday8 am – 10 pm
- Thursday8 am – 10 pm
- Friday8 am – 10 pm
- Saturday9 am – 6 pm
- SundayClosed
Payday Loans, Installment Loans
Michael Brooks
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Available Loan Products
Here are the loan options we offer at our Manchester store:
Payday Loans
Max. amount $500
In case of a small unexpected expense, payday loans can provide quick cash by your next paycheck. These loans offer amounts of up to $500 and need to be repaid in up to 30 days. Payday loans are perfect for small emergencies, urgent bills, minor repairs, and short-term money gaps.
Installment Loans
Max. amount $5,000
Installment loans are a good option for larger expenses or long-term financial needs. With us, you can borrow up to $5,000 and repay the funds in fixed monthly installments. These loans can help you with debt consolidation, big purchases, high medical costs, and home improvements.
Steps to Apply for a Payday Loan
Follow these steps to complete the application process at our Manchester location:
Come to our loan store
Applying is quick, secure, and only takes a few minutes. Our staff will help you each step of the way.
Get an instant decision
Your application will be reviewed automatically with no credit check required, making it possible to get an immediate approval decision.
Receive your funds
If approved, the loan can be issued in cash right away or transferred via a same-day direct deposit.*
*Approval is not guaranteed. Applications are evaluated with a soft check to assess your creditworthiness and repayment ability. Loans finalized before 10:30 am on weekdays can be funded on the same day. Applications submitted after 10:30 am or on non-business days are processed on the next banking day.
Requirements to Meet
Obtaining a short-term cash loan in Manchester is easy and requires just a few items:
- Valid government-issued photo ID
- Verification of income (pay stub, bank statements, etc.)
- Your employer’s contact details
- Active bank account and routing numbers
- Social Security number
- Proof of New Hampshire address
- Valid email and phone number
- Minimum age of 18
About 1F Cash Advance in Manchester, New Hampshire
1F Cash Advance has been operating in New Hampshire since 2019, providing hard-working people with the emergency assistance they deserve when unexpected expenses arise. In July 2023, we opened our Manchester location to offer personalized products with a customer-centered approach. We accept applicants with any credit and strive to make borrowing simple.
Our friendly, knowledgeable support team is ready to assist, whether you’re exploring options, need help during the process, or want expert guidance. We stand for responsible borrowing and break down every detail of your loan agreement so you know exactly what you’re signing up for. By choosing us, you choose a legitimate loan provider that cares about your financial future.
Customer Notice
Payday loans are not intended to cover your long-term needs. They offer temporary financial relief and should only be used for unforeseen expenses or short-term money gaps. Loan renewals or repeated borrowing can result in high total cost and create a debt cycle. Consider alternative financial solutions if you need more time to repay the loan. Before applying, make sure you can afford the loan and pay it back on time. If you have continuous financial problems or credit issues, seek professional counseling.
FAQ
Are payday loans legal in New Hampshire?
In New Hampshire, payday lending is permitted but comes with strict regulations. To protect borrowers, the annual percentage rate (APR) on these loans is capped at 36%. For a typical 14-day loan, lenders can charge no more than $1.38 in fees per $100 borrowed.
What’s the maximum amount I can borrow in Manchester, NH?
The maximum amount you can borrow in New Hampshire is $500. The amount you can qualify for will be determined based on your income and credit. If you need more money to cover your expenses, consider our installment loans of up to $5,000.
Can I get a payday loan with bad credit?
At 1F Cash Advance, your credit score is not a determining factor. We don’t impose minimum credit score requirements. Instead, we assess your overall financial picture to make informed and fair loan decisions.
How fast can I get my money after applying?
You can get your loan by the end of the same day or the following business day. For same-day funding, you need to finalize your loan by 10:30 am on a weekday. Approvals after that time or on weekends and holidays will be processed the next business day.
What if I can’t repay my loan on time?
Failure to make payments may result in a one-time Non-Sufficient Funds (NSF) fee of up to $25 and affect your credit. If you are experiencing any issues with repayment, contact the number provided in your loan contract to explore available options with your lender.
