Payday Loans in Chattanooga, TN
- Fast Application
- Multiple Offers from Direct Lenders
- Approval Decision in Minutes
- No Credit Checks, Bad credit OK
- Get Money by Tomorrow
- Payday Loans Online and Near Me
How to Get Payday Loans in Chattanooga, Tennessee
Is this the exact moment when you realize you need a few extra hundred dollars to handle your financial routine? No worries! At 1F Cash Advance, we can help you cope with unexpected expenses that are about to shake your budget.
We’re a connecting company that allows you to access multiple offers for payday loans in Chattanooga, Tennessee. With our help, you can get online and in-store short-term loans within a few hours. Bad credit? Poor credit? No credit? Our direct lenders can help! Just choose your convenient application method from the four available options:
Apply in the Store
We’re located at 951 Eastgate Loop suite 105, Chattanooga, TN 37411, and happy to assist everyone in need of fast cash.
Fill Out the Online Form
Online payday loans are a fast and convenient alternative to in-store options. You can complete the process 24/7 and only need to fill out a simple loan request on the website.
Contact Us by Phone
If you want to apply remotely but need supervision, call us at
(423) 708-4145
and follow the instructions of our virtual assistant.
Use the Mobile App
By installing our cash advance app on your Android or iOS devices, you get a reliable source of financial assistance as close as your smartphone is.
Visit The Store of 1F Cash Advance in Chattanooga, TN
Our in-store cash advance in Chattanooga, TN, is a convenient and safe way to get extra money, especially for first-time borrowers. Our team will be happy to help you at any stage of the process and ensure you make an informed borrowing decision.
We accept applicants with any financial background and offer loans for any purpose. Visit our store and get the money you need within just one business day!
951 Eastgate Loop suite 105, Chattanooga, TN 37411
Hours:
Monday – Friday: 8:00 am to 10:00 pm
Saturday: 9:00 am to 6:00 pm
Sunday: Closed
Loan Products Available in the 1F Cash Advance Chattanooga Store
At 1F Cash Advance, we strive to meet both the short-term and long-term needs of our customers. Thus, we offer flexible financial solutions, allowing you to choose the most suitable option.
Payday Loans
Payday loans are fast and accessible loans that can deliver a few hundred dollars within a day, no matter your credit score. The repayment is made in one large sum by your next paycheck.
Installment Loans
An installment loan allows you to get a higher amount for a longer repayment term, making your debt easier to handle. Use it to finance big purchases and repay it in affordable installments.
Title Loans
A title loan is a form of short-term debt that offers you lower rates in exchange for your vehicle’s title. You retain ownership of your car and can use it while it is pledged.
We’re a Local Company That Helps Locals!
Find out why 1F Cash Advance is the go-to choice for quick cash. Read our customer reviews now.
Apply for Payday Loans in Chattanooga, TN, in Minutes!
Need a few hundred dollars fast? 1F Cash Advance is the right place to visit! Come to our store at 951 Eastgate Loop suite 105, Chattanooga, TN 37411, and enjoy our 5-minute application procedure and customer-centered approach.
We partner with direct lenders that don’t perform traditional credit checks. This is how we provide almost instant approval decisions and money funding within 24 hours or less. Visit us today and get the money you need by tomorrow, even with bad credit!
Get Cash Advance and Payday Loans in Other 1F Cash Advance Stores
Even if you don’t live in Chattanooga, our store is still a place you can turn to. We accept applications from residents of all Tennessee cities, including Collegedale, East Ridge, Fairmount, Falling Water, Harrison, McDonald, Middle Valley, Ooltewah, and Walden. You can also complete the entire process remotely via our website.
Looking for a 1F Cash Advance store in other states? Our out-of-Tennessee branches include but are not limited to locations in Arkansas, Delaware, Illinois, Kansas, Minnesota, New Mexico, and Rhode Island. Check out the full list of 1F Cash Advance stores below.
Are Payday Loans in Chattanooga Legal?
Payday loans in Chattanooga are considered legal, as Tennessee has no regulations that prohibit payday lending. However, Tenn. Code Ann. 45-17-101 et seq. applies a few restrictions. According to the statute, Tennessee borrowers can only get up to $500 with a payday loan. The repayment is made by your next paycheck, but the maximum loan term is limited to 31 days.
A lender is not allowed to charge more than 15% of the amount of the check. Thus, your maximum lender’s fee can be $17.65 for $100 borrowed.
What Do I Need to Apply for Payday Loans in the 1F Cash Advance Chattanooga Store?
We only require a basic minimum to make sure you meet our lenders’ relaxed requirements. Here’s what you should prepare in advance to speed up the payday loan application process:
- Valid ID and driver’s license;
- Personal and contact information, including your cell phone number, email, full name, and residential address;
- Social Security number;
- Individual Taxpayer Identification number;
- Proof of stable income;
- Employer’s contact information;
- Bank account number.
Please note that you need to be at least 18 years old to qualify for payday loans in Chattanooga and across Tennessee.
