Payday Loans in Chattanooga, Tennessee
at 951 Eastgate Loop suite 105, 37411
- (423) 708-4145
- 2 years in business
- Apply in-store 8:00 am - 10:00 pm (Mon-Fri)
- Open on Saturday
- Payday loans, installment loans
- Online application 24/7
Why Trust Us?
1F Cash Advance has been providing emergency loans since 2019. We are licensed and operate under state laws. Over 140,305 consumers have already benefited from our services, both online and in stores.
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1F Cash Advance Store in Chattanooga
1F Cash Advance is one of the most trusted loan places in Chattanooga that helps you get quick cash from a direct lender with no credit check performed. We are located near the Academy of Allied Health Careers and Brainerd Village Shopping Center. Our professional team is always here to provide the financial support you need on the same day. Short-term loans from 1F Cash Advance offer a hassle-free solution for emergencies, unexpected expenses, and small financial gaps.
- Monday8 am – 10 pm
- Tuesday8 am – 10 pm
- Wednesday8 am – 10 pm
- Thursday8 am – 10 pm
- Friday8 am – 10 pm
- Saturday9 am – 6 pm
- SundayClosed
Joshua Lee
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Our Loan Products
1F Cash Advance in Chattanooga, TN, offers a range of financial products for your immediate cash needs:
Max. amount $425
A payday loan is a short-term loan designed for small emergencies and unforeseen expenses. Tennessee residents can borrow up to $425 and repay the funds in 14 to 31 days. Visit our store and get quick cash in minutes without undergoing a hard credit check.
Max. amount $5,000
An installment loan allows you to borrow a higher amount for your larger needs with the ability to repay in affordable monthly installments. Get up to $5,000, even with bad credit, and make fixed payments over up to 24 months.3 Simple Steps to Apply
We make the process of getting a loan fast, easy, and safe:
Complete an in-store application
Let our friendly team guide you through the process. It will only take you 5 minutes to apply.
Get approved
The underwriting process comes with no hard credit check, so you may get an instant approval decision.
Receive the money
If approved, get immediate cash in-store or receive the funds via a same-day direct deposit to your bank account.*
*Approval is subject to qualifications. Loans originated before 10:30 am on weekdays are usually funded on the same day. Later or weekend applications will be processed on the next business day. Instant cash options are available to borrowers who provide post-dated checks on the full amount due.
Prepare These Items for Your Store Visit
Here are the basic documents and information we ask for:
- Valid government-issued photo ID
- Social Security number
- Proof of income
- Proof of address
- Active bank account and routing numbers
- Valid email and cell phone number
About 1F Cash Advance in Chattanooga, Tennessee
1F Cash Advance is a trusted loan company that has been caring about the communities it serves since 2019. We are here to provide people in Tennessee and across the US with fast, accessible, and fair financial services without focusing on their credit scores. Our friendly team in the Chattanooga location is always ready to help you with the short-term support you need to get back on track quickly.
We are open Monday to Saturday, making it possible to get emergency cash when you need it. The application process takes just minutes, so you can solve your problems quickly and get back to your day. Enjoy our easy loan process, transparent terms, fast payouts, and professional customer service – all designed for your top-notch borrowing experience.
Find a Store Near You
Looking for quick financial assistance outside of Chattanooga? 1F Cash Advance operates across the Tennessee state. Check out our locations open now to find the nearest one.
4709 Papermill Dr NW unit 210, Knoxville, TN 37909
1296 Union University Dr unit E, Jackson, TN 38305
Responsible Borrowing
Payday loans are not intended for long-term financial needs and should only be used in emergencies. Using them for a long period may be expensive. Ensure you can repay the loan on time before applying to avoid extra fees and credit consequences. People with financial problems and credit issues should refrain from borrowing and seek professional counseling.
FAQ
Can I legally get a payday loan in Chattanooga?
Sure. Tennessee laws allow for payday loans but set limits on the loan amounts and fees that lenders can charge. 1F Cash Advance is licensed to operate in Chattanooga, and we follow all state rules and regulations.
How much can I borrow with a payday loan in Tennessee?
The maximum amount you can get with Tennessee payday loans is $500, including the lender fees. This way, you can receive a $425 loan with a $75 fee.
When will I get my loan funds?
Funding times are typically as soon as the next business day of approval. Same-day funding is possible for approvals before 10:30 am on banking days. Instant cash options are available to borrowers who provide post-dated checks covering the full amount due.
Can I apply for a loan with no job?
We consider applicants with no official employment if they can demonstrate an alternative source of verifiable income, for example, self-employment.
Can I get a Chattanooga loan with bad credit?
1F Cash Advance offers bad credit loans to Chattanooga residents. We apply no minimum credit score requirements and assess your overall financial profile, including your income, debts, employment status, and payment history.
What are other ways to get money quickly?
If payday loans don’t suit your situation, consider title loans, installment loans, and lines of credit. With a title loan, you can borrow a portion of your vehicle’s value by using it as collateral. Installment loans allow you to borrow up to $5,000 with predictable repayment in fixed monthly installments over 2 to 24 months. Lines of credit allow you to access the funds for your ongoing needs within a certain limit and only pay interest on the amount you use.
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