Payday Loans in Giddings, TX
at 2468 E Austin St, 78942
- (832) 397-5906
- 3+ years in business
- Apply in-store 8:00 am - 10:00 pm (Mon-Fri)
- Open on Saturday and Sunday
- Payday loans, Installment loans
- Online application 24/7
Why Trust Us?
1F Cash Advance has been providing emergency loans since 2019. We are licensed and operate under state laws. Over 140,305 consumers have already benefited from our services, both online and in stores.
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1F Cash Advance Store in Giddings
If you need fast cash for your emergency needs in Texas, 1F Cash Advance is a go-to place. We are a licensed loan company that offers short-term loan options with no credit check, making borrowing accessible to people with bad credit. Our Giddings store is located near the CEFCO Travel Center and Davam Urgent Care, right next to Walmart. Visit us today, apply in minutes, and get back to your day with instant money. Our professional team will provide a smooth borrowing experience every step of the way.
- Monday8 am – 10 pm
- Tuesday8 am – 10 pm
- Wednesday8 am – 10 pm
- Thursday8 am – 10 pm
- Friday8 am – 10 pm
- Saturday8 am – 10 pm
- Sunday8 am – 10 pm
Bryan Davis
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In-Store Loan Products
Here are some of the loan options we offer at our Giddings store:
Max. amount $1,000
Payday loans provide emergency assistance for your small financial needs. With us, you can borrow up to $1,000 and repay the money in up to 31 days. Use the funds to cover unexpected expenses like unforeseen bills, minor car or home repairs, medical costs, groceries, and more.
Max. amount $5,000
An installment loan is a flexible solution for larger expenses. Get up to $5,000 within a day and repay the money in fixed installments over 2 to 24 months. This convenient schedule makes it easier to finance big purchases, consolidate debt, or cover home improvement costs while keeping your loan payments affordable.
How to Apply with 1F Cash Advance
1F Cash Advance makes borrowing simple. Just follow these 3 steps:
Come to our Giddings store
Visit us during the operating hours and complete the application process in under 5 minutes.
Wait for approval
The decision is typically made almost immediately due to no hard credit check performed.
Get the funds
If approved, your loan will be issued in cash instantly or transferred to your bank account via a same-day direct deposit.*
*Approval is not guaranteed. A soft credit check is made to assess your repayment capabilities. Approvals before 10:30 am on weekdays are usually funded on the same day. Applications submitted after 10:30 am or on non-banking days will be processed on the next business day. Instant cash loans are offered to in-store borrowers who provide a post-dated check for repayment.
What You Need to Apply
Prepare the following items for a fast and hassle-free application process:
- Valid email and cell phone number
- Social Security number
- Valid government-issued photo ID
- Proof of income
- Proof of Texas address
- Active bank account details
- Age of at least 18
- Your employer’s contact information
About 1F Cash Advance in Giddings, TX
1F Cash Advance is a trusted loan company in Texas that has been helping residents access fair and fast loan solutions since 2019. At our Giddings store, we provide personalized assistance to applicants with any credit, making borrowing available to those who are overlooked by traditional banks. We believe that everyone deserves a reliable source of financial support when emergencies happen. The 1F Cash Advance team lends a helping hand to everyone who seeks quick assistance.
We clearly outline all the loan terms and provide smart financial advice in person or via the website to ensure you will make an intelligent money choice. With our transparency, fast approval and funding times, easy requirements, and high security standards, you can rest assured you’re dealing with a legitimate service that cares about your finances.
Find Our Nearby Store
Not in Giddings? Explore our stores in other state cities and visit us today for quick cash solutions.
440 Town Square, Copperas Cove, TX 76522
3329 Winthrop Ave, Fort Worth, TX 76132
Responsible Borrowing Tips
1F Cash Advance stands for responsible loan usage. Payday loans are not intended to be a long-term financial solution. They are designed to meet your short-term emergency needs and cover small money gaps. Repeated borrowing or loan rollovers will result in extra costs, making your loan expensive. If you need a loan with a longer repayment period, consider alternatives to avoid getting into a debt cycle.
Borrow only what you need to cover your current expenses. Make sure you can afford that amount and have a clear repayment plan. Borrowers with ongoing financial or credit issues should seek professional counseling.
Still Have Questions?
How to get $300 today?
At 1F Cash Advance, you can receive a $300 loan on the same day you apply if you get approved before 10:30 am on a working day. Alternatively, you can get a loan from a cash advance app, borrow money from your family, or turn to pawn shop loans.
Can I get a $1,000 payday loan in Texas?
Sure, we offer payday loans of up to $1,000 in Texas. Just note that you need to have a steady and sufficient income to qualify for the maximum amount. Feel free to pre-qualify via the website to see how much you can get today.
Can I be rejected for a payday loan?
Although payday loans are considered one of the easiest borrowing options to get, you may still be rejected if you don't meet our basic requirements, including age, residence, and bank account. In most cases, people are denied a loan due to insufficient income or a history of late or missed payments on their existing debts.
What credit score do I need to get a $1,000 dollar loan?
We do not set any minimum credit score requirements, no matter what loan amount you're going to get. All you need is to prove your ability to repay the funds by the due date. The higher the requested sum, the higher your current income should be.
Will applying for a loan affect my credit?
Our loans come with no hard credit checks, leaving your FICO score unaffected. A soft credit check involved in the process is not displayed on your credit report.
How fast will I get the funds?
Funding times are typically within 24 business hours of approval. Loans finalized before 10:30 am on a banking day may be funded on the same day. Instant cash options are available to in-store applicants who borrow against a post-dated check.
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