Payday Loans in Houston, Texas 77036
at 8008 S Gessner Dr
- (832) 981-1596
- 3+ years in business
- In-store application 8:00 am - 10:00 pm (Mon-Sun)
- Open on weekends
- Payday & Installment loans
- Customer support 24/7
1F Cash Advance Store in Houston 77036
Anyone may need a little financial boost to handle utility bills or medical expenses. If you’re finding it tough to stay on top of your finances, we’re always ready to help. Stop by 1F Cash Advance location in Houston, apply for emergency assistance in minutes, and get instant cash from a direct lender with no credit check. Our 77036 store is located near Marshalls and Ross Dress for Less, so that you can find us quickly. The 1F Cash Advance Houston team is here to help you choose the right financial product.
- Monday8 am – 10 pm
- Tuesday8 am – 10 pm
- Wednesday8 am – 10 pm
- Thursday8 am – 10 pm
- Friday8 am – 10 pm
- Saturday8 am – 10 pm
- Sunday8 am – 10 pm
Martha Walters
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Discover Our Loan Products
At 1F Cash Advance in Houston, we offer fast and reliable loan solutions tailored to your personal needs.
Payday Loans
Max. amount $1,000
Payday loans are short-term financial products that need to be repaid by your next paycheck. Loan amounts vary from $100 to $1,000 for a period of up to 30 days. This loan offers an easy way to pay urgent bills or cover unexpected expenses when you are in a bind.
Installment Loans
Max. amount $5,000
Installment loans in Houston, TX, are used for larger expenses, such as a big purchase or debt consolidation. The maximum amount is $5,000 with a repayment period of 2 to 24 months. The ability to repay in fixed monthly installments provides a budget-friendly option for your long-term needs.
3 Simple Steps to Apply
Applying for a cash loan in Houston couldn’t be easier with 1F Cash Advance:
Visit the local store
Come to one of our convenient locations in Houston and fill out our fast and secure application form. Our friendly staff is ready to assist you.
Wait for an approval decision
There is no hard credit check, so you can get an almost immediate loan decision.
Get your money
If approved, the loan will be issued in cash right away or funded via a same-day direct deposit.*
*Approval is not guaranteed. Your application and financial details will be reviewed via a soft credit check to determine your eligibility.
Same-day deposits are available for loans approved before 10:30 am on a business day. Later approvals or applications made over the weekend will be processed on the next banking day. Qualified in-store applicants can get instant cash against post-dated checks.
What You Must Bring to Apply
To make the process smooth and quick, please have the following documents and information ready:
- Valid, government-issued photo ID
- Your Social Security number
- Proof of income (recent pay stub, bank statement)
- Proof of current Texas address
- Bank account and routing numbers
- Active email address and phone number
About 1F Cash Advance in Houston, Texas 77036
At 1F Cash Advance, we’re proud to be a local loan company in Houston, TX, trusted by thousands of residents. For more than 5 years, we’ve been providing fast, reliable financial solutions. Our Houston 77036 store opened in 2022 to make loan products more accessible and tailored to local needs.
Whether you’re dealing with a sudden home repair, car breakdown, or unexpected bill, we’re here to help. We work with borrowers of all credit types and are transparent about terms, so you’ll always understand the costs. Our loan process is simple, clear, and designed to deliver the funds you need, right when you need them.
Find the Nearest Store
1F Cash Advance offers quick, in-person loan services at multiple locations throughout Texas. No matter where you are, you can count on us for fast, friendly assistance.
440 Town Square, Copperas Cove, TX 76522
3329 Winthrop Ave, Fort Worth, TX 76132
201 S Americas Ave #208, El Paso, TX 79907
How to Choose the Right Loan
To find a loan option that suits your current situation, begin by deciding on the amount you need. Always have a clear loan purpose and make sure it can’t wait till your next paycheck. Shop around and review offers from multiple lenders to better understand what terms you can get. Compare interest rates, repayment options, fees, credit score requirements, and other conditions that may affect your approval or the total cost of borrowing.
Borrow only what you can comfortably repay on time. Keep in mind that short-term loans are not intended to meet your long-term needs. If you experience ongoing financial challenges, seek professional counseling.
FAQ
Is it possible to borrow $500 with a payday loan?
Yes, you may qualify for a $500 payday loan in Texas if you meet the basic eligibility requirements.
Can I get approved for a loan if I have bad credit?
Yes. We consider factors beyond just your credit score. As long as you have a steady source of income, you may be eligible for Houston payday loans.
Will applying for a payday loan hurt my credit score?
In most cases, applying for a payday loan involves a soft credit check, which does not impact your credit score. However, failing to repay the loan on time may negatively affect your credit if reported to the major credit bureaus.
What are the common reasons people use short-term loans?
Short-term loans are often used to cover urgent expenses like car breakdowns, utility or medical bills, rent or mortgage payments, travel for family emergencies, and unexpected household repairs.
What are the alternatives to payday loans?
If a payday loan isn’t the right fit, you might consider our installment loans of up to $5,000 that are repaid over up to 24 months in equal installments. Alternatively, you could explore credit cards, title loans, or borrowing from friends or family.
What’s the difference between a payday loan and an installment loan?
A payday loan is typically repaid in a single lump sum by your next payday, making it ideal for small, short-term needs. An installment loan allows you to repay the money over a longer period in fixed monthly payments. This makes it a better option for larger expenses.
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