Payday Loans in Milwaukee, Wisconsin
- 6+ years in business
- Online application 24/7
- Instant decisions
- No credit check
- Payday loans, Installment loans
- In-store services in Racine, WI
1F Cash Advance Store in Milwaukee, WI
1F Cash Advance is your trusted local loan place in Milwaukee offering quick cash online with no credit check needed. Our easy application process makes it possible to get emergency money from a direct lender on the same day. There’s no need to travel to a store – you can complete the entire process right from the comfort of your home in Milwaukee. If you prefer a face-to-face meeting, our nearest location in Racine, WI is always ready to assist you.
Loan Products
Here is a range of 1F Cash Advance loans Milwaukee borrowers can rely on:
Payday Loans
Max. amount $1,000
These are short-term cash loans up to $1,000 that are due by your next paycheck. They are ideal for emergencies and urgent money needs, such as minor repairs, unexpected bills, and everyday expenses.
Installment Loans
Max. amount $5,000
Installment loans in Milwaukee are longer-term personal loans that provide financing of up to $5,000 with fixed monthly payments over 2-24 months. They are perfect for larger expenses, big purchases, debt consolidation, and home improvements.
How to Apply
Getting a payday loan or cash advance in Milwaukee is fast and easy and takes just three easy steps:
Submit your application
Fill out a quick online application form, which takes about 5 minutes, with your basic details.
Receive an instant decision
Most approvals arrive almost immediately due to no credit check performed.
Get your funds
If approved, your loan will be deposited into your bank account within 24 hours.*
*No approval is guaranteed. A soft credit check is performed to assess your eligibility and repayment capabilities. Applications approved before 10:30 am are usually funded on the same day. Later or weekend approvals are processed on the next banking day. Instant cash options are available at our Racine, WI location against a post-dated check.
What You Need to Apply
Make sure you have the following items ready when you apply:
- A government-issued photo ID
- Proof of income
- Proof of Wisconsin address
- Active checking account and routing numbers
- Social Security Number or ITIN
- Active phone number, and email
- Be at least 18 years old
About 1F Cash Advance in Milwaukee, Wisconsin
1F Cash Advance is a trusted and licensed company that has been operating under Wisconsin regulations since 2019. For over 5 years, we have been providing Milwaukee residents with transparent and fast loan solutions that are available to borrowers with any credit backgrounds. We offer a safe and reliable way to get cash loans that people might need in an emergency situation. All loan terms are clear and upfront with us. Our quick application and approval process means you won’t wait long for your money.
Find Our Store Near You
While we serve Milwaukee residents entirely online, we understand some customers may prefer a personal experience. Our nearest physical location is in Racine, Wisconsin:
Customer Notice
Milwaukee payday loans and cash advances are designed for short-term needs and should only be used in emergency situations. They are not a long-term financial solution. We encourage borrowers to use these fast cash options responsibly. Ensure you can repay on time to avoid additional fees. If you need money for a longer period, consider alternatives, such as personal installment loans or local assistance programs. Borrowers with credit issues and ongoing financial problems should seek professional counseling.
FAQ
Are payday loans legal in Wisconsin?
Yes, payday loans are legal in Wisconsin. State law (Wis. Stat. §138.14) allows loans up to $1,500 or 35% of a borrower’s gross monthly income, with terms of 90 days or less. 1F Cash Advance operates fully under Wisconsin regulations.
Can I get a payday loan with bad credit near me?
Absolutely. We specialize in helping people with bad credit in Milwaukee and across Wisconsin get quick loans for their urgent needs. Rather than focusing on your credit score, we base our decision on your ability to repay the loan.
How much can I borrow?
At 1F Cash Advance, we offer payday loans of up to $1,000 and installment loans of up to $5,000. The exact amount depends on your income, current debts, and credit standing.
How fast can I receive the money?
With us, you can receive your funds in one business day. If you apply and get approved before 10:30 am on a weekday, you may get a direct deposit on the same day you apply. In-store applicants who borrow against a post-dated check can get instant cash on the spot in Racine.
Do I need a bank account?
Yes, a valid checking account is usually required for a payday loan to receive funds and collect payments since you apply online. However, you may get cash at our Racine store if you provide a post-date check for repayment.