Payday Loans at 3203 Washington Ave, Racine, WI 53405

Visit a 1F Cash Advance Store in Racine

Whatever your loan purpose is, we know how to help you get extra money to finance it. Bad credit? Still not a reason for loan denial! Visit a 1F Cash Advance Store in Raince and see what modern financial assistance should look like. We’re always at your service when you need a quick fix.

3203 Washington Ave, Racine, WI 53405

(262) 218-4333

racine@1firstcashadvance.org

Hours:
Monday – Friday: 8:00 am to 10:00 pm
Saturday: 9:00 am to 6:00 pm
Sunday: Closed

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Get Payday Loans in Racine, WI in a Few Steps!

Getting a payday loan in our store at 3203 Washington Ave, Racine, WI, 53405 is just in and out! There’s no hard credit check required, so you can get a loan decision in a matter of minutes. Our staff will gladly answer all your questions and help you choose a loan option that better fits your needs.

Filling out just one simple form is the only step you need to take to access multiple offers from legitimate direct lenders.

Apply for a Cash Advance Loan in Other 1F Cash Advance Stores

We know how hard it may be to find a trusted lending company in your area. Residents of other Wisconsin cities can apply online via our website in a few simple steps. Don’t waste time searching for a legitimate loan provider. We’re here to do this work for you!

Not in Wisconsin? We’re ready to support you no matter your location! Apply online or visit our stores for a payday loan in Oklahoma, Kentucky, Kansas, Utah, Washington, Louisiana, and 17 other states.

Are Payday Loans Legal in Racine, WI?

Payday loans in Racine, WI, are legal and regulated by Wis. Stat. 138.14. The maximum loan amount a borrower can get is limited to $1,500 or 35% of an applicant’s gross monthly income, whichever is less. An annual percentage rate (APR) on a payday loan in Wisconsin can reach 574%. A Non-Sufficient-Funds (NSF) fee can’t exceed $15. Additionally, a lender can charge an interest rate no greater than 2.75% for each month if a payday loan is not repaid on time.

A payday loan repayment period in Wisconsin shouldn’t exceed 90 days. There are no limits on the number of loans a borrower can have, but there must be a 24-hour cooling-off period after paying off a renewed loan, with 2 renewals allowed.

What Do You Need to Apply for In-Store Payday Loans in Racine, WI?

Getting a payday loan in our store in Racine will help you avoid the hassle of a traditional bank loan application process. You don’t need to gather many documents or wait days for an approval decision. All you need to bring with you are:

• Your valid ID;
• Income confirmation (pay stubs, bank statements);
• Social Security number;
• Your checking account number and Routing number.

Additionally, you will be asked to specify some basic personal information, such as your full name, residential and mailing address, email, mobile phone number, Individual Taxpayer Identification number, and your employer’s contact details. Please note that an applicant must reach at least the age of 18 to qualify for a payday loan in Racine.