online payday loans from direct lenders
online payday loans from direct lenders

Payday Loans Direct Lenders Online

High acceptance payday loans you can trust!

  • Trusted Short Term Lenders Only
  • Bad Credit OK
  • No Hard Credit Inquiries Performed
  • Guaranteed Approval Decision
  • Borrow Hassle-Free Payday Loans
  • Low Denial & High Acceptance
  • Fast Direct Deposit

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Life is an unpredictable journey, especially when you have problems with monthly budget and no additional money to spend. Emergency car repairs or medical bills become unplanned costs and it is the time to rely on financial professionists.

Payday loans, online installment loans, or lines of credit are available options that can help consumers with their short-term financial crisis. These loan products are easy to get from direct loan providers through us. As a legitimate connecting company, we aim to inform borrowers and provide them the best online loan offers from direct lenders only as soon as possible. If you have difficulties with money or bad credit, feel free to apply with us and get your money within one working day.

What is a Payday Loan Direct Lender?

Direct lenders offer money you need in the form of a short-term loan without involving a third party. Plus, a direct lender monitors the whole online loan approval process, from approval decision to loan funding and repayment.

Payday Loans from Direct Lenders – How Do They Work?

First of all, direct lenders payday loans are the fastest financial solution to obtain money you need till your next paycheck. An online direct lender helps you apply by filling in the application form with personal financial information and submitting it. Many direct lenders have quick decision-making processes, and you can get approved instantly. Once approved, you can transfer the funds to your bank account the same day. The repayment process also takes place online and 100% safe for consumers. Once your next paycheck arrives, the lender withdraws the money from your checking account. At 1FirstCashAdvance, we work only with legitimate direct lenders who can offer you payday loans up to $1,000 and online installment loans up to $5,000, irrespective to borrower’s credit scores.

Advantages of an Online Cash Loan Direct Lender

The main advantage of these loan providers is that you can use only one company to obtain one loan instead of several. In turn, direct lending companies will not share your information with anyone and will strive to get you approved for a payday advance in a matter of minutes.

cash advance online direct lenders

Convenience in Getting Money

Get a loan approval decision quickly because, as a loan matching service, 1FirstCashAdvance does not work with third parties to loan you enough money.

Ensured Data Safety

We protect your information and do not share it with third parties while you borrow online loans directly from a direct lender.

Simplicity in loan application process

1FirstCashAdvance works directly with you to understand your application, loan options, interest rates and fees, and payment details.

Do Direct Loan Providers Perform Credit Checks?

Direct lenders do not conduct hard credit checks, since all you need is a job, you are over 18 years old, and you make more than $ 1,000 a month. When you apply to 1FirstCashAdvance, our no third party lenders do not look at your FICO score or conduct rigorous credit checks that could affect your creditworthiness. This also means that there is no credit check with the other 3 major credit reporting agencies.

What to Avoid While Working with Direct Lenders?

Apart from knowing what to look for when evaluating direct lender loans online, there are also some general rules to follow when considering applying for a loan. Here is the list of things you should avoid:

  • Take care of your loan affordability. If you are looking for direct loans for bad credit because of a financial emergency, don’t forget you should repay it in two or four weeks. We recommend you borrow the loan amount you think you’ll handle.
  • Don’t miss your loan payments. If you can’t make your payments on time, some lenders may charge you late fees.
  • Don’t borrow a loan that don’t fit your needs. Given the number of lenders out there, you should always look online for direct loan providers that meet your financial needs. See all the options and evaluate the alternatives.

Eligibility Criteria for Cash Advance Online Direct Lenders

no denial payday loans

The requirements for a loan vary by lender and federal laws, so it is important that you look at the requirements of each lender before applying. To qualify for a loan through our connecting service, you must:

  • be of legal age: 18 years old and above;
  • be a US citizen or permanent resident;
  • have an active bank account;
  • have a steady income;
  • have an active phone number and email address.

Types of Online Loans Explained

The most common options of payday loans from direct lenders include:

Payday Loans – loans you repay when the next paycheck reaches your bank account (maximum amount – $1,000, maximum term – 31 days).

Installment Loans – loans you get to pay for a more significant unexpected expense. You repay an installment loan in fixed monthly payment (maximum amount – $5,000, maximum term – 24 months).

Personal Loans – loans that allow you to pay credit card debts, for example. The maximum amount is $15,000 and the maximum term is 36 months. Use these loans only as long-term financial solutions.

Title loans – secured cash advances that require collateral to lend you money. You can use your car or real estate.

Lines of Credit – a defined amount of credit limit that you can access when needed and repay immediately or over a specified period of time.

No Denial Payday Loans Direct Lenders Only

Loan denials will not be announced as those that do not require anything special, but only apply for a loan. Lenders won’t ask you to do some additional paperwork to get the short-term loan. However, if you review the information on those websites in more detail, you will find that this is not the case and your loan request may actually be rejected.

Guaranteed Payday Loan No Third Party – How Is It Possible?

Direct payday lenders are legitimate financial institutions that provide an instant online loan quickly without the involvement of third parties or credit intermediaries. There are not multiple lenders. Your evaluation, approval, and transfer of your short-term payday loan application will be handled by a single source of credit. Therefore, it is comparatively less confusing if there is no advertising of credit services from other online lenders. Also, they do not share your personal and financial information with other lenders. Be careful though, as conscientious no third party lenders can sometimes scam you and act like real payday loan direct lenders.

How to Apply for a Payday Cash Advance with a Direct Lender?

Here are some steps you can take when applying for a direct lender payday loan:

1. Find a reliable direct lender

Feel free to shop around in your area and choose direct lenders and their available offers. Safety and legitimacy should be the factors that will help you do that.

2. Meet the requirements as close as possible

Eligibility factors may vary by lending company. Before starting the application, consider all the criteria that will make you eligible for loan products.

3. Complete an application online

You can apply for a payday loan online or in store, depending on your lender directly. By applying online for direct lender loans, you can conveniently complete an application from home on your computer or mobile device. Plus, you will sign the loan agreement online, which is also simple and fast.

4. Wait for approval decision

Once you have submitted your application, all you have to do is wait for approval. You can make a decision instantly or in minutes, depending on the lender’s approval process.

5. Receive your funds within a day

When the request is approved, the lender will transfer the loan amount within 24 hours from the approval. Depending on the lender, you may receive your money deposited on the same day you apply for a loan or within one business day.

Discover Payday Lenders Near Me

bad credit payday loan lender near me

Sometimes there is no answer for the question “Where can I find payday loans from a direct lender near me?”. If you live in a state that has banned payday financial products or you don’t have a car, you may not have the opportunity to get into a payday loan store. Or maybe you just feel embarrassed to meet someone you know.

Either way, online lenders often look attractive, and maybe it is a suspicious thing. Their websites often have big headlines promising “no credit checks” or “100 percent accepted!” but this is not true. That is why we recommend you to make it online and 100% safe. But before doing it, check the legal status of payday loans in your state and see how fast you can solve your financial problems.

Choose 1FirstCashAdvance & Apply Now

You don’t need a good credit score to get approved with us. Feel free to complete the application form. If you apply before noon, you’ll get your money on the same day. Now, our clients will pay for their unexpected expenses without being afraid of getting bankrupt in the middle of the month.

Frequently Asked Questions

How much can I get from your lending partners?

With 1FirstCashAdvance, we make it easy for you to obtain money from direct payday lenders with loan amounts from $ 100 to $ 1,000.

Do direct lenders accept bad credit scores?

We can offer our clients emergency cash loans regardless of their creditworthiness. Borrowers with low credit scores can apply. 1FirstCashAdvance is ready to help you regardless of your creditworthiness.

Do I get guaranteed instant approval?

Unfortunately not. Lenders offer loans tailored to borrowers with low or poor credit. That's the good part when you have credit problems. Guaranteed approval is not possible with any financial product, but direct lenders and small payday loans give you better opportunities than a traditional financial institution.

Do your lenders run an employment verification?

Through our lender network, we can provide you with all types of short-term direct lender loans that do not require an employment verification. The terms and conditions will be shown to you in advance. We only ask for the information that the payday loan direct lender needs and if the lender is accepted, they will be the only one who will be able to see your information. No verification payday loans are the best solution if you don’t have an official job.

Are payday cash loans safe?

Any lender that charges up-front fees and charges could be an unscrupulous lender. We recommend you avoid these service providers. The lender may claim to be legitimate, but with his actions it is easy to eliminate bad actors.

Where can I borrow money ASAP?

You can make it by applying on our website. We will send it to our network of trusted lending partners that are ready to provide you with the best offers from only one company in your state. Get your funds in one business day!