1F Cash Advance Expert Guides and Articles
We're excited to announce that the 1F Cash Advance Team of financial writers has been working hard to bring you the best lending information possible.
Our 10-year expertise in the lending industry is a valuable asset in helping you understand how different loans work and what options are available to you.
Our goal is to arm you with the knowledge and confidence needed to make informed decisions about your finances.
Do Payday Loans Affect Your Credit Score?
Payday loans are known for being a fast and easy way to obtain extra funds. However, they also come with risks due to their high APRs and the lack of flexibility. While payday loans generally do not affect your credit when you apply and pay on time, nonpayment can result in a significant credit score drop. Read on to learn more about how a payday loan can affect your credit.
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15 Emergency Cash Options When You Need Money Now
When you urgently need money, there are several options, including public aid, community support, and loans. Free programs can cover basic needs like food and utilities, while loans offer quick access to cash but come with higher costs. Quick solutions can help resolve immediate issues, but achieving long-term stability requires careful planning. It's important to compare the risks and benefits of each option to make the best decision for your situation.
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Emergency Cash for Single Mothers
Single moms facing financial emergencies can benefit from grants and loans. Get help with housing, pay bills, and receive medical aid and child care services.
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No Income Loans: What You Need to Know
If you want a loan but don't have any income, you might be wondering if there's any way to get one. The answer is yes! We've put together this guide to explain what you need to know about no income loans, including how they work and how to apply for them.
Finance Your Gaming PC, Laptop, or Desktop (No Credit Required)
Computers now play a central role in our lives. They help us earn money and gain new knowledge. However, new computers can be expensive. This way, loans for computers are here to help. Read the article to learn more about available options, including laptop financing for bad credit and computer loans for students.
How to Get Approved for Cell Phone Financing with Bad Credit
You can finance a phone even with bad credit. This guide explains prepaid plans, lease-to-own, buy-now-pay-later, and carrier programs that avoid a hard credit check. You’ll see how to apply and which documents to bring. Here, we share easy ways to improve approval odds.
ACE Cash Express Loans Reviews
When you need money fast with bad credit, companies like ACE Cash Express can come to the rescue. This financial service offers small loans between $100 and $2,000 that people with any credit can get online within one business day. However, it also comes with several drawbacks you need to be aware of. As we want you to make informed financial choices, our ACE Cash Express review is here to outline the company’s ins and outs
Plastic Surgery Financing: Best Options for 2025-2026
Plastic surgery costs can reach from $3,000 to $19,000, making financing essential for many patients. Options include personal loans, medical credit cards, clinic installment plans, and even home equity or 401(k) loans. People with bad credit can still qualify, though rates may be higher. Careful comparison of offers and repayment terms helps avoid overpaying and keeps the procedure affordable.
Check ’n Go Loans Review
Get another perspective on Check 'n Go loan products and services. 1F Cash Advance team made a short review of this service to help you understand its financial products and services. Read further and find out how to apply for a Check 'n Go payday loan and get your money today.
Dental Care Financing Options for Good and Bad Credit
Dental care is often delayed because of high costs, but there are now financing options for people with both good and bad credit. Patients with strong credit can use personal loans or medical credit cards, while those with lower scores may turn to in-house payment plans, installment loans, or community clinics. Some choices are more expensive than others, yet the variety of programs makes it easier to get treatment without waiting for pain to get worse.
Is Washer and Dryer Financing for Bad Credit a Real Solution?
Financing a washer and dryer with bad credit is possible, but it often means paying more in the long run. Options like rent-to-own, store credit, or payday loans offer quick access, but they also increase the total cost. Interest-free store plans or buy now pay later can be safer, but only if payments are made on time. The most prudent move is to compare offers carefully and select one that strikes a balance between affordability, speed, and long-term stability.
Payday Loans for Students and Their Alternatives
Unsure if a payday loan fits your budget? Compare student-friendly alternatives first and pick a plan that suits you best. Learn how approval works, how to lower the cost of your loan, and how to avoid overdue fees.
Can I Get a Payday Loan in Another State?
Although you can’t get a payday loan in a state where you don’t reside, it is possible to obtain one online across its borders under certain conditions. However, your home state’s laws and regulations still govern the terms. In this ultimate guide, we cover some specific cases and situations to help you better understand how cross-state payday lending works.