1F Cash Advance Expert Guides and Articles

We're excited to announce that the 1F Cash Advance Team of financial writers has been working hard to bring you the best lending information possible.

Our 10-year expertise in the lending industry is a valuable asset in helping you understand how different loans work and what options are available to you.

Our goal is to arm you with the knowledge and confidence needed to make informed decisions about your finances.

Cash Advance vs Payday Loan: What to Know Before you Borrow

Cash Advance vs Payday Loan: What to Know Before you Borrow

Cash advances and payday loans offer fast financial assistance for unexpected expenses and emergency needs. While these options share several similarities, they differ much in amounts, repayment terms, costs, and even regulations. Read further for more details.

15 Emergency Cash Options When You Need Money Now Top-rated

15 Emergency Cash Options When You Need Money Now

When you urgently need money, there are several options, including public aid, community support, and loans. Free programs can cover basic needs like food and utilities, while loans offer quick access to cash but come with higher costs. Quick solutions can help resolve immediate issues, but achieving long-term stability requires careful planning. It's important to compare the risks and benefits of each option to make the best decision for your situation.

Emergency Cash for Single Mothers Top-rated

Emergency Cash for Single Mothers

Single moms facing financial emergencies can benefit from grants and loans. Get help with housing, pay bills, and receive medical aid and child care services.

No Income Loans: What You Need to Know Top-rated

No Income Loans: What You Need to Know

If you want a loan but don't have any income, you might be wondering if there's any way to get one. The answer is yes! We've put together this guide to explain what you need to know about no income loans, including how they work and how to apply for them.

How to Get a Loan for the Unemployed and Manage It Wisely

How to Get a Loan for the Unemployed and Manage It Wisely

Even without a steady job, people can still get loans by showing other income like benefits, pensions, rent, or freelance earnings. There are various ways to borrow money, including payday and installment loans, as well as personal and home equity loans, but each comes with its own risks and costs. Lenders care more about credit history, debts, and steady cash flow than just official employment. The main idea is to borrow wisely, take only what’s necessary, and plan repayment so the loan helps rather than adds problems.

Cash Advances and Loans for Gig Workers

Cash Advances and Loans for Gig Workers

Gig workers often face uneven income, making access to financing a challenge. This guide explains cash advances, personal loans, payday loans, and other options tailored for freelancers. Learn how to document earnings, boost approval chances, and avoid common borrowing mistakes.

How to Finance an Engagement Ring with Bad Credit

How to Finance an Engagement Ring with Bad Credit

Wedding planning may be a tedious process. It also requires a big financial investment that not everyone can afford. If you need extra money to buy a wedding ring but have a low credit score, we know how to help! In this article, we list almost guaranteed options for engagement ring financing with bad credit.

Loans for Uber and Lyft Rideshare Drivers, and How to Qualify

Loans for Uber and Lyft Rideshare Drivers, and How to Qualify

Uber, Lyft, and delivery drivers often juggle unpredictable earnings with constant expenses like gas, car repairs, and insurance. When income falls short, loans can help cover the gap. Options range from payday and installment loans to credit union products and auto financing. Even with bad credit, many online lenders approve based on current income, making fast funding possible with just proof of ID, address, and earnings.

Loans for Rent and Rental Assistance Programs

Loans for Rent and Rental Assistance Programs

Delays in paying rent can affect you dramatically, but financial difficulties are not something that you can predict. Wonder what to do if you don't have enough money to pay your rent? Read this article to find out what emergency loans for rent you can get along with other actions to take.

Can a Vacation Loan Really Make Your Dream Trip Happen?

Can a Vacation Loan Really Make Your Dream Trip Happen?

Vacation loans are personal loans people use to cover any travel-related costs. While they can help you finance large travel expenses upfront without putting strain on your budget, they also create long-term debt you will carry long after your vacation is over. This guide will help you navigate these products and determine whether they meet your needs.

Loans for People on Disability and How They Work

Loans for People on Disability and How They Work

If you live on social security disability aid, you can still get additional financial support. Payday loans for people on disability can be a great option for those who need short-term assistance. Keep reading if you need extra money while being disable. Here are some available options and things to know before you go into debt.

How to Get a Loan Without a Bank Account

How to Get a Loan Without a Bank Account

Getting a loan without a bank account is possible but comes with limits, higher APRs, and extra fees. Options like payday, title, pawn shop, or family loans can provide short-term relief, though many require collateral. Opening a bank account expands your choices and gives access to safer, lower-cost financing.

How to Ask for Money Politely - Tips & Tricks

How to Ask for Money Politely - Tips & Tricks

Asking for money is never easy, whether it’s a loan from family, a gift from friends, or support through fundraising. This guide explains how to do it politely, what reasons are appropriate, and which words to use in texts or conversations. You’ll also find ready-made scripts, tips on choosing the right person and channel, and common mistakes to avoid so you can ask with confidence and respect.