Payday Loans in Fresno, CA
- Approval Decisions in Minutes
- In-Store and Online Payday Loans
- Cash Advance Store in Fresno, CA
- Fast Funding Within a Day
- Bad Credit OK
- Payday Loans Near Me
How to Apply for Payday Loans in Fresno, CA
If your measured financial life begins to crack at the seams, 1F Cash Advance can help! We’re committed to helping Californians find the best payday loan option at favorable terms. We offer payday loans in Fresno, CA, from trusted direct lenders only. Whether you’re going to apply online or visit our physical loan place, we will ensure your pleasant borrowing experience.
It will take you about 5 minutes to complete the process and about 15 minutes for us to do the rest of the work. Even if you have bad credit, you’re welcome to apply. Here are ways to apply for payday loans from 1F Cash Advance in Fresno.
Compete an In-Store Application
Our store is conveniently located at 30 River Park Pl W #390, Fresno, CA 93720, and welcomes everyone in need of fast financial support. Let our team guide you through this financial journey.
Fill Out an Online Form
You don’t need to visit a physical store to apply for a payday loan. Save your time and money and complete the process online on our website. It will take you less than 10 minutes.
Call Us by Phone
We’re always available by phone within the operating hours. Call us at
(559) 550-6681
and apply for a loan with the help of our virtual assistant.
Visit 1F Cash Advance Store in Fresno, CA
Looking for a place you can trust with your financial future? 1F Cash Advance is the one you can rely on when it seems like nobody can help. We are proud to be a one-stop shop for people with bad credit and those in need of fast cash. Helping you address your money issues is our top priority, no matter your credit score.
Applying for a cash advance loan in our Fresno store is a matter of just a few minutes. Visit us and enjoy the fast and straightforward application process and excellent customer service.
30 River Park Pl W #390, Fresno, CA 93720
Hours:
Monday – Friday: 8:00 am to 10:00 pm
Saturday: 9:00 am to 6:00 pm
Sunday: Closed
Financial Products Offered in 1F Cash Advance Fresno Store
At 1F Cash Advance, we provide our borrowers with diverse loan options to better meet their changing needs. Whether it’s a small emergency, a major purchase, or just extra cash to get through the week, there’s the right solution in our extensive database. Here are some options available:
Payday Loans
A payday loan is a small amount of money you take out for a short period, usually between 2 and 4 weeks. The loan must be repaid in full after you receive your next paycheck. Get it within a day and use it to overcome small hardships or cover cash shortages.
Installment Loans
An installment loan comes with a higher loan amount and a longer term. Instead of making a lump-sum repayment, you can make affordable monthly installments within up to 24 months. Use it as a budget-friendly solution to finance your longer-term needs.
Title Loans
A title loan is a secured debt you can take out by your next paycheck. It comes with lower interest rates compared to payday loans but requires providing your car’s title as collateral. The vehicle remains in your use within the whole loan term.
Get Your Direct Lender Payday Loan in Fresno, CA Today!
We do our best to help you get back on track quickly. Don’t miss your chance to get the money you need today! Visit us at 30 River Park Pl W #390, Fresno, CA 93720, and complete a fast application procedure with our help.
As there are no hard credit checks involved, people with bad or no credit can qualify, too. Getting a loan approval decision usually takes about 10 minutes. Borrowers may even get same day deposits to cover their emergency needs.
Apply for a Payday Loan in Other 1F Cash Advance Stores!
1F Cash Advance strives to help everyone, no matter their location. Even if you’re not a Fresno resident, we will be happy to meet you in our store. Citizens of Barstow, Burnes, Calwa, Cecil, Clovis, Ivesta, Las Palmas, Malaga, Pratton, Rolling Hills, Tarpey, and other nearby cities are also welcome guests in our Fresno location. You can also consider an online application to avoid store visits.
Not a Californian? We have payday loan stores in other states, too! Explore our branches in Iowa, North Carolina, Maine, Rhode Island, New Hampshire, and Vermont, and find the 1F Cash Advance loan place near you.
Legal Status of Payday Loans in Fresno, California
Payday loans in California are legal. They are regulated by the Civil Code 1789.30 et seq. and the Financial Code 23000 et seq. These documents apply several caps and restrictions, limiting the maximum loan amount to $300. Additionally, there’s a finance charge cap of $17.64 per each $100 borrowed or 15% of the face amount of the loan check.
What You Need to Apply for Payday Loans in Fresno Through the 1F Cash Advance Store
Payday loans from our direct lender come with relaxed eligibility criteria. You need just a bare minimum to complete the application process in our Fresno store:
- Valid ID and driver’s license;
- Personal and contact information: email, address, cell phone number, full name, etc.;
- Income verification: salary, rental income, self-employment, government benefits, and other sources;
- Social Security number;
- Checking account number;
- Routing number.
Additionally, you need to be at least 18 years old to apply for payday loans in Fresno and across California.