Payday Loans in Boise, ID
at 1348 S Orchard St, 83705
- (208) 314-3963
- 2+ years in business
- Apply in-store 8:00 am – 10:00 pm (Mon-Fri)
- Open on Saturday
- Payday loans, Installment loans
- Online application 24/7
1F Cash Advance Store in Boise
If unexpected expenses arise, the 1F Cash Advance loan store in Boise is here to help residents get fast cash. You can apply for a payday loan at our store in minutes and enjoy our exceptional in-person service.
We are conveniently located near Snake River Pool & Spa and Tire Choice Auto Service. Our friendly staff will guide you to the right loan option for your needs, even if you have bad credit. Visit us today for quick and legitimate payday loans in Idaho, with instant decisions, same-day funding, and transparent terms.
- Monday8 am – 10 pm
- Tuesday8 am – 10 pm
- Wednesday8 am – 10 pm
- Thursday8 am – 10 pm
- Friday8 am – 10 pm
- Saturday9 am – 6 pm
- SundayClosed
Payday Loans, Installment Loans
Joe An
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Available Loans
We offer a variety of short-term loan products to meet different needs of Boise residents:
Payday Loans
Max. amount $1,000
Payday loans are short-term loans of up to $1,000 that are due by your next payday. They are designed for emergency expenses, such as minor repairs, medical costs, or unforeseen bills. Get quick cash today and repay the funds over up to 31 days.
Installment Loans
Max. amount $5,000
Use an installment loan for larger expenses of up to $5,000 and manage them effectively by paying back in equal monthly installments over 2 to 24 months. These loans work well for big purchases, home improvement, or debt consolidation.
Steps to Get Your Loan
Follow these three simple steps to get a payday loan with 1F Cash Advance:
Visit our store nearby
Come to our Boise office and fill out an easy application form. It takes about five minutes.
Get an instant decision
Applications are typically processed within 15 minutes, with no hard credit check required.
Pick up your money
If approved, sign the agreement and walk out with cash, or get a direct deposit to your bank within 24 hours. *
*If you are approved before 10:30 am on a banking day, the loan is usually funded on the same day. Later or weekend applications will be processed on the next business day. Instant cash may be offered to applicants who borrow against a post-dated check.
Application Requirements
Here’s what you need to provide to complete your application in-store:
- Proof of Idaho residence
- Valid government-issued photo ID
- Social Security Number
- Proof of income, such as bank statements
- Active checking account and routing numbers
- Valid email and cell phone number
- Be at least 18 years old
About 1F Cash Advance in Boise, Idaho
Founded in 2019, 1F Cash Advance has helped over 3 million customers nationwide get quick loans. We are fully licensed to operate in Idaho and are proud to provide Boise residents with personalized assistance and fair loan options that work for all credit types. Our mission is to make cash accessible when you need it, without delays and excessive paperwork. At 1F Cash Advance, we prioritize transparency and focus on delivering a positive borrowing experience.
Payday Loans Are Not Intended for Long-Term Financial Needs
We always encourage responsible borrowing. Payday loans in Boise are meant for emergency situations, not as a long-term financial solution. Renewals and rollovers add extra fees, which can make borrowing costly. If you need money for ongoing expenses, explore other options or consider professional financial counseling.
FAQ
Are payday loans legal in Idaho?
Yes. Idaho Code §28-46-401 et seq. allows deferred-deposit loans up to $1,000. These loans are strictly regulated under state legislation.
Can I get a payday loan in Boise with bad credit?
Many customers with less-than-perfect credit ratings or limited credit histories can still be approved for our loans in Boise. At 1F Cash Advance, we focus on your income and employment rather than your FICO score.
How fast can I get my loan?
You can get cash the same day at our Boise location by providing a post-dated check. With direct deposit, funds usually arrive the next business day, or the same day if approved before 10:30 am on a workday.
How much can I borrow in Boise?
In Boise, ID, the maximum loan amount is $5,000, but in most cases it won’t be more than 25% of your monthly income.
