Payday Loans in Boise, Idaho
- Apply Online in Any State
- Online & In-Store Application
- Bad Credit Is Accepted
- Payday and Installment Loans
- Instant Approval Decision
- Emergency Money on the Same Day
Why Trust Us?
1F Cash Advance has been providing emergency loans since 2019. We are licensed and operate under state laws. Over 140,305 consumers have already benefited from our services, both online and in stores.
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If unexpected expenses suddenly pop up, 1F Cash Advance is here to provide fast financial support. You can apply online for our quick payday loans in Boise, Idaho, or сome to the store for personalized assistance. We are located at 1348 S Orchard St, near the Snake River Pool & SPA and right in front of the Tire Choice Auto Service Center. Our friendly staff will help you find the option that suits your situation, no matter your credit score. Visit us today and get immediate cash for your personal needs.
1348 S Orchard St, Boise, ID 83705
Hours:
Monday – Friday: 8:00 am to 10:00 pm
Saturday: 9:00 am to 6:00 pm
Sunday: Closed
Products and Services
1F Cash Advance is your one-stop shop that offers a wide range of financial products and services. Here are your options with us:
Payday Loans
A payday loan is a small, short-term loan of up to $1,000 that needs to be repaid in full in 7 to 31 days. The due date is typically set by your next paycheck. These loans are fast and easy to get, making them suitable for financial emergencies.
Installment Loans
Installment loans offer amounts between $1,000 and $5,000 that you can repay in several equal portions over 2 to 24 months. You can use them to cover big purchases and large expenses without putting much strain on your budget.
Personal Loans
Personal loans are flexible borrowing options that allow you to get up to $10,000 for 12 to 60 months. They can be used to finance various major projects or life events. Borrowers with bad credit can qualify.
Title Loans
A title loan is a secured loan that provides financing against the value of your vehicle. You can get up to 50% of your car’s price by using it as collateral and keep driving it while it’s pledged. The repayment is made in up to 30 days.
Check Cashing
Our in-store check cashing service allows you to cash out quickly with no checking account needed. Just bring your ID and get money on hand in minutes with no hassle of a traditional bank process.
Direct Deposit
This service allows you to obtain a loan from anywhere with no need to pick up money at a store. Get your loan funds via a direct deposit into your bank account in as little as one business day with no extra fees applied.
Get Ready for Your Store Visit
You only need to provide the following basic information and documents during the application process:
- Valid government-issued ID;
- Social Security number;
- Bank account details;
- Proof of income;
- Proof of address;
- Your employer's contact details.
How to Apply for Boise Payday Loans with 1F Cash Advance
Follow these 3 steps to request a loan from 1F Cash Advance:
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Fill out an application form. It will take you just 5 minutes, whether you do this online or in a store.
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Wait for approval. A loan decision is made instantly due to no hard credit check performed.
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Get the money. If approved, receive cash immediately or get a direct deposit into your bank account within 1 business day.
About 1F Cash Advance in Boise
For over 5 years, 1F Cash Advance has been helping people get accessible payday loans with no credit check in Boise, Idaho, without the hassle of traditional banks. We do our best to meet our clients’ expectations and treat every customer the way we want to be treated.
Our company is more than just a wide range of loan options with instant approval and same-day funding. We’re focused on offering fair products without compromising accessibility and speed. Come visit us at 1348 S Orchard St and let our professional staff guide you through the process.
Find Our Nearby Stores
1F Cash Advance serves people across Idaho so that everyone can get the financial assistance they deserve. Our Boise store offers its products and services to residents of Blacks Creek, Eagle, Garden City, Hidden Springs, Meridian, and other nearby cities. You can also apply via the website in just 5 minutes and get the money you need within a day from the comfort of your home.
Not in Idaho? We have 81 branches across the nation, so you can apply for a payday loan in Iowa, North Dakota, Nevada, Utah, and other states.
FAQ
How much can I borrow with payday loans in Boise?
1F Cash Advance offers payday loans of up to $1,000, which fully complies with Idaho state laws.
What are my options if I need more than $1,000?
1F Cash Advance offers personal and installment loans to Boise residents who need more money to cover their expenses. These loans come with amounts of up to $10,000 or $5,000.
Does applying for a loan affect my credit score?
Our bad credit loans in Boise, Idaho, don't affect your FICO rating as long as you pay on time. We use alternative means to estimate your eligibility and don't report to major credit bureaus.
When will I get my payday loan funds?
In-store borrowers can get instant funding and walk out with cash right away. Online applicants will receive a direct deposit on the same or the next business day of approval.
How much do payday loans in Boise, ID, cost?
The average payday loan APR in Idaho is 652%. The finance charge may be anywhere between $10 and $30 for each $100 borrowed. The final cost will be determined based on your credit score and payment history.