Payday Loans at 1348 S Orchard St, Boise, ID 83705
- Immediate Cash Advance Decision
- Any Credit Score Is Accepted
- Trusted Direct Lenders
- Get Installment Loans Fast
- No Application Fees
- No Collateral Is Required
How to Get a Payday Loan in Boise, ID
Getting a payday loan from 1F Cash Advance is a hassle-free process. There’s no extensive paperwork or faxing required. We accept borrowers with any credit and are always here to guide you through the process. By following a few simple steps, you can access the amount you need within one business day. Just choose the way that is convenient for you!
In-Store Application
Visit our store and let us guide you through the process. Our staff is always here to help!
Online Application
Submit an online loan request by completing a simple form on our website.
Apply by Phone
Dial the (208) 314-3963 number and complete an application by phone or get a link to the form via SMS.
Use a Mobile App
Download our mobile app for Android and iOS and apply via your device at any moment.
1F Cash Advance Store in Boise
Need money now to cover temporary financial difficulties? Stop searching for payday loans near me! 1F Cash Advance is always of service to help Idaho residents get back on track quickly.
Visit our Boise store and get fast relief from financial emergencies.
1348 S Orchard St, Boise, ID 83705
Hours:
Monday – Friday: 8:00 am to 10:00 pm
Saturday: 9:00 am to 6:00 pm
Sunday: Closed
Products and Services in 1F Cash Advance Boise
Payday Loans
A payday loan is a small loan that must be repaid in full by your next paycheck. They are almost ideal to cover short-term financial emergencies.
Installment Loans
An installment loan can provide you with larger loan amounts and be repaid in fixed monthly payments within 2 to 24 months, making it a great option for your longer-term projects.
Bad Credit Personal Loans
Get a bad credit personal loan regardless of your credit background with no hard credit history check. Larger amounts are available, and the repayment is made in affordable monthly installments.
We’re a Local Company That Helps Locals!
1F Cash Advance is the company that you can trust! Explore what our customers think about us.
Getting Payday Loans in Boise Is Fast and Simple!
Visit our store at 1348 S Orchard St, Boise, ID 83705, and get the funds you need within a business day. No hard checks or credit score restrictions can hold you back from getting extra cash. Have no idea what option to choose? Our friendly staff is here to help you find the right solution at competitive interest rates for your unique situation!
Are you tired of being turned down by traditional lenders? We believe you deserve all the best! Borrowers with bad or no credit are welcome to apply. Just fill out a simple application form and get a guaranteed approval decision from a trusted direct lender in Idaho. It will take you only a few minutes!
Get a Small Personal Loan from a Direct Lender in Other Branches
Residents of other Idaho cities can consider an online application that can be completed from any place at any time. Get the money you need on the go by filling out a simple loan request form on our website. The whole process is just 5 to 10 minutes long!
Not in Idaho? You can apply for a payday loan in Iowa, North Dakota, Nevada, Utah or check out our locations in other states below!
Legal Status of Payday Loans in Boise
Idaho state law defines payday loans legal, so you can get one in Boise rightfully. The amount you can access is the less of the following:
- 25% of your monthly gross income;
- $1,000.
- Basic personal info: full name, address, cell phone number, email, Social Security number, Individual Taxpayer Identification number;
- Valid ID;
- Income confirmation: pay stubs or bank statements;
- Financial details: your checking account number and bank Routing number.
Additionally, lenders must disclose loan costs in their loan agreements. The sum may be expressed in flat fees per each $100 borrowed. Three roll-overs are allowed. Also, you can rescind a payday loan for free no later than the next business day after the day the loan was made. This way, you need to return the principal loan amount.
According to the Idaho state law, Idaho lenders can’t accept any type of title or collateral to secure a payday loan besides a post-dated check or electronic money withdrawal.
Note: from July 2020, payday lenders are not obliged to check your capability of repaying a loan. This way, it’s your responsibility to determine whether you can repay your potential debt. Keep in mind that payday loans should be taken seriously and used cautiously. This will prevent you from getting into a cycle of debt.
Loan Limits:
| Loan Type | Loan Limit |
|---|---|
| Payday Loans | $1,000 |
| Installment Loans | $5,000 |
What Do You Need to Apply at a Boise Store?
Whether you’re going to get an instant payday loan or guaranteed installment loans, there’s just the basic information and documents required to apply. You will need:
Note that you need to reach the age of 18 to be eligible.
