Payday Loans in Knoxville, TN
at 4709 Papermill Dr NW unit 210, 37909
- (865) 500-5453
- 2 years in business
- 8:00 am - 10:00 am (Monday-Friday)
- Open on Saturday
- Payday Loans, Installment Loans
- Online application 24/7
Why Trust Us?
1F Cash Advance has been providing emergency loans since 2019. We are licensed and operate under state laws. Over 140,305 consumers have already benefited from our services, both online and in stores.
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1F Cash Advance Store in Knoxville
When unexpected expenses or emergencies arise, 1F Cash Advance is your trusted source for fast and easy payday, installment, and personal loans in Knoxville. Visit our store in Knoxville and get instant funding for urgent situations from a reputable direct lender in Tennessee. You can receive up to $425 on the same day through a quick process that typically takes just 10 minutes.
- Monday8 am – 10 pm
- Tuesday8 am – 10 pm
- Wednesday8 am – 10 pm
- Thursday8 am – 10 pm
- Friday8 am – 10 pm
- Saturday9 am – 6 pm
- SundayClosed
Daniel Harris
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Available Loan Products
1F Cash Advance offers a range of flexible financial products, allowing you to choose the option that best suits your needs.
Max. amount $425
A payday loan is a short-term solution that helps you cover unexpected expenses or small emergencies. It provides you with cash quickly and must be repaid by your next paycheck, typically within 2 to 4 weeks. You can receive up to $425 to cover car repairs, unforeseen medical expenses, or minor utility bills.
Max. amount $5,000
An installment loan offers a more convenient repayment method, with fixed monthly payments made over the loan term. You can get up to $5,000 and repay it in equal installments over up to 24 months. It's ideal for meeting longer-term needs while keeping your payments affordable.
How to Get an In-Store Loan
To get a loan in our location, follow these steps:
Visit our store
Our team will help you complete a short and easy application form in just a few minutes.
Wait for an approval decision
After all formalities are done, you will receive an answer from our branch manager.
Get your money in cash or via direct deposit
If approved, you will receive your loan immediately or have it deposited into your bank account by the end of the same day*
*If your application is approved by 10:30 am, funding is typically provided the same business day. Requests submitted after 10:30 am or on non-business days will be processed on the next business day.
Don’t Forget These Items
Here’s what you need to apply for a loan at a store:
- Valid US-issued photo ID
- Personal and contact information, such as your full name, email, cell phone number, and permanent address
- Social Security number
- Income verification in the form of bank statements or pay stubs
- Employer’s contact details
- Bank account details
Why Choose Us
1F Cash Advance is a licensed loan company committed to providing fair financial solutions with best-in-class customer service. Here’s why you can trust us:
Convenient Location
Our comfortable store is conveniently located for Knoxville residents and those from surrounding areas. People from nearby areas are welcome to visit us Monday to Saturday.
No Additional Fees
With our clear and upfront terms, you’ll know exactly what to expect. Every fee is outlined in your loan agreement, so there are no surprises.
Ready to Help Managers
Our friendly team will help you choose the best loan for your situation. Speak with one of our representatives to learn more about each step of the process and the options available.
Find a Store Near You
1F Cash Advance is here to help people throughout Tennessee in need of fast cash! We have locations in other Tennessee cities. If you do not live in Knoxville, here is the list of our offices you can visit:
951 Eastgate Loop suite 105, Chattanooga, TN 37411
1296 Union University Dr unit E, Jackson, TN 38305
Our Loans Are Not Intended for Long-Term Financial Needs
Payday loans are designed to help with short-term financial needs and emergencies, such as covering utility bills, paying urgent medical costs, or repairing a car. Do not use them as a long-term financial solution.
We promote responsible borrowing. It means only taking loans you can afford to repay on time. Borrow wisely by understanding the terms and planning your repayments. Explore other options for ongoing financial support or large expenses. People with long-term financial problems and credit issues should seek professional counseling.
FAQ
What is the cost of payday loans in TN?
The average annual percentage rate (APR) for payday loans in Tennessee is 460% for a 14-day loan. Finance charges cannot exceed 15% of the amount on the post-dated check. This means lenders cannot charge more than $17.65 for every $100 borrowed.
I need more than $425. What are my options?
If you need more money, consider getting an installment loan. You can get up to $5,000 with a lower interest rate and repay it with a fixed monthly payment. The maximum term is 24 months.
Can I qualify with a bad credit score?
Yes, we offer bad credit loans in Knoxville, TN, and do not set any minimum credit score requirement. You are welcome to apply if you can show a steady monthly income. There are no hard credit pulls for your FICO score.
Are you a licensed company?
Yes. 1F Cash Advance follows the US Fair Lending laws and regulations and is licensed to operate in Tennessee.
Can I pay my loan early?
It is possible to repay the loan early, but this depends on the specific loan agreement terms. To be completely sure, consult the contract before signing.
Can I cancel a payday loan?
Contact us at (865) 500-5453 or drop a line at [email protected], and our team will verify this option for you.
I don’t live in Tennessee, can I still apply for a cash advance?
If you're not a Tennessee resident, you cannot apply for cash advance loans in this state. However, you're welcome to visit our store nearby. We offer services in California, Georgia, New Jersey, Ohio, Texas, and other states.
Are there other loans available in Tennessee?
Yes. Several alternatives include title loans, online loans, and lines of credit. Contact our Knoxville managers to learn more about other loan products available to you.
Still Have Questions? Contact Us
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