Payday Loans in Louisville, KY
- All types of credit scores are accepted
- Minimal documents and no collateral is required
- Easy loan application form
- No hard credit checks are performed
Advertiser Disclaimer
1F Cash Advance is a financial platform that doesn’t offer loans. We connect you to potential lenders but don’t promise you'll get approved for a loan. The terms, rates, and fees may be discussed with the lender you were approved with. We recommend getting advice from a financial expert about dealing with money struggles without risky loans. For more information, read our full Legal Disclaimer.
How to Get a Payday Loan in Louisville, KY
You can get a payday loan in Louisville, Kentucky, with no credit check. Bad credit is also not a problem for obtaining a quick payday advance in Louisville. Simply fill out a free online application form to receive a fast decision from numerous loan providers in several minutes. Choose an application method, and let’s solve your financial problems together.
In-Store Application
Come and speak with our branch manager, who will help you apply through a faxless process.
Online Application
Fill out the loan request form from your smartphone or laptop. No need to leave your house!
Apply by Phone
Get a loan by dialing
(502) 754 3083
or get a link to the form via SMS.
Download Our App
Use our cash advance app, available for iOS and Android, to get a suitable payday loan.
1F Cash Advance Store in Louisville, Kentucky
Discover our store in Louisville, Kentucky, and visit us during working hours. Do you have questions about the loan application process? Discuss with our branch manager and receive all the needed answers.
4600 Shelbyville Rd #216, Louisville, KY 40207
Hours:
Monday – Friday: 8:00 am to 10:00 pm
Saturday: 9:00 am to 6:00 pm
Sunday: Closed
Products and Services in 1F Cash Advance Louisville
In our location in Louisville, we help you get the loan product for your financial needs. Check the following loans:
Payday Loans
Get from $100 to $500 with a payday loan to cover your short-term expenses. The repayment terms range from 14 days to 60 days.
Installment Loans
Apply for an installment loan if you need more money and obtain from $1,000 to $5,000. You can repay it in 90 days or a maximum of 36 months. The maximum APR is 6.63%.
Title Loans
Getting a title loan is illegal in Louisville, KY, but several lenders may provide you with this loan product with an interest rate of 24%.
We’re a Local Company That Helps Locals!
Find out why clients depend on 1F Cash Advance to meet financial needs. Check out real reviews about our service.
How Does it Work to Obtain a Cash Advance in Louisville?
Visit us at 4600 Shelbyville Rd #216, Louisville, KY 40207, and apply for a cash advance in Louisville, Kentucky. Forget about the lenders that denied you in the past. 1F Cash Advance welcomes you and helps you get the best loan offer to cover your expenses.
Payday Loans in Other Branches
The potential borrowers living in Sellersburg, Floyds Knobs, Crestwood, Jeffersontown, Shively, Mt Washington, Taylorsville, Shepherdsville, and La Grange can also apply for a payday loan.
Not from Kentucky? Don’t worry! 1F Cash Advance has locations in all states, including Alabama, Indiana, Michigan, Pennsylvania, Tennessee, and Wyoming.
Legal Status of Payday Loans in Louisville, Kentucky
The maximum payday loan amount in Kentucky is $500. Kentucky Rev. Stat. Ann. 286.9.010 et seq. states that short-term and long-term lending is legal. A payday loan has a repayment period of 14-60 days. The APR cannot be higher than 459%.
Potential borrowers may also be charged a $1 database fee. It contains all information about payday lending transactions, which helps to regulate them. A borrower may take out two loans at the same time. However, if you choose the default option, you will not be offered any rollovers, renewals, or extensions.
What Do You Need to Apply for a Payday Loan in Louisville, KY?
To be eligible for a payday loan in Kentucky, meet the following requirements:
- Age: be 18 years or above and prove it with a valid ID card;
- Income: have a steady salary (at least $1,000 per month);
- Banking data: have an active checking account;
- Contact details: provide a valid phone number and email address.