Short Term Loans

Find Your Financial Solution Today

  • Easy Application Process
  • Competitive Interest Rates
  • No Hidden Fees

Get a Loan Fast!

Apply Now

Short Term Loans – A Flexible Way to Borrow

Short term loans could be the key to enjoying relief from the stress of unexpected expenses. No one can predict the future. Whether it’s a medical emergency or a car breaking down that causes you concern, many consumers turn to short term loans as a practical, instant solution.

With the evolution of financial institutions, you have access to different solutions in the form of short term loans options. Payday loans and installment loans have given many consumers the help they needed.

What Short Term Loan Do You Need?

Payday Loans

Payday Loans

The traditional short term loans are payday loans, also called cash advances. These are small loans, usually paid back when with your next month’s paycheck, within 2-4 weeks. This short term loan is therefore ideal if you suddenly have urgent, unplanned expenses during the month that you simply don’t have the cash flow for.

To qualify you'll typically need an e-mail address, proof of income and a valid checking account. The loan amount varies between $100 and $1,000 and is determined by how much one earns. You need to repay it as a lump sum when you get paid at the end of the month.

Installment Loans

Installment Loans

An installment loan is a different type of short term option where you're allowed to pay back the loan amount in installments over time, such as a few months or even years. This gives you access to funds if you need them to cover emergency situations while paying back the cash advance loan happens with manageable payments, rather than a lump sum.

Installment loans are popular thanks to these benefits:

  • Lower interest rates.
  • Larger loan amounts up to $5,000.
  • Easy repayment plans with timelines as long as two years.

It’s important to manage the short-term installment loan wisely as your total repayment amount depends on how long you take to repay the loan. Paying a little more each month for six months, instead of a lower amount for a full year will save you in the long run.

1FCA Short Term Loans Online Application Process

This is one of the biggest benefits of using short term loans. The process fast and simple:

1. Apply online. Complete our easy application by providing identification information and proof of income. It takes only minutes to get the decision on loan approval.

2. Choose terms and sign the agreement. Once approved, choose the amount you want to borrow. It ranges from $500 to $5,000 depending on loan type and your state of residence. Check loan terms and choose suitable repayment dates.

3. Receive cash. The funds are deposited to your account on the same or next business day, so you get the money very fast.

Short Term Loans From Direct Lenders

We work with a range of trusted lenders, so we are able to help our customers get the cash they need today, as well as build a better financial future tomorrow. If you have bad credit or no credit, is here to help you get a better short term loan. Because no background checks are done, even if you have bad credit you may still gain access to funds to help you with short term financial needs.

No matter what type of short term personal loan you get, be responsible and wise. Read the fine print before signing, make the payments on time, and don’t borrow more than you can afford to repay.