Licenses

Why 1F Cash Advance is Your Best Choice

State licensing exists to protect borrowers’ rights. 1F Cash Advance maintains valid licenses in every state we operate, and here’s what that means for you:

State and Federal Consumer Protections

State and federal lending laws place hard limits on interest rates and fees. They also require lenders to disclose every term before a borrower signs. These protections don’t apply to unlicensed operators, many of whom set up offshore specifically to avoid supervision. 1F Cash Advance meets all regulatory requirements in every state where we do business.

Verified Business Practices

State regulators closely review all license applications. They examine financial statements, run background checks on company leadership, and assess operating procedures. A license isn’t granted automatically, and oversight continues after it’s issued. 1F Cash Advance has met these requirements and remains in good standing through ongoing regulatory compliance.

Recourse if Something Goes Wrong

Borrowers who work with licensed financial companies have access to state regulatory agencies when disputes arise. These agencies accept complaints, investigate potential violations, and have the authority to enforce penalties. 1F Cash Advance maintains proper licensing, so regulatory protection remains available to you throughout the loan process.