Editorial team discussing content review and accuracy at 1F Cash Advance office
Editorial team discussing content review and accuracy at 1F Cash Advance office

Our Editorial Policy

At 1F Cash Advance, we want to be a trusted resource you can turn to when you need help at any stage of your financial journey. That's why we disclose information about how we make money and uphold specific editorial guidelines to ensure accuracy.

The Values Behind Our Content

Our main goal is to create valuable and helpful content that serves all readers, promotes financial literacy and responsibility, and helps people reach financial health. The key principles we follow include:

  • Independence

    Independence

    At 1F Cash Advance, we keep our content separate from commercial interests. Our articles are not influenced by any advertisers and provide credible information that helps readers make informed financial decisions.

  • Objectivity

    Objectivity

    We aim to present all sides of the argument fairly and accurately while ensuring that our content is informative, accurate, and well-researched.

  • Accuracy

    Accuracy

    Our team of experts thoroughly reviews and fact-checks every piece of content to ensure it's useful and accurate. If you see any typos or inaccuracies in the 1F Cash Advance's content, let us know at [email protected]. We will correct any errors promptly.

  • Accountability

    Accountability

    We take responsibility for what we do and are transparent with our readers about the editorial processes.

Fact-Checking Process

Every product page, blog post, and expert guide written by our authors goes through the following process:

  • Article Submission

    Our financial writers conduct in-depth research on the topic and create high-quality content, which is then submitted to internal resources for subsequent approval.

  • Expert Review

    The lending niche experts review the content carefully to ensure it meets our core pillars. Then, they check facts and figures to provide more valuable and accurate information to our readers.

  • Publication

    After checking and updating the content, we send it to our content managers for publishing.

  • Content Updates

    We revise our content regularly and update information once the lending, borrowing, or social context changes.

How We Maintain the Information on the Website

1F Cash Advance is dedicated to providing readers with accurate, inclusive, and up-to-date content. Here is how we maintain the information on our website:

Daily audits

Every day, our team reviews a certain part of the content according to the audit plan to ensure all information is current and accurate.

Automated updates

1F Cash Advance maintains the APRs and other product information through weekly manual updates based on the relevant information provided directly from our lending partners.

Industry news

Our team constantly researches industry news, events, and trends to keep our information current. We are committed to providing reliable resources for our readers.

expert verified badge

What Does “Expert Verified” Mean?

The “Expert Verified” button at the top of the article means the content on the page is reviewed by our editors for clarity and completeness. It ensures our editorial team has fact-checked the article and confirmed its accuracy and overall relevance.

How We Earn Money

1F Cash Advance creates independent and objective content that is not affected by any advertisers or lending partners. Our editorial team makes recommendations based on their extensive financial expertise, taking into account what will work best for consumers. We do not receive any compensation for what we recommend.

1F Cash Advance makes money from its lending partners. These compensations do not affect the information we publish and do not provide any specific benefits to lenders during the underwriting process. Visit our Legal Disclaimer page for more details.

Editors & Team Members

Latoria Williams



Latoria Williams – Chief Executive Officer

Latoria Williams is the CEO of 1F Cash Advance, who has a passion for helping consumers make informed financial decisions. Her area of expertise includes personal finances, debt management, and investment.

Michael Lefler

Michael Lefler – Financial Editor

Michael Lefler is a graduate of Southwest Minnesota State University with a Master’s Degree in Financial Planning. His editing expertise is built on clarity, consistency, and correctness, which aim to improve a text’s readability and accuracy.

Kerry Vetter


Kerry Vetter – Finance Writer and Expert

Kerry Vetter is a consumer finance expert and writer who has been creating finance-related content for more than ten years. She mainly writes about budget tips and daily expense lifehacks, and promotes financial literacy and responsible borrowing among US citizens.

Edward Evans



Edward Evans – Money Management Expert

Edward Evans is a money management expert and a freelance author. His passion for money management and educating people on its principles drives him to provide accessible financial advice and tips to improve the financial lives of average Americans.

Marsha Welch


Marsha Welch – Financial Writer and Personal Finance Expert

Marsha Welch is a professional personal finance expert, qualified financial writer and speaker, and author of her own blog on financial literacy. With over 15 years of experience, she creates fascinating and expert articles that cover various personal finance topics.

Eric Bank



Eric Bank – Expert Financial and Business Writer

Eric Bank is a financial expert who specializes in business and finance writing for 1F Cash Advance. He has been covering business and finance topics since 1985. Now, Eric’s writing regularly appears on Credible, Cardrates.com, and BadCredit.org.

Sarah Sharkey


Sarah Sharkey – Personal Finance Writer

Sarah Sharkey has a passion for personal finance and thoroughly enjoys helping other people manage their money better. She writes about a wide range of personal finance topics, including credit, investing, debt, student loans, savings, retirement, insurance, and home loans.

Lydia Kibet


Lydia Kibet – Freelance Personal Finance Writer

Lydia Kibet is a freelance writer with extensive expertise in personal finance, investing, and healthcare. She has spent 6+ years working with a wide range of fintech brands and startups, including GOBankingRates, Investopedia, and Finance Insider.

Josephine Nesbit



Josephine Nesbit – Personal Finance Writer

Josephine Nesbit is a freelance copywriter with a strong and clear understanding of real estate, mortgage, and personal finance topics. Her texts have appeared in multiple well-known publications, such as Bankrate, GoBanking Rates, and Fox Business.

Caroline Banton


Caroline Banton – Finance Expert and Writer

Caroline Banton is a freelance copywriter with 15+ years of experience in global development and finance. Her texts have been featured in multiple media outlets, such as Investopedia, MyBankTracker, and GoBanking Rates.

We Write About

The topics we cover help our readers manage their finances more effectively and better understand how the lending industry works.

How to Pay for Car Repairs with No Money

How to Pay for Car Repairs with No Money

Do Payday Loans Affect Your Credit Score?

Do Payday Loans Affect Your Credit Score?

Find Out More About 1F Cash Advance

About Us

Meet our team of professionals and learn more about our history and values.

How It Works

Check out how you can obtain a loan online through our platform.

FAQ

Find answers to your questions about our company, products, and services.