Find 1F Cash Advance Near You

Same-day loan approval
Funding in 24 hours
No hard credit checks
Bad credit is allowed
Fair interest rates

Updated: September 10, 2024

Written by Latoria Williams | Updated by Latoria Williams

Why Trust Us?

Fact-Checked

Why Trust Us?

Fact-Checked

1F Cash Advance Has 80+ Locations Across the US

Discover 1F Cash Advance payday loans near you. We offer loan products designed to help you cover emergencies within one business day. Visit our nearest store and speak with the branch manager. Our application process is fast and straightforward, taking just 5 minutes to complete. Come to any of our 81 offices or submit a loan request online!

Сheck the States We Operate In

1F Cash Advance operates nationwide and complies with each state’s regulations. With our help, you can get the money you need today. You’re welcome to apply for payday loans online or in person in the following states:

Products and Services

We offer a range of loan options to meet our customers’ needs. The terms and conditions will depend on a borrower’s state, income, and creditworthiness.

Payday Loans

Borrow a payday loan to cover your emergencies till your next paycheck. You can repay it within 14 or 31 days. Depending on the state, the maximum amount is $500 – $1,000, and the interest rate may reach 400%.

Installment Loans

These loan products have longer repayment schedules (up to 24 months) and lower interest rates. The available amounts vary between $1,000 and $5,000.

Personal Loans

Get a long-term personal loan of more than $10,000 and consolidate your debt or make a significant purchase. The terms and interest rates are provided during the prequalification process.

Check Cashing & Title Loans

In some locations, we provide check cashing services and title loans. Contact us for more information on where to check your cash or use your car as collateral to get your money today.

In-store & Online Application

1F Cash Advance allows you to apply for payday loans in stores and via the Internet. Each option has its advantages and disadvantages:

In-Store Loan Applications

Pros

Personal Interaction. Many of our clients prefer to solve their problems in a physical location to get personal recommendations and an immediate response from our loan officer.
Trust and Assurance. By applying for a loan in our office, you can ensure the company is trustful.
Document Assistance. The in-store staff can help you complete and submit some of the assignments, so you can rest assured all the paperwork is properly filled out.

Cons

Time-Consuming. In-store application requires you to go to the physical location and sometimes wait in a queue.
Limited Hours. Applicants are limited to the branch’s operating time and can only visit a store within these hours.
Geographical Limitations. A branch’s accessibility can be an issue, particularly for those who live far from them.

Online Loan Applications

Pros

Convenience. Online application is very convenient since it can be done anytime, anywhere.
Speed. The e-actions are usually quicker. It takes nearly 5 minutes to apply, and the approval decision reaches you in one hour or less.
Comparison Shopping. Online platforms allow you to compare loan offers from different lenders in a flash.

Cons

Lack of Personal Interaction. There can be no direct interaction, making it harder to ask a question and get an instant response.
Technical Issues. Technical glitches due to a poor internet signal can adversely affect the application process.