Payday Loans in Delaware
- Apply online in minutes
- No good credit needed
- Instant approval decision
- Borrow up to $1,000
- From a trusted direct lender
Why Trust Us?
1F Cash Advance has been providing emergency loans since 2019. We are licensed and operate under state laws. Over 140,305 consumers have already benefited from our services, both online and in stores.
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If you live in Delaware and are facing unexpected expenses, 1F Cash Advance can help you cover them quickly. Our simple payday loan process takes just five minutes and requires no hard credit check, making same-day funding possible. Apply online with no paperwork, or visit our Bear location for personalized assistance.
How It Works
Follow these 3 simple steps to request your loan now:
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Complete an application. Online, at a store, or by calling (912) 497-8676.
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Receive a loan decision. It’s made almost instantly thanks to advanced technology and no hard credit check.
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Get the money. If approved, sign the agreement and receive the funds on the same* or next business day.*.
*Loans originated before 10:30 am ET on a business day are funded the same day. Applications submitted after 10:30 am ET or on weekends will be processed on the next banking day.
Rates & Terms
Payday lending is legal in Delaware. The maximum amount you can borrow with a payday loan in the state is $1,000. The repayment period is up to 60 days. Up to 4 rollovers are allowed for every borrower on each loan. An average APR is 521%. Besides a lender’s fee, you may also be charged an NSF fee for late or missed payments of up to $25.
Here’s a sample fee schedule for informational purposes only:
| Loan Amount | Finance Charge | APR (14 days) | APR (30 days) | Total Cost |
|---|---|---|---|---|
| $100 | $20 | 521.43% | 243.33% | $120 |
| $300 | $60 | 521.43% | 243.33% | $360 |
| $500 | $100 | 521.43% | 243.33% | $600 |
Delaware Installment Loans Provide a Higher Loan Limit
Need more money for your current goals? Installment loans from 1F Cash Advance may be the answer. Borrow up to $5,000 with the ability to repay in fixed installments over up to 24 months. These loans can be used for debt consolidation, major purchases, and larger unexpected expenses, as well as ongoing needs.
About 1F Cash Advance in Delaware
At 1F Cash Advance, we deliver a unique borrowing experience by providing top notch technologies mixed with exceptional customer service. If you need help with your application, visit our Bear store and get personalized assistance from our professional team.
Address: 1653 Pulaski Hwy, Bear, DE 19701
Phone: (912) 497-8676
Email: [email protected]
Branch Manager: Victoria Arnold
Hours:
Monday – Friday: 8:00 am to 10:00 pm
Saturday: 9:00 am to 6:00 pm
Sunday: Closed
Not in Delaware? We operate across the US. Head to our location page to find a store near you.
Why Choose 1F Cash Advance
1F Cash Advance helps the communities it serves get quick financial support. We offer no credit check loans in Delaware to ensure people with all credit types can qualify. Here’s why our customers love us.
No Paperwork
You don't need to gather many documents and wait in long lines. The application can be completed online in just 5 minutes.
Secure Loan Process
We use encryption technologies to protect your data and keep it safe from unaffiliated third parties.
Transparent Terms
All the information regarding your loan terms and costs will be clearly disclosed in your loan agreement so that you can make an informed decision.
FAQ
How fast will I receive my loan?
Funding is typically provided within 1 business day of approval. Borrowers who finalized their loans before 10:30 am on weekdays may be eligible for same-day deposits. However, the speed of funding also depends on your bank's cut-off times.
Do I need good credit to qualify?
1F Cash Advance has no minimum credit score requirements. We assess your overall financial profile as part of the decision-making process, so borrowers with bad or no credit can still qualify if they prove their ability to repay.
What payday loan alternatives do I have in Delaware?
If online payday loans in Delaware are not an option, you can use a cash advance app, borrow money from your family, or consider a credit union loan. Alternatively, consider our installment loans with higher borrowing limits and more time to repay the funds.
Can I apply for a loan on weekends or holidays?
Our application form is available on the website 24/7. However, applications submitted on weekends or holidays will be processed on the next business day. If you're going to apply at a store, you need to check the location's operating hours.
What if I can't repay my loan on time?
Late payments result in an NSF fee of up to $25. You can ask your lender for up to 4 rollovers before the due date. Contact the number specified in your loan agreement and ask for your options and terms offered.
Can I get more than one payday loan at a time?
No additional loans are allowed in the state until you repay the current one. You can only have 5 payday loans per 12-month period.