Payday Loan Alternatives in Greensboro, NC
at 1115 Wendover Ave E, 27405
- (336) 814-9249
- 2+ years in business
- In-store application 8:00 am to 10:00 pm (Mon-Fri)
- Open on Saturday till 6:00 pm
- 24/7 online applications
Why Trust Us?
1F Cash Advance has been providing emergency loans since 2019. We are licensed and operate under state laws. Over 140,305 consumers have already benefited from our services, both online and in stores.
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1F Cash Advance Store in Greensboro
1F Cash Advance is here to offer fast and easy financial solutions to hard-working people across North Carolina who need instant cash. Visit our Greensboro loan specialists and get personalized financial assistance tailored to your unique needs. Whether it’s a sudden car repair, home improvement, or unexpected bills, we can provide a quick fix, even if you have bad credit.
We’re located near the Guilford School of Theology, just a few minutes drive from North Carolina Agricultural and Technical State University and Truist Stadium. You can take advantage of free parking and all the amenities of our cozy store.
- Monday8 am – 10 pm
- Tuesday8 am – 10 pm
- Wednesday8 am – 10 pm
- Thursday8 am – 10 pm
- Friday8 am – 10 pm
- Saturday9 am – 6 pm
- SundayClosed
George Dunn
Tried our service?
We Offer Small Personal Loans in Greensboro, NC
1F Cash Advance has a wide range of loan options and financial services offered with our customers in mind.
Max. amount $5,000
An installment loan can help you handle larger expenses or ongoing needs by providing more repayment flexibility. Get up to $5,000 with the ability to repay in fixed installments over 2 to 24 months.
How to Get a Same-Day Loan
Here are 3 simple steps to follow for your loan:
In-store application
Visit our Greensboro location and let our team help you with the entire process. It will take you just 5 minutes to complete.
Approval decision
There are no traditional credit checks involved. You will get your loan decision almost instantly.
Funding
If approved, the money is deposited into your bank account on the same day or issued in cash immediately.*
*Not all applicants will be approved. The loan eligibility is determined based on your application and financial details. Same-day and instant funding are subject to certain qualifications.
Approvals before 10:30 am on weekdays are typically funded on the same day. Later or weekend applications will be processed on the next banking day. Instant cash is offered to borrowers who provide post-dated checks covering the full amount due.
Ready to Apply? Here’s What You Need
We only ask for basic documents and information to make your borrowing experience smooth and simple:
- Valid government-issued photo ID
- Social Security number
- Active bank account and routing numbers
- Proof of income
- Proof of North Carolina address
- Valid email and cell phone number
About 1F Cash Advance in Greensboro, NC
1F Cash Advance is a legitimate loan company that has been operating nationwide since 2019. We opened our Greensboro store in 2023 to help locals get extra cash for unexpected expenses, long-term projects, ongoing needs, and small financial gaps. We offer fair financial services designed with our customers in mind, ensuring people with any credit can access affordable loan solutions when they need them most. Our loans come with easy applications, instant approvals, fast funding, 24/7 professional customer support, and transparent terms for your pleasant and safe borrowing experience.
FAQ
Are payday loans legal in North Carolina?
Payday loans in their traditional form are considered illegal in North Carolina due to their predatory nature. State laws limit the maximum APR lenders can charge to protect borrowers from excessive loan costs and potential debt cycles. At 1F Cash Advance, you can get legal payday loan alternatives that follow all the North Carolina rules and regulations.
What is the maximum amount I can borrow with a small loan?
Installment loans allow you to borrow up to $5,000. Your particular loan limit depends on your credit, income, current debts, and payment history.
How much do payday loans cost?
North Carolina sets strict APR caps on small loans, limiting it to 36%. For comparison, in other states, payday loans may cost anywhere from $10 to $30 for each $100 borrowed, which results in an APR of 260% to over 700%.
Do I need perfect credit to qualify?
Applicants with any credit can qualify for loans from 1F Cash Advance as long as they have a steady and sufficient monthly income. We perform no hard credit checks and assess your overall financial profile to ensure you can repay the loan on time.
