Nevada Payday Loans
- Apply online in minutes
- Get money on the same day
- No credit check required
- Instant funding to your account
Why Trust Us?
1F Cash Advance has been providing emergency loans since 2019. We are licensed and operate under state laws. Over 140,305 consumers have already benefited from our services, both online and in stores.
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Apply Online for a Payday Loan in Nevada
1F Cash Advance offers fast payday loans in Nevada, even for those with less-than-perfect credit. Borrow up to $1,000 to cover emergency expenses the same day. Benefit from a simple application process, instant approval decisions, and quick access to funds.
How the Loan Process Works
To get a payday loan from 1F Cash Advance, you need to complete 3 simple steps:
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Submit an application. Complete a quick online form and upload proof of ID and income. It's secure and takes just 5 minutes.
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Wait for approval. The system will perform a soft credit check. Your rating will not be affected. You will receive a decision by email in a few minutes.
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Receive funding. After approval and signing the agreement, you can receive your money via direct deposit or in cash the same day* or the next day.
*Same-day funding is available for applications submitted before 10:30 am PT. Requests sent after this time, on weekends or holidays, are processed the next business day.
What Do I Need to Get Online Loans in Nevada
Before applying for a loan online, make sure you meet the following requirements:
- Be at least 18 years old
- Have a valid government-issued photo ID
- Provide a valid Social Security number
- Show proof of steady income
- Have an active checking account
- Provide proof of current residence
- Have a valid phone number and email address
Rates and Terms
Nevada has no set interest rate limits, but the loan amount cannot exceed 25% of your gross monthly income. The maximum loan term is 35 days. Your interest rate is subject to approval based on your creditworthiness, loan amount, and repayment schedule.
Below is an example of a payday loan calculation for a 14-day term:
| Loan amount | Fee | Total Cost | APR |
|---|---|---|---|
| $100 | $17 | $117 | 443.21% |
| $300 | $51 | $351 | 443.21% |
| $500 | $85 | $585 | 443.21% |
| $1000 | $170 | $1170 | 443.21% |
Customer Notice: Payday loans are designed for short-term use and immediate financial needs. They are not a solution to ongoing financial problems. Customers with credit issues should consider credit counseling.
Visit 1F Cash Advance in Nevada
If you’re short on cash and need a fast solution, 1F Cash Advance at Reno is ready to assist. We offer payday and installment loans – all with a simple process and no long waits.
Stop by our Reno location or contact us today. Our team is here to help you get the money you need quickly and with clear terms.
Branch name: 1F Cash Advance Reno
Address: 950 W Moana Ln, Reno, NV 89509
Phone: (775) 258-2871
Email: [email protected]
Branch Manager: Stephen Kirk
Hours:
Monday – Friday: 8:00 am to 10:00 pm
Saturday: 9:00 am to 6:00 pm
Sunday: Closed
The store at 294 Coliseum Way, Reno, NV 89502 is permanently closed.
Are you in Las Vegas or the Whitney? No problem! You can easily apply online and get help without visiting a store.
Not in Nevada? You can find a 1F Cash Advance store near you.
Why Choose Us
Tens of thousands have used 1F Cash Advance, and here’s why:
Secure and Confidential
We protect your personal and financial information with advanced security measures.
Licensed and Trusted
We operate legally in Nevada, following all state lending regulations.
Fast Process and Funding
You can apply in minutes and get approved quickly. Many customers receive their money on the same day.
Customer Reviews
exceptional service
had a really good time at 1f cash Advance explained everything to me in a way I understood also gave me some awesome tips on managing loans that I never wouldve thought of myself and just exceptional service!
expected getting a loan to be tiring
expected getting a loan to be tiring, but Dove made it smooth and stress-less and their chill attitude and expertise made a difference she even shared practical ideas on budgeting and staying on top of payments.
Taking this loan out went way smoother…
Taking this loan out went way smoother than I thought managers weren’t just professional but also pretty friendly, which made the whole thing less nerve-wracking their advice on handling the payments and keeping my credit solid was useful too. Its cool to see a finance place act like real people for a change!
recommend
if your looking to get a loan, I’d recommend going to check this place out for sure. The folks there are friendlier than your cousin Jed, and they’ll give you real solid advice on budgeting and dealing with debt that makes sense. They turned what couldve been a real stressful thing into a nice casual chat between friends
I’m very happy.
Their customer service really stood out. I had a question about repayment terms, and they explained everything in detail without making me feel pressured. I’m very happy with my experience.
Key Things to Know Before You Borrow
Before applying for a payday loan, carefully evaluate how much you need and ensure you can repay it by the due date. Borrow only what is necessary to minimize fees and avoid falling into a cycle of debt. Always review the terms of the loan, including all charges and repayment options, to understand your total obligation. If you need a larger amount or more time to repay the funds, consider an installment loan with more flexible repayment terms.
FAQ
How much can I borrow?
The maximum payday loan amount in Nevada is typically limited to 25% of your gross monthly income. This means around $500 for most borrowers, but you may qualify for a larger amount if your income is higher.
What will the loan cost me in total?
The exact amount will be revealed in the loan agreement. The interest rate will be determined after a soft credit check based on your credit, income, and payment history.
When is the repayment due?
The maximum repayment period for a bad credit loan in Nevada is 35 days.
Are there better alternatives?
If you need a higher loan amount for a longer period, you can also get an installment loan from 1F Cash Advance. This product allows you to borrow up to $5,000 and repay the funds over 2 to 24 months. Alternatively, you can get a credit card cash advance or borrow money from your family.
What if I can't repay on time?
Late payments result in an NSF fee of $25. If you are experiencing financial difficulties, contact your lender in advance and ask for a flexible payment plan. For more information, please call (775) 258-2871 or visit us in-store.