Payday Loans in Providence, RI 02903
- Loans with No Credit Checks
- Direct Payday Lenders Only
- Guaranteed Approval Decision
- Bad Credit Is Accepted
- Cash Advances Near Me
How to Get Payday Loans in Providence, RI?
Need some help to overcome a small emergency? There’s no shame in asking for it! At 1F Cash Advance, we go above and beyond to help Providence residents breathe a sigh of relief and feel solid ground beneath their feet. We offer multiple payday loan options for people with bad credit and perform no credit check to make them fast and accessible. Our service is about helping people find the best possible loan offer from a trusted Rhode Island lender.
If you’re looking for instant payday loans in Providence, RI, there are several ways to get them. Choose the most convenient one for you and enjoy our smooth process.
Complete an In-Store Application
We welcome everyone in need of fast cash to visit our store and meet our friendly team in person! When you have a problem to solve, we have a broad range of solutions prepared. Visit us within operating hours and let us help you choose the best one for you.
Fill out an Online Form
We want to meet your frenetic pace of life and make our loans available from almost anywhere. Therefore, you’re welcome to apply online via our user-friendly website. Get the money you need within a day without breaking away from your daily routine.
Apply by Phone
We’re always at your service at
(401) 214-9941.
Call us to complete the application supervised by our virtual assistant or request the application form via SMS.
Use a Mobile App
With our cash advance app, your smartphone is the only thing you need to get the money. Install it on your Android or iOS device and use it at the moment of a financial bind. There are no extra fees you need to pay.
Get Providence Payday Loans in a 1F Cash Advance Store!
Is it an urgent bill that you need to cover quickly? Or do you need Providence payday loans to bridge the gap between paychecks? Whatever the reason, 1F Cash Advance is always at your service. Our lenders are happy to help Providence residents with any credit type, so you don’t need to rely on the chance if you face an emergency with bad credit. Instead, visit our Providence location and let us help you cope with the things that crossed your path.
1 Empire St ste 200, Providence, RI 02903
Hours:
Monday – Friday: 8:00 am to 10:00 pm
Saturday: 9:00 am to 6:00 pm
Sunday: Closed
Products Available in the Store of 1F Cash Advance in Providence, RI
Providence residents can access the following financial products:
Payday Loans
A payday loan is a short-term loan that can be used to overcome small emergencies. They can be obtained with any credit and are known for their extremely fast funding times. Get the money within 24 hours and repay it in full after receiving your next paycheck.
Installment Loans
An installment loan is a smart solution for people who are looking for higher loan amounts and more flexible loan conditions. Use it to cover your longer-term needs and adjust your monthly payment amount to your budget by choosing the repayment period that is convenient for you.
Title Loans
A title loan is a short-term option that uses your car as collateral. By providing a pledge, you can get more favorable loan terms. Title loans allow you to borrow money against your vehicle’s title and keep using your car within the whole loan period. The repayment is usually made by your next paycheck.
We’re a Local Company That Helps Locals!
1F Cash Advance puts customers first, as reviews confirm. See how we focus on responsive service.
Get Payday Loans in Providence, Rhode Island, in Minutes!
Our store is located at 1 Empire St ste 200, Providence, RI 02903, and welcomes everyone in need of extra cash. 1F Cash Advance partners perform no credit checks, making the entire process fast and safe for your credit score. You can get emergency assistance from our reputable Rhode Island lenders within a day. All you need is to fill out a form and wait a few minutes for a response from a suitable loan provider. We use smart algorithms that take into account your specific situation. Thanks to this, we can offer you the best payday loans in Providence, Rhode Island for your current needs.
Apply for Payday Loans in Other 1F Cash Advance Branches
With so many lenders available on the market, it may be difficult to find the one you can trust. But we’re here to help you out! Residents of the nearby cities, such as Auburn, Centerdail, Cranston, Edgewood, Fairlawn, Johnston, Pawtucket, and Rumford, are also welcome to visit our Providence store or apply for a payday loan online from their homes.
Not in Rhode Island? 1F Cash Advance is always ready to support you wherever you live! Besides Rhode Island, we also have our stores open in Alabama, Texas, Indiana, Wisconsin, Kansas, Oklahoma, West Virginia, and other states. Check out our list of branches and visit the one that is the most conveniently located.
Payday Loans in Providence, RI: Rules and Regulations
Payday loans in Rhode Island are legal and regulated by R.I. Stat. Ann. 19-14.4-1 et seq. State law says that Providence borrowers can only get up to $500 with a payday loan. The minimum loan term is 13 days, while the maximum period is not specified. Two rollovers are allowed if you can’t repay the loan when due.
Lenders are not allowed to charge more than 10% of the loan amount. An average payday loan APR in the state reaches about 261%.
What Do You Need to Apply for In-Store Payday Loans in Providence, RI?
Providence payday loans come with a few documents and eligibility requirements. Here are what you will be asked to provide when visiting a store:
- Personal details, such as full name, age, address, email, cell phone number, etc.;
- Valid government-issued photo ID;
- Social Security number;
- Bank account number;
- Income verification (pay stubs, bank statements);
- Employer’s contact information;
- Routing number.
Please note that you must be 18 or older to be eligible for a payday loan in Providence.
