Payday Loans in Columbia, SC
at 107 Westpark Blvd, Suite 160, 29210
- (803) 477-3054
- 2+ years in business
- Apply in-store 8:00 am - 10:00 pm (Mon-Fri)
- Open on Saturday
- Payday loans, installment loans
- Online application 24/7
1F Cash Advance Store in Columbia
If you are facing short-term financial challenges, 1F Cash Advance is here to assist. We offer fast, accessible loan solutions with easy approval and same-day funding to South Carolina residents with good, bad, or no credit. Our Columbia store is conveniently located near Carolina Endodontics and the South Carolina State Firefighters Association. If you prefer an in-person borrowing experience, our friendly team is ready to guide you every step of the way.
- Monday8 am – 10 pm
- Tuesday8 am – 10 pm
- Wednesday8 am – 10 pm
- Thursday8 am – 10 pm
- Friday8 am – 10 pm
- Saturday9 am – 6 pm
- SundayClosed
Payday Loans, Installment Loans
Emmanuel Warren
Tried our service?
Loan Products Available In-Store
We offer a range of small personal loans in Columbia to meet our customers’ unique needs:
Payday Loans
Max. amount $550
Payday loans provide quick financial support till your next paycheck. With 1F Cash Advance, you can borrow up to $550 and have up to 31 days to repay the funds. These cash advance loans are typically used to cover unexpected bills, urgent repairs, or other unforeseen expenses.
Installment Loans
Max. amount $5,000
Our installment loans in Columbia are designed to meet your larger cash needs by allowing you to access a higher amount for a longer period. Get up to $5,000 for debt consolidation, medical expenses, big purchases, or home improvements and repay the funds in fixed installments over up to 24 months.
How to Apply for a Payday Loan
Follow these simple steps to get a payday loan from 1F Cash Advance in Columbia, SC:
Visit a nearby loan office
Complete our fast and secure application form in just minutes. Our team is always here to help.
Get an instant decision
The verification process is fast and requires no credit check, so you will receive an approval decision almost immediately.
Receive your funds
Get your money in cash or via a same-day direct deposit.*
*Loan approval is not guaranteed. All applications undergo a soft credit check that assesses an applicant’s repayment ability. If approved by 10:30 am on a business day, funds are typically deposited on the same day. Applications submitted after 10:30 am or on non-business days are processed the next business day. Instant cash loans are issued against post-dated checks only.
What You Must Bring to Apply
To apply, you’ll typically need to provide:
- Government-issued photo ID (proving your age of at least 18 years)
- Social Security Number
- Proof of income
- Proof of address
- Checking account and routing numbers
- Working phone number and email
About 1F Cash Advance in Columbia, South Carolina
For more than 5 years, 1F Cash Advance has been helping South Carolina residents handle urgent financial needs by offering fast, affordable loan solutions, regardless of credit history. Our store in Columbia was opened in 2023 to provide people with the personalized assistance they deserve.
We support responsible borrowing and help people make informed financial decisions by clearly disclosing all terms. With us, you can apply for a loan in minutes, receive a customized offer instantly, and get your money within a day with no credit check needed. Come visit us today for professional guidance from our dedicated team.
FAQ
How quickly can I receive a loan in Columbia?
You can get your loan funds by the end of the same day if you apply before 10.30 am on a banking day. Otherwise, you will receive the money on the next business day. In-store borrowers may also get instant cash if they provide a post-dated check for repayment.
What is the maximum payday loan amount in South Carolina?
The maximum payday loan amount available in South Carolina is $550. If you need more, consider our installment loans of up to $5,000 with repayment terms ranging from 2 to 24 months.
Can I apply if I'm currently unemployed?
Yes, you can apply for a loan without an official job, but you need to provide proof of income to qualify. At 1F Cash Advance, we also consider alternative income sources, such as self-employment.
Will applying for a cash advance loan affect my credit score?
Our loans come with no hard credit check through major credit bureaus. You will undergo only a soft credit inquiry, which will not affect your credit rating.
Is it possible to get a loan with poor credit?
We do not have minimum credit score requirements. Borrowers with any credit rating are welcome to apply online or at our Columbia store.
