1F Cash Advance Expert Guides and Articles
Dental Care Financing Options for Good and Bad Credit
Dental care is often delayed because of high costs, but there are now financing options for people with both good and bad credit. Patients with strong credit can use personal loans or medical credit cards, while those with lower scores may turn to in-house payment plans, installment loans, or community clinics. Some choices are more expensive than others, yet the variety of programs makes it easier to get treatment without waiting for pain to get worse.
Is Washer and Dryer Financing for Bad Credit a Real Solution?
Financing a washer and dryer with bad credit is possible, but it often means paying more in the long run. Options like rent-to-own, store credit, or payday loans offer quick access, but they also increase the total cost. Interest-free store plans or buy now pay later can be safer, but only if payments are made on time. The most prudent move is to compare offers carefully and select one that strikes a balance between affordability, speed, and long-term stability.
Payday Loans for Students and Their Alternatives
Unsure if a payday loan fits your budget? Compare student-friendly alternatives first and pick a plan that suits you best. Learn how approval works, how to lower the cost of your loan, and how to avoid overdue fees.
Can I Get a Payday Loan in Another State?
Although you can’t get a payday loan in a state where you don’t reside, it is possible to obtain one online across its borders under certain conditions. However, your home state’s laws and regulations still govern the terms. In this ultimate guide, we cover some specific cases and situations to help you better understand how cross-state payday lending works.

Cash Advance vs Payday Loan: What to Know Before you Borrow
Cash advances and payday loans offer fast financial assistance for unexpected expenses and emergency needs. While these options share several similarities, they differ much in amounts, repayment terms, costs, and even regulations. Read further for more details.

How to Get a Loan for the Unemployed and Manage It Wisely
Even without a steady job, people can still get loans by showing other income like benefits, pensions, rent, or freelance earnings. There are various ways to borrow money, including payday and installment loans, as well as personal and home equity loans, but each comes with its own risks and costs. Lenders care more about credit history, debts, and steady cash flow than just official employment. The main idea is to borrow wisely, take only what’s necessary, and plan repayment so the loan helps rather than adds problems.

Cash Advances and Loans for Gig Workers
Gig workers often face uneven income, making access to financing a challenge. This guide explains cash advances, personal loans, payday loans, and other options tailored for freelancers. Learn how to document earnings, boost approval chances, and avoid common borrowing mistakes.

How to Finance an Engagement Ring with Bad Credit
Wedding planning may be a tedious process. It also requires a big financial investment that not everyone can afford. If you need extra money to buy a wedding ring but have a low credit score, we know how to help! In this article, we list almost guaranteed options for engagement ring financing with bad credit.
Loans for Uber and Lyft Rideshare Drivers, and How to Qualify
Uber, Lyft, and delivery drivers often juggle unpredictable earnings with constant expenses like gas, car repairs, and insurance. When income falls short, loans can help cover the gap. Options range from payday and installment loans to credit union products and auto financing. Even with bad credit, many online lenders approve based on current income, making fast funding possible with just proof of ID, address, and earnings.
Loans for Rent and Rental Assistance Programs
Delays in paying rent can affect you dramatically, but financial difficulties are not something that you can predict. Wonder what to do if you don't have enough money to pay your rent? Read this article to find out what emergency loans for rent you can get along with other actions to take.