1F Cash Advance Expert Guides and Articles
Loans for Independent Contractors with Bad Credit: Explore Your Options
Independent contractors with unpredictable income and poor credit often have difficulty obtaining loans. However, special loan programs are designed specifically for freelancers and independent contractors. These programs consider different ways to verify income and usually have easier credit requirements, allowing these workers to get the financing they need. Self-employed people and independent contractors face different challenges, but they can qualify for SBA microloans, personal loans, and lines of credit.
Loans Like CASH 1
CASH 1 is a lending company providing loans of up to $1,500, featuring a 28% APR and flexible repayment options for bad credit borrowers. Explore alternatives to traditional loans like CASH 1 to avoid borrowing more than necessary and mitigate risks.
Wise Loan Review
Wise Loan, also called Essential Lending, is an online lender founded in 2015, and it operates in 10 states. Some of its loans offer funding on the same day, and it's open about its terms. But be ready for rates as high as 799%.
Can You Have a 700 Credit Score with Collections?
Credit score is a crucial part of your financial life. A high credit score is similar to a lucky number on slot machines, but you don't mind trying it again. It renews your faith in financial system and makes you feel flushing of cash as you go over the money hurdle easily. Then, suppose that negative items show up in your credit report as well.
Why Can't I Get a Loan?
Gaining access to a loan by borrowing is often a crucial step towards realizing your financial goals. However, for many consumers, the journey to securing a personal loan carries many obstacles. Despite your best efforts, you may find yourself asking the crucial question: "Why can't I get a loan?"
My Car Got Towed, and I Have No Money: What Should I Do?
Discovering your car has been towed after leaving your job or a party can be frustrating. But is there a way to retrieve it without paying fees? If you can prove that your car was towed unfairly, you may be able to have your fees waived by local law enforcement or the courts.
Do Payday Loans Call Your Employer?
Payday lenders might contact you because of different reasons that depend on their rules or your actions. Learn more about why a payday lender might contact your employer and how you can stop the calls.
Can You Stop Paying Payday Loans Legally?
Payday loans may be difficult to handle, so it may seem tempting to stop paying them at some point. Although there's a way to do this legally, you need to know that it doesn't cancel your debt payment obligation and can still result in several legal consequences. We're here to help you navigate the topic.
What's Dangerous about Taking Out a Payday Loan?
Payday loans can provide a quick fix when you face an emergency. Another thing they can do is cause even bigger financial troubles. If you're considering a payday loan, read on to learn more about its dangers and the alternatives you can turn to instead.
How Much Can I Borrow with a 700 Credit Score?
A 700 credit score is considered good credit, meaning that it allows you to qualify for most loan options and get favorable loan terms. But when it comes to a loan amount, lenders look far beyond just your credit score. We explore the factors that affect the sum you can borrow