1F Cash Advance Expert Guides and Articles

Wise Loan Reviews

Wise Loan Reviews

Wise Loan is an online lender offering short-term installment loans from $200 to $3,500, depending on your borrowing history. The company provides instant funding to debit cards, reports payments to credit bureaus, and rewards timely repayment with its Nest Egg bonus program. However, Wise Loan operates in only 9 states and charges high interest rates that can reach 799% APR. It may be a convenient option for emergencies, but borrowers should carefully review costs before applying.

Advance America Loans Review

Advance America Loans Review

Advance America is a well-known company that provides fast financial solutions to borrowers with less-than-perfect credit scores. While it allows you to get the money you need on the same day you apply, there are several drawbacks you need to consider before applying.

Do Payday Loans Affect Your Credit Score?

Do Payday Loans Affect Your Credit Score?

Payday loans are known for being a fast and easy way to obtain extra funds. However, they also come with risks due to their high APRs and the lack of flexibility. While payday loans generally do not affect your credit when you apply and pay on time, nonpayment can result in a significant credit score drop. Read on to learn more about how a payday loan can affect your credit.

Finance Your Gaming PC, Laptop, or Desktop (No Credit Required)

Finance Your Gaming PC, Laptop, or Desktop (No Credit Required)

Computers now play a central role in our lives. They help us earn money and gain new knowledge. However, new computers can be expensive. This way, loans for computers are here to help. Read the article to learn more about available options, including laptop financing for bad credit and computer loans for students.

How to Get Approved for Cell Phone Financing with Bad Credit

How to Get Approved for Cell Phone Financing with Bad Credit

You can finance a phone even with bad credit. This guide explains prepaid plans, lease-to-own, buy-now-pay-later, and carrier programs that avoid a hard credit check. You’ll see how to apply and which documents to bring. Here, we share easy ways to improve approval odds.

ACE Cash Express Loans Reviews

ACE Cash Express Loans Reviews

When you need money fast with bad credit, companies like ACE Cash Express can come to the rescue. This financial service offers small loans between $100 and $2,000 that people with any credit can get online within one business day. However, it also comes with several drawbacks you need to be aware of. As we want you to make informed financial choices, our ACE Cash Express review is here to outline the company’s ins and outs

Plastic Surgery Financing: Best Options for 2025-2026

Plastic Surgery Financing: Best Options for 2025-2026

Plastic surgery costs can reach from $3,000 to $19,000, making financing essential for many patients. Options include personal loans, medical credit cards, clinic installment plans, and even home equity or 401(k) loans. People with bad credit can still qualify, though rates may be higher. Careful comparison of offers and repayment terms helps avoid overpaying and keeps the procedure affordable.

Check ’n Go Loans Review

Check ’n Go Loans Review

Get another perspective on Check 'n Go loan products and services. 1F Cash Advance team made a short review of this service to help you understand its financial products and services. Read further and find out how to apply for a Check 'n Go payday loan and get your money today.

Dental Care Financing Options for Good and Bad Credit

Dental Care Financing Options for Good and Bad Credit

Dental care is often delayed because of high costs, but there are now financing options for people with both good and bad credit. Patients with strong credit can use personal loans or medical credit cards, while those with lower scores may turn to in-house payment plans, installment loans, or community clinics. Some choices are more expensive than others, yet the variety of programs makes it easier to get treatment without waiting for pain to get worse.

Is Washer and Dryer Financing for Bad Credit a Real Solution?

Is Washer and Dryer Financing for Bad Credit a Real Solution?

Financing a washer and dryer with bad credit is possible, but it often means paying more in the long run. Options like rent-to-own, store credit, or payday loans offer quick access, but they also increase the total cost. Interest-free store plans or buy now pay later can be safer, but only if payments are made on time. The most prudent move is to compare offers carefully and select one that strikes a balance between affordability, speed, and long-term stability.