Payday Loans in St. Louis, Missouri
at 1001 Highlands Plaza Drive STE 250, 63110
- (314) 912-2916
- 2 years in business
- Apply in-store 8:00 am - 10:00 pm (Mon-Fri)
- Open on Saturday
- Payday loans, installment loans
Why Trust Us?
1F Cash Advance has been providing emergency loans since 2019. We are licensed and operate under state laws. Over 140,305 consumers have already benefited from our services, both online and in stores.
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1F Cash Advance Store in St. Louis
1F Cash Advance makes getting a payday loan in Missouri fast and simple. Our St. Louis store is located near the St. Louis Community College – Forest Park. You can trust us for quick and easy loans that will meet your urgent money needs, no matter your credit score. Visit us today and get instant cash with no credit check involved. Our team is always here to help you navigate the process and offer personalized assistance tailored to your unique situation.
- Monday8 am – 10 pm
- Tuesday8 am – 10 pm
- Wednesday8 am – 10 pm
- Thursday8 am – 10 pm
- Friday8 am – 10 pm
- Saturday9 am – 6 pm
- SundayClosed
Denise Blum
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Products Available In-Store
We know that each situation is unique. Therefore, our St. Louis store offers various types of loans to meet both your short-term and long-term needs.
Max. amount $5,000
An installment loan in St. Louis, MO, offers a long-term solution to your larger financial goals. Borrow up to $5,000 for 2 to 24 months and repay in fixed monthly installments. This predictability makes it easier to budget while keeping your payment affordable.
How to Apply for a Loan
The 1F Cash Advance loan process is as easy and straightforward as 1-2-3:
Apply at a store
Visit our location and let our team guide you through the application. It will take you just 5 minutes to complete our easy and secure form.
Get an approval decision
There's no hard credit check as part of the underwriting process, so you can get approved almost immediately.
Receive your loan
If approved*, your loan can be issued in cash instantly or deposited into your bank account on the same or the next banking day.**
*Approval is subject to qualifications and is not guaranteed. We will review your income, employment stability, debts, and payment history as part of the verification process.
**Loans originated before 10:30 am on weekdays usually come with same-day funding. Approvals after 10:30 am or on weekends will be funded on the next business day. Options for instant cash are only available to in-store applicants who repay the loan via post-dated checks.
What You Need for an In-Store Application
We only ask for a few basic items to make the borrowing process smooth and hassle-free:
- Valid US-issued photo ID
- Social Security number
- Proof of income
- Active bank account and routing numbers
- Proof of Missouri address
- Valid email and phone number
About 1F Cash Advance in St. Louis, MO
1F Cash Advance has been operating in Missouri since 2019, providing quick financial assistance to borrowers who can’t otherwise get the money they need. In 2023, we opened our store in St. Louis to help people access personalized, fair, and easy loans tailored to a wide range of their unique needs.
We believe that everyone deserves a second chance and accept borrowers with poor or no credit. By offering transparent terms, a secure loan process, and fast approval and funding times, we ensure you will get the support you need when you need it most.
Find Our Store Near You
We have several payday loan places in St. Louis and across Missouri. Pick a nearby store from the list below and visit us today.
224 N Stewart Ave suite 104, Springfield, MO 65802
Customer Notice: Use Your Payday Loan Responsibly
Payday loans are not designed to meet your ongoing needs. Using them as a long-term solution may be expensive. They are only intended for your short-term needs and small emergencies. Make sure you can repay the loan on time before applying. Borrowers with credit or financial issues should seek professional counseling.
FAQ
Are payday loans legal in Missouri?
Missouri allows for payday loans but sets several limits on the maximum loan amount and lender fees. 1F Cash Advance strictly follows all the state regulations to ensure your safe borrowing experience.
How much can I borrow with a payday loan?
Each state has its own rules regarding the maximum payday loan amount. In Missouri, you can get up to $500, depending on your credit and income.
What are alternative ways to borrow money fast?
Besides payday loans, you can consider title loans, installment loans, and lines of credit. Title loans are secured by your car and may suit you if you need a short-term solution with a higher amount. Installment loans offer sums of up to $5,000 and provide more flexibility with an extended repayment over up to 24 months. Lines of credit may suit those looking for an option for their ongoing needs. They allow you to borrow within a set limit and only pay interest on what you use.
Can I get a small personal loan with bad credit?
1F Cash Advance offers bad credit loans in St. Louis and across the state of Missouri. We perform no traditional credit checks and assess your eligibility based on your income, employment, debt, and recent payment history.
How fast will I get my loan funds?
Most borrowers receive their money within 1 business day of approval. Funding on the same day of applying is possible for loans finalized before 10:30 am on banking days. In-store applicants can get cash immediately if they choose to repay the loan via a post-dated check.
Still Have Questions? Contact Us
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