Installment Loans in Columbus, OH
At 1166 S Kenny Centre Mall, 43220
- (614) 412-0291
- 4+ years in business
- Apply in-store 8:00 am - 10:00 pm (Mon-Fri)
- Open on Saturday
- Payday loans, installment loans
- Online application 24/7
Why Trust Us?
1F Cash Advance has been providing emergency loans since 2019. We are licensed and operate under state laws. Over 140,305 consumers have already benefited from our services, both online and in stores.
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1F Cash Advance Store in Columbus
When an emergency strikes, 1F Cash Advance is here to provide quick support. Our no credit check personal loans of up to $1,000 are available within a day to Ohio residents with bad or no credit. Visit our Columbus store for quick personalized support and let our team help you complete the entire process in minutes. We’re located in the Kenny Center Mall, next to the Tensuke Market. Complete the whole process in minutes and get same-day cash from a direct lender.
- Monday8 am – 10 pm
- Tuesday8 am – 10 pm
- Wednesday8 am – 10 pm
- Thursday8 am – 10 pm
- Friday8 am – 10 pm
- Saturday9 am – 6 pm
- SundayClosed
Brian Causey
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Loan Products Available In-Store
Our loan solutions are designed to meet the most common financial needs Ohio residents face. Choose a product that better fits your situation.
Max. amount $1,000
A payday loan is a short-term loan that provides fast assistance for emergency needs and unexpected expenses. Get up to $1,000 instantly for minor repairs, groceries, or unforeseen bills and enjoy convenient repayment terms from 91 days to 12 months.
Max. amount $5,000
Choose an installment loan if you need a higher amount with more time to pay back. Borrow up to $5,000 and repay the funds in equal installments over up to 24 months. This flexibility allows you to avoid financial stress by adjusting your loan payments to your budget.
How to Apply for a Loan with 1F Cash Advance
Our simple 3-step process allows you to request a loan quickly in a time-sensitive situation:
Visit a nearby store
Our Columbus team is always here to help you with the process and answer all your questions. The application form takes just 5 minutes to complete.
Wait for approval
A loan decision is made almost immediately once an automated verification process completes. No hard credit check is needed.
Get the funds
If approved*, receive instant cash in-store or get a same-day direct deposit into your bank account.**
*Approval is not guaranteed. Your income, employment status, payment history, and current debts will be reviewed as part of the underwriting process.
**Loans finalized before 10:30 am on a banking day are usually funded on the same day. Approvals after 10:30 am, on weekends, or on holidays are processed on the next business day. Instant cash loans are available to borrowers who provide a post-dated check that covers the full amount due.
What You Need for an In-Store Application
We only ask for a few basic items to make the application hassle-free:
- Valid government-issued photo ID
- Social Security number
- Proof of income
- Active checking account details
- Proof of Ohio address
- Valid cell phone numbers and email
About 1F Cash Advance in Columbus, Ohio
For over 5 years, 1F Cash Advance has been providing Ohio residents with smart financial solutions for emergency situations. Our loan company opened its store in Columbus in 2021 to help locals access customized loan products with a focus on their unique needs. We offer fast and easy-to-get loan options without focusing on a borrower’s credit score and have already helped thousands of people access the money they need when they need it most. Our dedicated team works with our customers in mind and makes the entire process simple and clear.
We know that each situation is unique and offer a wide range of financial services to meet the changing needs of Columbus residents. With us, you can get fast cash for car repairs, urgent bills, medical costs, and everyday expenses with no paperwork, collateral, or hard credit check. Our expertise, along with transparent terms, a quick and easy application process, fast funding, and high security standards, makes it possible to provide a one-of-a-kind borrowing experience.
Find Our Store Near You
1F Cash Advance provides personalized assistance across the state. Find our locations near you in other Ohio cities and visit us today.
4850 Smith Rd. suite 230, Cincinnati, OH 45212
700 West St. Clair Avenue #318, Cleveland, OH 44113
Customer Notice
Payday loans are short-term solutions that are designed for emergency needs only. Using them for a long period results in high total interest paid and can create a cycle of debt. The cost of this loan is higher than the average cost charged by financial institutions, such as banks or credit unions, on substantially similar loans. A financial institution may be able to offer you a similar loan at a lower cost.
Be realistic about the loan amount you need, read all the terms carefully, and make sure you fully understand the total cost of the loan. Don’t borrow more than you can repay on time, and refrain from taking out loans if you experience long-term financial problems. People with credit issues should seek credit counseling.
FAQ
Are payday loans legal in Ohio?
Payday loans in their conventional form are banned in Ohio. State regulations limit the maximum APR to 36% and extend the repayment terms to a minimum of 91 days unless your total monthly payment is not more than 6% of your verified gross monthly income. 1F Cash Advance strictly follows all the state laws and offers legitimate loan products.
How much can I borrow with a payday loan in Columbus?
The maximum amount you can get with a payday loan is $1,000. The exact sum available also depends on your income and credit score.
Can I get a loan with bad credit?
You’re welcome to apply with any credit score. We do not set a minimum requirement for your FICO rating and assess your overall financial situation to ensure your financial stability.
How soon will I get my loan funds?
Common terms are as soon as the next business day of approval. Same-day funding is possible for applicants who get approved before 10:30 am on weekdays. In-store borrowers who provide post-dated checks for full repayment can get their loans issued in cash instantly after approval.
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