Oklahoma Installment Loans
- Get up to $5,000 fast
- Same-day funding
- Apply online or at our OK location
- Emergency cash from a direct lender
Why Trust Us?
1F Cash Advance has been providing emergency loans since 2019. We are licensed and operate under state laws. Over 140,305 consumers have already benefited from our services, both online and in stores.
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1F Cash Advance offers fast and convenient installment loans in Oklahoma with instant approval decisions and same-day deposit options. Apply online 24/7 by filling out our easy form or visit our local store to get the money you need today.
Installment Loans in Oklahoma
Installment loans from 1F Cash Advance offer a smart alternative to payday loans in Oklahoma. They give you the money you need in one lump sum with the ability to repay over time in affordable monthly installments. This allows you to budget more effectively and keep your loan payments within your means.
How Our Loans Work in Oklahoma?
Complete our simple three-step process to get the loan today:
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Fill out a form. Spend 5 minutes to complete it online, at our location, or over the phone.
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Get approved. Our innovative underwriting process allows you to receive a loan decision almost instantly.
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Receive your loan. If approved, the funds will be transferred to your bank account on the same day*.
*Approval depends upon meeting legal, regulatory, and underwriting requirements. If originated by 10:30 am CT on a business day, loans are typically funded on the same day.
What Do I Need to Apply?
At 1F Cash Advance, you only need a few basic items to apply for an online loan in Oklahoma:
- Government-issued photo ID
- Social Security Number
- Proof of Oklahoma address
- Active bank account number and routing number
- Recent pay stubs or other proof of income
- Valid email and phone number
Rates and Terms
Oklahoma 1F Cash Advance loan agreements are governed by the State of Oklahoma. According to state law, the minimum repayment period is 2 months, while the maximum term is 12 months.
For loans of up to $3,000, an acquisition charge of 10% of the principal amount is applied. Additionally, you may be charged a monthly installment account handling fee that depends on the amount you borrow. This fee ranges from $5.40 to $60, pursuant to 14A O.S. §3-508B(1)(a-k).
Here are a few illustrative fee schedule examples:
| Loan Amount | Term (Months) | Finance Charge | Total Cost | APR |
|---|---|---|---|---|
| $100 | 2 | $31.6 | $131.6 | 192.23% |
| $300 | 4 | $105.6 | $405.6 | 107.07% |
| $500 | 6 | $179.6 | $679.6 | 72.84% |
| $800 | 8 | $274.4 | $1,074.4 | 52.16% |
| $1,000 | 10 | $370.0 | $1,370.0 | 45.02% |
| $1,500 | 12 | $538.8 | $2,038.8 | 35.92% |
1F Cash Advance in Oklahoma
1F Cash Advance aims to help people around Oklahoma get fast and affordable financial services. We operate across the state and provide quick money solutions from Lawton to Barstleswille. Here are just a few cities we serve: Oklahoma City, Tulsa, Norman, Broken Arrow, Edmond.
If you need professional advice or help with your application, the 1F Cash Advance team is always here to assist. Visit our Oklahoma City store and let us help you navigate the process.
Address: 1323 SW 59th St, Oklahoma City, OK 73119
Phone: (405) 766-7747
Email: [email protected]
Branch Manager: Mark Mercer
Hours:
Monday – Friday: 8:00 am to 10:00 pm
Saturday: 9:00 am to 6:00 pm
Sunday: Closed
The store at 309 SW 59th St #199, Oklahoma City, OK 73109 is permanently closed.
Not in Oklahoma? No worries! Check out our storefront locations in other states and find the nearest one in your area.
Why Choose 1F Cash Advance
1F Cash Advance helps people with any credit get the financial assistance they deserve quickly and with no hassles. Here’s how we stand out.
Licensed Company
Choose us if you're looking for a loan provider with a solid reputation you can rely on. We follow all state lending regulations, ensuring your rights are protected.
Easy Loan Process
You can complete our simple form in just 5 minutes and receive an instant approval decision. Our simple process involves no hard credit check, faxing, or extensive paperwork.
Fast Money Deposits
Borrowers usually get their funds within 1 business day, making our loans suitable for emergency expenses and urgent needs.
Trusted by Thousands of Customers
exceptional service
had a really good time at 1f cash Advance explained everything to me in a way I understood also gave me some awesome tips on managing loans that I never wouldve thought of myself and just exceptional service!
expected getting a loan to be tiring
expected getting a loan to be tiring, but Dove made it smooth and stress-less and their chill attitude and expertise made a difference she even shared practical ideas on budgeting and staying on top of payments.
Taking this loan out went way smoother…
Taking this loan out went way smoother than I thought managers weren’t just professional but also pretty friendly, which made the whole thing less nerve-wracking their advice on handling the payments and keeping my credit solid was useful too. Its cool to see a finance place act like real people for a change!
recommend
if your looking to get a loan, I’d recommend going to check this place out for sure. The folks there are friendlier than your cousin Jed, and they’ll give you real solid advice on budgeting and dealing with debt that makes sense. They turned what couldve been a real stressful thing into a nice casual chat between friends
I’m very happy.
Their customer service really stood out. I had a question about repayment terms, and they explained everything in detail without making me feel pressured. I’m very happy with my experience.
FAQ
What is the maximum loan amount I can borrow?
At 1F Cash Advance, you can get in-store and online installment loans of up to $5,000 in Oklahoma. The exact sum is subject to qualifications and depends on your income, credit, debts, and payment history.
Can I get an installment loan with bad credit?
Sure. At 1F Cash Advance, we offer quick loans available to OK residents with any credit. A loan decision is made based on your overall financial situation.
Do you offer other services in Oklahoma?
Besides installment loans, we offer check cashing services, bill pay, and money orders in our physical locations. You can also apply for our payday loans online. Oklahoma residents can get up to $1,000 with a payday loan.
How many payday loans can you have in Oklahoma?
Borrowers are allowed to have two outstanding Oklahoma payday loans at a time. However, we don't recommend having more than one loan as it may be quite difficult to manage.