Payday Loans in Bloomington, IL

Visit The 1F Cash Advance Store in Bloomington, IL

An in-store application process makes sense when you’re looking for excellent customer service and a personalized approach to addressing your money issues. At the 1F Cash Advance store in Bloomington, IL, you can always get answers to all your questions from our qualified team. Our major goal is to help borrowers make informed financial decisions while providing bad-credit-friendly loan options. Therefore, we’ll go above and beyond to find the best solution for you and ensure you understand what you’re going into.

Don’t hesitate to visit our Bloomington branch if you need some help.

430 N Main St, Bloomington, IL 61701

(309) 448-4433

[email protected]

Hours:
Monday – Friday: 8:00 am to 10:00 pm
Saturday: 9:00 am to 6:00 pm
Sunday: Closed

Get Directions

Apply for Cash Advance and Payday Loans in Bloomington in Minutes!

Getting our in-store cash advance and payday loans in Bloomington is always just in and out! You can count on us even in case of emergencies due to our hassle-free process without traditional credit checks. We’re here to help you solve your money problems during your lunch break or any time you have a few minutes to spare.

It will take you approximately 15 minutes to fill out our simple form and get a response from a suitable lender. Wonder what loan option will be a better choice for you? Our team will help you get the right solution that corresponds to your current situation. So visit us at 430 N Main St, Bloomington, IL 61701, and get the money you need within just one day.

Find Other 1F Cash Advance Stores for Direct Lender Payday Loans

No matter where you live in Illinois, 1F Cash Advance is always here to help. Our Bloomington store accepts applications from residents of Barnes, Bentown, Covell, Gillum, Holder, Merna, Shamrock, Shirley, Towanda, Twin Grove, Yuton, and other Illinois cities. You’re also welcome to apply online in just a few minutes without visiting a physical store.

Need financial support out of Illinois? Find our stores in Colorado, Indiana, Louisiana, Michigan, Missouri, Washington, and other states! Check out our contact details on the list below and find the branch in your area.

Are Payday Loans in Bloomington, IL Legit?

According to the 815 ILCS 122/1-1 et seq., you can legally get payday loans in Bloomington, IL. However, there are some predatory loan prevention measures that state authorities take to protect borrowers from getting into debt cycles. Therefore, the maximum loan amount you can get in the state is limited to $1,000 or 25% of your monthly gross income, whichever is less. The repayment term can be between 13 and 120 days to make the debt more manageable.

An interest rate is capped at 36% APR. In terms of extra fees, a lender can only charge up to $25 in an insufficient funds fee and no more than a $1 verification fee.

What You Need to Apply for Bloomington Payday Loans in the 1F Cash Advance Store

Our in-store process for Bloomington payday loans comes with no hassle or extensive paperwork. All you need is to provide some basic documents and information, which include the following:

• Valid ID or driver’s license;
• Your personal details: full name, Social Security number, Individual Taxpayer Identification number;
• Contact information: email, mobile phone number, permanent address;
• Income confirmation: bank statements, pay stubs;
• Employment status and employer’s contact information;
• Checking account details.

Additionally, you need to be at least 18 years old to qualify for payday loans in Illinois. Also, your income should be enough for the amount of loan you request based on the state regulations.