Idaho Payday Loans
- Apply online or in a store
- Borrow up to $1,000
- Instant approval decisions
- Same-day deposits
- Money from a direct lender
Why Trust Us?
1F Cash Advance has been providing emergency loans since 2019. We are licensed and operate under state laws. Over 140,305 consumers have already benefited from our services, both online and in stores.
Fact-Checked
Each our article is reviewed by leading industry experts and updated regularly. We ensure accuracy and currency through daily audits and automated updates. Learn more about our editorial standards.
Online Payday Loans in Idaho
Online payday loans are designed to cover urgent expenses and are usually repaid with your next paycheck. These short-term loans do not affect your credit score.
With 1F Cash Advance, you can benefit from instant approval and same-day funding—even with bad credit. Thanks to our simple and convenient application process, you can request the money you need in just minutes and quickly solve your financial difficulties.
How It Works
The application process for payday loans in Idaho with 1F Cash Advance is easy:
-
Complete the online application form. It is available on the website 24/7.
-
Get approved. Your information will be promptly reviewed, and you will receive a decision within minutes after submission.
-
Receive the funds. Approved loans are generally funded on the same day*, depending on the time of application and banking schedules
*Applications submitted after 10:30 am MT or on weekends will be processed on the next business day.
What Do I Need to Apply?
1F Cash Advance sets minimal eligibility criteria to ensure a fast and simple borrowing experience. Here’s what you need to start your application:
- Be at least 18 years old
- Provide proof of a steady income
- Have an active checking account
- Present a valid government-issued ID
- Be a resident of Idaho
Rates and Terms
In Idaho, payday loans can’t be more than $1,000 or 25% of your monthly income, whichever is less. There’s no limit on interest rates. Here are a few illustrative payday loan cost examples:
| Loan Amount | Repayment Period | Finance Charge | APR |
|---|---|---|---|
| $100 | 14 days | $20 | 521.42% |
| $400 | 17 days | $80 | 429.41% |
| $700 | 21 days | $140 | 347.61% |
| $1000 | 29 days | $200 | 251.72% |
Learn more about state regulations and review our licensing information.
1F Cash Advance in Idaho
1F Cash Advance offers payday and installment loans with a simple application process and same-day funding options. Our Boise team is ready to help you handle urgent expenses without delays. Visit us to get started.
Not in Idaho? Find a nearby 1F Cash Advance store in your state.
Find a StoreWhy Choose Us
At 1F Cash Advance, we make borrowing fast, easy, and reliable. Here’s why customers trust us:
Exceptional Customer Service
Our team is committed to providing personalized support and clear guidance every step of the way.
Simple Application Process
Apply online or in-store in just minutes with minimal paperwork and quick decisions.
Multiple Financial Solutions
We offer a range of options, including payday loans and installment loans in Idaho, for more flexible repayment.
Customer Reviews
exceptional service
had a really good time at 1f cash Advance explained everything to me in a way I understood also gave me some awesome tips on managing loans that I never wouldve thought of myself and just exceptional service!
expected getting a loan to be tiring
expected getting a loan to be tiring, but Dove made it smooth and stress-less and their chill attitude and expertise made a difference she even shared practical ideas on budgeting and staying on top of payments.
Taking this loan out went way smoother…
Taking this loan out went way smoother than I thought managers weren’t just professional but also pretty friendly, which made the whole thing less nerve-wracking their advice on handling the payments and keeping my credit solid was useful too. Its cool to see a finance place act like real people for a change!
recommend
if your looking to get a loan, I’d recommend going to check this place out for sure. The folks there are friendlier than your cousin Jed, and they’ll give you real solid advice on budgeting and dealing with debt that makes sense. They turned what couldve been a real stressful thing into a nice casual chat between friends
I’m very happy.
Their customer service really stood out. I had a question about repayment terms, and they explained everything in detail without making me feel pressured. I’m very happy with my experience.
Responsible Payday Loan Use
Before taking out a payday loan, ensure you can repay it on time. Borrow only what you need and review the terms carefully. Prioritize loans with clear conditions and consider installment options if you need more time to repay the funds. Always plan your budget to cover repayment without risking new debt. Remember that payday loans should only be used for your short-term emergency needs.
FAQ
How much can I borrow with a payday loan?
In Idaho, the maximum payday loan amount is either $1,000 or 25% of your monthly income, whichever is less. The final loan amount will also depend on your income and the information provided in your application.
What other loan options are available?
In addition to payday loans, we offer installment loans that allow you to borrow up to $5,000 for up to 24 months. You can also consider a line of credit, giving you flexible access to funds as needed.
What are the ways to receive my loan?
At 1F Cash Advance, you can apply for a loan online or visit our store at 1348 S Orchard St, Boise, ID 83705. We also have locations in other cities and states where you can apply in person. You can receive your funds via direct deposit or cash at the store if approved.
How quickly can I get the funds?
If you submit your application before 10:30 am, you may receive the funds on the same day. Otherwise, the money is deposited into your account by the next business day. Please note that delays can occur due to your bank’s operating times or processing issues.
How can I contact you?
You can reach us by visiting our store at 1348 S Orchard St, Boise, ID 83705, sending an email to [email protected], or calling us at (208) 314-3963. We are ready to assist you with any questions.