Payday Loans in Wyoming
- Apply online 24/7
- Instant approval decisions
- From a licensed direct lender
- Bad credit options
Why Trust Us?
1F Cash Advance has been providing emergency loans since 2019. We are licensed and operate under state laws. Over 140,305 consumers have already benefited from our services, both online and in stores.
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1F Cash Advance offers quick payday loans in Wyoming with easy online application and same-day funding. Bad credit isn’t a barrier, with no credit check required. Get emergency cash fast without paperwork or delays.
How to Apply for a Payday Loan Online
To get an online loan in Wyoming with 1F Cash Advance, follow these three simple steps:
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Complete a short online form. Enter your details on the website in just 5 minutes.
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Get an instant decision. No hard credit check is performed.
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Sign and receive funds. If approved, review and e-sign the agreement.
What Do You Need to Bring?
To get approved for a loan with 1F Cash Advance, make sure you have the following:
- Government-issued photo ID (driver’s license, state ID, or passport)
- Social Security number
- Proof of income (recent pay stub or bank statement)
- Active checking account in your name
- Valid phone number and email address
- Proof of Wyoming residency (utility bill, lease, or similar document)
Rates and Terms
Finance charges for payday loans in Wyoming are capped at 15% per month or 36% per annum. The total amount of the loan, including fees, must not exceed $400. The repayment terms range from 14 to 30 days.
Representative Example
If you borrow $300 with a 15% monthly fee, the total amount due is $345 for a 30-day loan. This results in a real APR of 435%.
1F Cash Advance in Wyoming
If you want to apply in person, 1F Cash Advance welcomes you at our Cheyenne store.
Looking for a location in another state? Find a store near you or skip commuting and apply online anytime in just a few minutes.
Why Apply with 1F Cash Advance
Here’s why so many borrowers choose 1F Cash Advance:
Dedicated customer support
Our team is here to help at every stage — quick responses, clear answers, and real people ready to assist.
No minimum credit score
We welcome all credit types. Even with bad credit, you may still qualify based on your income and ability to repay.
Fast and transparent process
Apply online in minutes, review clear terms upfront, and get funded as soon as the same day.
FAQ
What are the available funding options with 1F Cash Advance?
Approved borrowers can receive funds via direct deposit to a checking account or pick up cash at a store, depending on the application method and approval times. Instant funding is typically available for in-store applicants.
When will I need to repay my loan?
Repayment is typically due on your next payday, usually within 14 to 31 days. Exact terms will be outlined in your loan agreement before you sign.
Are there alternative loan options available?
Yes. If you need a larger amount with more time to repay, installment loans are a great alternative. At 1F Cash Advance, you can borrow up to $5,000 and repay it over 2 to 24 months in fixed monthly payments. This option offers more flexibility and predictable budgeting.
How can I contact 1F Cash Advance if I need help with my loan?
You can email our Wyoming team at [email protected] or call us directly at (307) 317-3066. Prefer to speak in person? Visit our Cheyenne location at 1607 Central Ave, Cheyenne, WY 82001 during business hours.