Cash Advance Loans Online
Get from $100 to $5,000 today with no credit check. Your financial journey starts here!
- Quick & easy application
- Instant approval decision
- Same-day funding options
- Loans from a cash advance lender
Pick Your Perfect Loan Option
Cash Advances
Receive fast cash for small emergencies and pay off the loan by your next paycheck.
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Installment Loans
Repay the money in small, fixed installments over up to 24 months
Other Services
Get guaranteed assistance with our emergency loans for people with credit issues.
Why Choose 1F Cash Advance
1F Cash Advance is a licensed loan company that provides fair financial products with best-in-class customer service.
A smart loan process
We consider multiple factors beyond your credit score when making loan decisions to offer you the rate you deserve.
No hidden fees
Our upfront and clear terms ensure all the fees will be outlined in your loan agreement, so you will be fully informed of what you’re going into.
Affordable payments
Competitive interest rates and flexible repayment options allow you to choose a perfect fit for your budget.
Get Your Money in 3 Simple Steps
Here’s how to get a cash advance loan online or in a store:
Apply in minutes
Complete an online application form or visit a 1F Cash Advance physical branch near you.
Apply NowGet an instant decision
No hard credit check is involved, so you will receive a response within minutes of submitting your loan request.
Receive approved funds
Finalize your loan by 10:30 am on weekdays and get the money on the same day*
*Loans approved after 10:30 am or on weekends will be funded in the morning of the next business day.
Get an Online Cash Advance in Minutes
- Receive an instant decision
- A smart loan process
- Get your cash immediately
FAQs
What is a cash advance?
A cash advance refers to a small loan of up to $1,000 you can get through a credit card, money app, direct lender, or your employer. It typically needs to be repaid in 2 to 4 weeks and may come with high APRs and fees.
How much can I borrow with 1F Cash Advance?
We offer small cash advance loans between $100 and $1,000. If you need a larger amount for a longer period, consider our unsecured installment loans of up to $5,000.
Is there a loan application fee?
We don't charge any application fees for our payday loans or installment loans. There are no upfront costs when you borrow with us.
How much does a small cash advance cost?
Our loan terms vary by state. Payday loans carry a maximum APR of 600%, while installment loan interest rates can reach up to 490%. Your specific APR will be determined based on your credit profile.
Can I receive my cash advance loan on the same day?
The approved amount is typically transferred via a direct deposit within 24 hours. Loans accepted before 10:30 am local time on weekdays can reach your bank account on the same day. Otherwise, you will receive the funds on the next business day.
Will the application affect my credit score?
Applying via 1F Cash Advance doesn’t affect your FICO rating. We verify the accuracy of the information provided via a soft credit check, which isn't shown on your credit report. Your credit score may only be affected if you default on your loan.
What if I have bad credit?
Your credit score is not the only factor that affects our decision. We prioritize your income and payment history. Therefore, bad credit borrowers can still qualify for a cash advance loan with us.
What can I use the money for?
1F Cash Advance loans can help you cover a wide range of your urgent needs, such as hospital and utility bills, car emergencies, and other unexpected expenses. There are no restrictions on a loan purpose.
Is it safe to apply for a cash advance loan?
With 1F Cash Advance, you can rest assured the entire process is safe. We use the latest security software and encryption technologies to protect your personal and financial information. The padlock icon in the URL address bar shows that the website is safe to use.
How can I contact Customer Support?
You can reach out to our Customer Support team by phone or email. Call us at (720) 428-2247 or let us know how we can help you by writing to us at info@1firstcashadvance.org. Our expert, professional staff will guide you every step of the way and answer all your questions.
View Loans Available in Your State
Get Cash Your Way – In-Store or Online!
Get an online cash advance loan via the website or visit our nearest store for a personalized borrowing experience. Our locations are available in many US states.