Online Payday Loans in Mississippi

Requirements for Payday Loans in Mississippi

Mississippi residents can take out online loans via 1F Cash Advance even with bad credit and below-average income without any collateral. To qualify, you need to meet the following basic criteria:

• Be at least 18 years old;
• Provide valid ID and SSN;
• Specify your bank account details;
• Provide proof of stable monthly income;
• Provide proof of address
• Have a valid mobile phone number and email address;
• The total of your current payday loans (if any) and the new loan does not exceed $500, including fees.

Rates And Terms

1F Cash Advance fully complies with Mississippi laws and offers payday loans that meet the rules outlined in theCheck Cashers Act (Stat. 75-67-501 et seq.):

• The maximum loan amount you can borrow in Mississippi is $500, including the lender’s fees. The sum you can get on hand can be up to $410.
• The interest is typically represented through a flat fee per each $100 you borrow. This fee can be up to $20 if you borrow less than $250, and up to $21.95 for loans between $250 and $500.
• You are given 14 to 30 days to return the loan if you borrow less than $250, and 28-30 days for loans of over $250.
• If you miss a payment, you are likely to pay a $30 NSF fee. Still, late payments and non-sufficient funds are not allowed to be criminally prosecuted in the state.
• You are not allowed to request any rollovers in the state.

Representative Examples

Review the table below to get a better understanding of what to expect when requesting a loan through 1F Cash Advance.

Keep in mind that the actual fees and period of your loan might be different from the examples above.

What Are Your Repayment Options?

It doesn’t matter if you requested a loan in one of our stores or online – repaying it is easy. Here is how you can do that:

• Online Loan. You will be charged automatically on the day mentioned in the agreement. Just make sure you have enough funds in your bank account on the due date.
• In-Store Loan. In-store applicants can provide a post-dated check on the entire debt amount. Before the due date, ensure your account balance is sufficient so that your check can be cashed.

When to Consider a Payday Loan?

Payday loans are best suited for emergency situations. Typically, customers in Mississippi apply for these online loans for the following reasons:

• Covering crucial daily expenses;
• Paying for medical emergencies;
• Paying for minor car repairs;
• Repaying a credit card debt;
• Preparing for some family events;
• Purchasing or repairing important appliances.

Payday loans should not be used to cover your long-term financial needs due to high interest rates and short repayment times. Only borrow an amount you need to deal with the current situation.

In-Store Payday Loans in Mississippi

If you prefer working face-to-face, our representatives are happy to assist you. You can visit us in one of the following Mississippi locations:

Mississippi Cash Advances by Cities

You can request an online loan 24/7 in any of the following cities:

Find 1F Cash Advance Stores in Other States

1F Cash Advance wants to stay in touch with customers across the US. If you are not a Mississippi resident, it’s not a problem. We have stores in Hawaii, Kentucky, Tennessee, Minnesota, Nebraska, Oklahoma, Rhode Island, and other states. Check out the list of our locations to find a branch near you. You can also apply online wherever you live and get cash fast from the comfort of your home.

What Sets 1F Cash Advance Apart from the Rest?

1F Cash Advance aims to become your best assistant in emergency situations. We have been offering our products in Mississippi since 2019 and have helped thousands of people get back on their feet quickly. Here’s what we offer:

• Fast and easy online application. Our application process is as straightforward and user-friendly as it can be. It usually takes about 5 minutes to fill out an online form and approximately 10 minutes to get approved.
• Qualified assistance. Our team of professionals can provide valuable advice in any situation. They are friendly and always eager to answer all of your questions.
• No credit check. Our loans do not require hard credit checks. Your credit score doesn’t affect your chances of approval, and getting the loan won’t impact your rating.
• Transparent terms. All the fees are clearly stated in your agreement. You will never encounter any hidden fees when working with 1F Cash Advance.
• Better chances. While we don’t offer guaranteed approval, our lenient terms and modern assessment algorithms increase your chances regardless of your credit score.
• Instant support. We take our customers’ problems seriously and always try to solve them as quickly as possible. You will get your cash as soon as the next business day or even earlier.