Payday Loans in Hattiesburg, MS
- Quick Access to Funds
- Bad Credit Is Approved
- Direct Lenders Only
- Online and In-Store Payday Loans
- Fast Approval Decisions
- Payday and Installment Loans Near Me
How to Get Payday Loans in Hattiesburg, Mississippi
Emergencies are always unpredictable, but 1F Cash Advance is here to help you confront them. We offer fast payday loans in Hattiesburg, MS, that are easy to get even with bad credit. Whether you’re looking for a physical payday loan place or are inclining toward online loans, we have an option for you.
Our partners are trusted and legitimate lenders that offer fair and affordable financial products. They make no hard credit check, so your credit rating is never a reason for denial. All loan requests are processed quickly, allowing you to get the funds within one business day. Just choose a convenient way to apply and get the amount you need by tomorrow.
Visit the Physical Store
Our Hattiesburg team is always ready to assist you at every stage of the application process. Visit us at 1507 Hardy St #210, Hattiesburg, MS 39401, and enjoy our individualized approach and fast service without compromising the quality.
Apply Online
Online application is an option people choose when they have no time for store visits. To get started, complete the loan request form on our website. The whole process only takes about 5 minutes, and you’ll get the money directly in your bank account within one business day.
Apply by Phone
Contact us by phone at
(601) 299-4077
and complete the application procedure under the guidance of our virtual assistant. You can also request the link to our online form that will be sent to you via SMS.
Use the Mobile App
Applying via the mobile app is an innovative way to get a loan remotely. It allows you to access the needed amount by making just a few taps on your smartphone screen. Install our app on your iOS or Android device and run it when needed 24/7.
Visit 1F Cash Advance in Hattiesburg, MS
The store of 1F Cash Advance in Hattiesburg, MS, is a shoulder you can always lean on at the moment of financial hardships. We do our best to meet our customers’ expectations by providing fast, fair, and hassle-free loan options. Bad credit? No credit? Not a big deal! Our lenders are always at your service, no matter your credit background.
Visit our store if you’re looking for excellent customer service and a lightning-fast application process. Our team is always happy to help you make an intelligent financial choice.
1507 Hardy St #210, Hattiesburg, MS 39401
Hours:
Monday – Friday: 8:00 am to 10:00 pm
Saturday: 9:00 am to 6:00 pm
Sunday: Closed
Products Offered in 1F Cash Advance Hattiesburg Store
At 1F Cash Advance, we don’t want to limit your options to small, short-term loans only. Our lenders offer financial products to meet each and every need. Here are several types of loans you can get in the 1F Cash Advance Hattiesburg store:
Payday Loans
A payday loan is a smart short-term solution for small financial emergencies. This loan must be repaid in full after you receive your next paycheck. Payday loans are known for their fast deposits and bad-credit-friendly nature.
Installment Loans
An installment loan can be a good way to cover expenses that can’t be covered with payday loans. With its help, you can get a higher loan amount and split it into up to 24 affordable installments, making your debt easier to handle.
Title Loans
Are you a car owner? Get up to 50% of its estimated price till your next paycheck by providing its title as collateral. A lender will be able to offer you a lower interest rate due to the repayment guarantee. You can use your car as if it wasn’t pledged.
We’re a Local Company That Helps Locals!
Discover why clients turn to 1F Cash Advance to fulfill their financial needs. Read genuine feedback about our service.
Enjoy Our Simple Process for Payday Loans in Hattiesburg, MS!
Our store at 1507 Hardy St #210, Hattiesburg, MS 39401, offers a fundamentally new borrowing experience that differs from the traditional loan process. You only need to provide some basic information and documents without even worrying about your credit history. You will get a response from a direct lender in about 10 to 15 minutes.
Our team is always at your service to help you navigate the application process. Whatever your reason for turning to us, we will help you get the best deal possible.
Get Fast Payday Loans from Direct Lenders in Other 1F Cash Advance Branches!
At 1F Cash Advance, we want to meet each and every need and help as many people as possible. Therefore, our assistance stretches across Mississippi. The Hattiesburg store also offers fast payday loans from direct lenders to residents of Barrontown, Batson, Bellevue, Dixie, Eatonville, Glendale, Indian Springs, Maybank, McCallum, Oak Grove, Sunrise, and other nearby cities. If you live too far and have no ability to visit the store, apply online from your couch via the website.
Looking for a payday loan place in another state? Find the 1F Cash Advance location near you on the list below. We also have payday loan stores in Oregon, Pennsylvania, Utah, South Carolina, Indiana, Louisiana, Delaware, and other states.
Are Payday Loans in Hattiesburg, Mississippi Legal?
According to Stat. 75-67-501 et seq., payday loans in Hattiesburg and across Mississippi are legal. However, state laws set some restrictions to make them more affordable and protect customers from the repeated cycle of debt. The maximum loan amount a payday loan borrower can get in Mississippi is $500. The fees lenders can charge depend on the face amount of the check. If it’s up to $250, the extra charge can be no more than $20 per $100 borrowed. For face amounts between $251 and $500, lenders’ fees can’t exceed $21.95 per each $100 obtained.
The repayment term can be up to 30 days. Customers are allowed to prolong their loan terms up to 6 times, provided that the loan will be reduced by at least 5% for every rollover.
What You Need to Apply for a Payday Loan in the 1F Cash Advance Hattiesburg Store
The list of the documents and information you will be asked to provide is quite short. As our payday loan lenders are satisfied with just a basic minimum, you will only need to specify some general data, such as:
- Personal and contact information (email, cell phone number, full name, residential address, etc.);
- Bank account number;
- Social Security number;
- Routing number;
- Employment status and contact details;
- Income confirmation (pay stubs or bank statements);
- Valid photo ID;
- Driver’s license.
Please note that requirements may vary by lender, so you may be asked to provide more documents or info. Additionally, you must be at least 18 years old to have the legal right to apply for payday loans in Mississippi.
