Payday Loans in Hattiesburg, MS

Visit 1F Cash Advance in Hattiesburg, MS

The store of 1F Cash Advance in Hattiesburg, MS, is a shoulder you can always lean on at the moment of financial hardships. We do our best to meet our customers’ expectations by providing fast, fair, and hassle-free loan options. Bad credit? No credit? Not a big deal! Our lenders are always at your service, no matter your credit background.

Visit our store if you’re looking for excellent customer service and a lightning-fast application process. Our team is always happy to help you make an intelligent financial choice.

1507 Hardy St #210, Hattiesburg, MS 39401

(601) 299-4077

[email protected]

Hours:
Monday – Friday: 8:00 am to 10:00 pm
Saturday: 9:00 am to 6:00 pm
Sunday: Closed

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Enjoy Our Simple Process for Payday Loans in Hattiesburg, MS!

Our store at 1507 Hardy St #210, Hattiesburg, MS 39401, offers a fundamentally new borrowing experience that differs from the traditional loan process. You only need to provide some basic information and documents without even worrying about your credit history. You will get a response from a direct lender in about 10 to 15 minutes.

Our team is always at your service to help you navigate the application process. Whatever your reason for turning to us, we will help you get the best deal possible.

Get Fast Payday Loans from Direct Lenders in Other 1F Cash Advance Branches!

At 1F Cash Advance, we want to meet each and every need and help as many people as possible. Therefore, our assistance stretches across Mississippi. The Hattiesburg store also offers fast payday loans from direct lenders to residents of Barrontown, Batson, Bellevue, Dixie, Eatonville, Glendale, Indian Springs, Maybank, McCallum, Oak Grove, Sunrise, and other nearby cities. If you live too far and have no ability to visit the store, apply online from your couch via the website.

Looking for a payday loan place in another state? Find the 1F Cash Advance location near you on the list below. We also have payday loan stores in Oregon, Pennsylvania, Utah, South Carolina, Indiana, Louisiana, Delaware, and other states.

Are Payday Loans in Hattiesburg, Mississippi Legal?

According to Stat. 75-67-501 et seq., payday loans in Hattiesburg and across Mississippi are legal. However, state laws set some restrictions to make them more affordable and protect customers from the repeated cycle of debt. The maximum loan amount a payday loan borrower can get in Mississippi is $500. The fees lenders can charge depend on the face amount of the check. If it’s up to $250, the extra charge can be no more than $20 per $100 borrowed. For face amounts between $251 and $500, lenders’ fees can’t exceed $21.95 per each $100 obtained.

The repayment term can be up to 30 days. Customers are allowed to prolong their loan terms up to 6 times, provided that the loan will be reduced by at least 5% for every rollover.

What You Need to Apply for a Payday Loan in the 1F Cash Advance Hattiesburg Store

The list of the documents and information you will be asked to provide is quite short. As our payday loan lenders are satisfied with just a basic minimum, you will only need to specify some general data, such as:

• Personal and contact information (email, cell phone number, full name, residential address, etc.);
• Bank account number;
• Social Security number;
• Routing number;
• Employment status and contact details;
• Income confirmation (pay stubs or bank statements);
• Valid photo ID;
• Driver’s license.

Please note that requirements may vary by lender, so you may be asked to provide more documents or info. Additionally, you must be at least 18 years old to have the legal right to apply for payday loans in Mississippi.