Payday Loans in Hattiesburg, MS
at 1507 Hardy St #210, 39401
- (601) 299-4077
- 2+ years in business
- Apply in-store 8:00 am - 10:00 pm (Mon-Fri)
- Open on Saturday
- Payday loans, installment loans
- Online application 24/7
1F Cash Advance Store in Hattiesburg
If you’re searching for a trusted loan company in Hattiesburg, MS, 1F Cash Advance is here to help when you need cash fast. Our store is located near Keg & Barrel and the Hattiesburg Zoo, so you can easily find us. We offer a simple and safe way to get a short-term loan. No credit check is needed to access financing, making our products suitable for people with bad credit.
The application takes just a few minutes, and most customers are approved instantly. Receive your money on the same day and handle any emergency without the stress or hassles of traditional loans. Visit us today for fast and friendly service and get quick cash from a direct lender.
- Monday8 am – 10 pm
- Tuesday8 am – 10 pm
- Wednesday8 am – 10 pm
- Thursday8 am – 10 pm
- Friday8 am – 10 pm
- Saturday9 am – 6 pm
- SundayClosed
Mark Knight
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Available Loan Options
1F Cash Advance in Hattiesburg provides flexible loan solutions for a variety of personal needs:
Payday Loans
Max. amount $500
Our payday loans in Hattiesburg allow you to get up to $500, including fees, to cover emergency expenses and small money gaps. The total amount is repaid in one payment over up to 30 days. Use this option for any urgent needs that cannot wait until your next paycheck.
Installment Loans
Max. amount $5,000
Installment loans provide larger amounts of up to $5,000, with repayment over a period of 2 to 24 months. This product works best for bigger purchases, home repairs, or debt consolidation. Applications are easy, and funds are often disbursed by the same day.
1F Cash Advance Loan Process
Securing a loan in Hattiesburg is simple and convenient:
Fill out a form at our store
It will take you only five minutes to complete the application. Our staff is always ready to help and answer any questions.
Wait for a loan decision
The underwriting process doesn’t require a hard credit check, so you will receive an answer almost immediately.
Receive the funds
You can get an instant cash payout at the store or receive the money in your bank account on the same day.*
*Cash loans are available in-store to borrowers who repay using a post-dated check. For direct deposit, loans approved before 10:30 am on weekdays are funded the same day. Applications submitted after this time, on weekends, or holidays are processed the next business day.
Documents Needed to Apply
Bring these items with you to speed up the loan process:
- Government-issued photo ID
- Social Security number
- Proof of income (recent pay stub or bank statement)
- Proof of current Mississippi address
- Active checking account with routing number
- Valid email address and phone number
About 1F Cash Advance in Hattiesburg, Mississippi
1F Cash Advance has been offering small personal loans in Mississippi since 2019 to help anyone facing unexpected costs get the money they need fast. Our Hattiesburg location was opened in 2023 to provide in-person assistance and customized loan solutions. Our team will help you fill out the application and explain your options. Most loans are available the same day, making them suitable for emergencies.
We keep everything clear and simple. You’ll know your loan terms upfront and be able to make a wise financial choice. There are no surprises or hidden charges. 1F Cash Advance in Hattiesburg ensures reliable service and legitimate loan solutions while keeping your information private.
Find a Store Near You
Need money out of Hattiesburg? Find the nearest store and get quick access to the funds you need:
Responsible Borrowing
Payday loans and other short-term loans are designed for one-time emergencies, not for everyday expenses or ongoing needs. Using them over a long period makes them expensive and comes with the risk of a debt cycle.
Review all loan details before signing. Make sure you understand the interest rate, due date, and total repayment amount. 1F Cash Advance follows fair lending practices and discloses all terms upfront. Only borrow what you can repay on time. If you face ongoing financial challenges, consider a more stable long-term solution or seek professional counseling.
FAQ
Are payday loans allowed in Mississippi?
Yes, payday loans are legal in Mississippi. The state regulates them under the Mississippi Check Cashers Act and sets limits on the maximum loan amount and finance charge. 1F Cash Advance follows all the Mississippi lending rules and operates with a valid license.
What is the maximum amount I can borrow in Hattiesburg?
At 1F Cash Advance, you can get a payday loan of up to $500, including any fees, as set by state law. If you need a higher amount, consider our installment loans that allow you to borrow up to $5,000.
Can I qualify for a payday loan if I have bad credit?
Yes, you can still be approved. At 1F Cash Advance, your credit history is not a determining factor. The main requirement is a stable, verifiable income. Borrowers with bad credit can qualify as long as they can prove their ability to repay. However, your credit score may affect the loan amount and the interest rate.
How quickly can I receive cash after approval?
If you choose to receive cash at the store and provide a post-dated check for repayment, you can get your money immediately. For direct deposits, funds are usually transferred by the next banking day. Loans approved before 10:30 a.m. on a business day are funded the same day.
Is a bank account required to get a payday loan?
A bank account is usually required to fund you and collect payments. However, if you get the loan in-store against a post-dated check, it might not be needed.
What are the alternatives to payday and installment loans in Hattiesburg, MS?
In Hattiesburg, Mississippi, borrowers can also consider title loans, personal loans from banks or credit unions, and credit cards. Title loans use the vehicle as collateral and can be risky if not repaid. Personal loans typically have lower rates and longer terms, but require good credit. Credit cards can help cover ongoing expenses, but carrying multiple outstanding balances can be expensive.
