Payday Loans in Waco, Texas
- Bad Credit Score OK
- No Credit Checks via Major Bureaus
- Online or In Store
- Payday & Installment Loans Nearby
- Same-Day Funding
Why Trust Us?
1F Cash Advance has been providing emergency loans since 2019. We are licensed and operate under state laws. Over 140,305 consumers have already benefited from our services, both online and in stores.
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At 1F Cash Advance, Waco residents can get extra money quickly when facing an emergency. Located at 200 Webster Ave, we are one of the leaders in payday loan lending. We offer quick and easy approval for payday loans of up to $1,000 regardless of your credit score. Need a larger sum? We also provide financing of up to $5,000 with other loans. Come to us today or apply online and get the money you need within a day.
Discover 1F Cash Advance Store in Waco
Visit our Waco location, and get your loan fast. You can also call us at +1 254-870-4391 for more information about our products.
200 Webster Ave, Waco, TX 76706
Hours:
Monday – Sunday: 8:00 AM to 10:00 PM
The store at 205 Mary Ave, Waco, TX 76701 is permanently closed.
Products and Services
You can borrow the following loan products at our location in Waco, TX:
Payday Loans
A payday loan can assist with finances between paydays and provides up to $1,000. It is a short-term loan, usually paid back in 7 to 31 days, after you receive your next paycheck. You can get the loan within one business day, regardless of your credit score.
Installment Loans
An installment loan from 1F Cash Advance allows you to borrow up to $5,000. It can be paid back in equal monthly installments over 2 to 24 months. These loans can help you cover big purchases or long-term needs and are available to borrowers with any credit.
Check Cashing
Our Waco store provides professional and fast check cashing services. We have convenient working hours, require no checking account, and cash multiple types of checks. A single condition is that you must have a valid ID.
Title Loans
If you own a vehicle, you can use its title to secure a loan. The amount you can get depends on your car’s appraised value and is usually up to 70% of your vehicle’s title. The repayment is usually made in about 30 days. You can still drive your car while it’s used as collateral.
Online Loans
An online loan is designed to meet all sorts of purposes, including emergencies and big expenses. The application is completed online and is typically approved within 1 hour. Online loans provide a smooth experience, enabling borrowers to cover their needs without leaving their homes.
What Do I Need to Apply
You will need to have the following upon your visit to our store:
- Social Security number,
- Your сhecking account number and bank routing number,
- Proof of address,
- Government-issued ID,
- Proof of income (pay stubs, bank statements, tax returns, etc.),
- Valid email and phone number.
Application Process
Here are the general application steps via 1F Cash Advance:
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Application. Complete and submit a loan application form with the required information. It’s usually a 5-minute process.
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Approval Decision. This normally requires a soft inquiry, which doesn’t impact the credit score. You can get an approval decision within 1 hour or less.
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Acceptance and Funding. If approved, review your loan agreement and e-sign it to accept the terms. The lender then transfers the money to your bank account within one business day.
About 1F Cash Advance in Waco, TX
Our Waco store is a one-stop shop for people who need money fast. The store is located close to Reece HVAC and Reece Plumbing and parallel to Brazos Bar & Bistro. Here, we care about your comfort and have everything you need for a pleasant loan experience, including a cozy reception, professional staff, and free parking for our clients.
1F Cash Advance has been operating in Waco for two years, offering fast and reliable loan options for people with any credit. We offer payday, installment, and title loans, along with other products.
Tell us what you need, and our friendly team will help you find the right option. As soon as the loan is approved, you get the cash within one business day. You can apply through our Waco office or do this online on the website.
Find Our Cash Store Nearby
Explore other 1F Cash Advance branches in Texas. Choose a location near you and apply with the help of our branch manager.
Not from Texas? We also have locations in Ohio, California, New Jersey, and other states. Find the most convenient place for you to visit.
What Credit Score Do I Need to Get a Loan?
We don’t have any minimum credit score requirements, so you’re welcome to apply for a loan through 1F Cash Advance with any rating. However, a bad score may result in a higher borrowing cost.
When it comes to traditional loans, your credit score should be 670+ to qualify. Requirements may also vary depending on the factors like your income and debt-to-income ratio.