Payday Loans in Temple, Texas
- Online and In-Store Assistance
- Fast and Secure Application
- Quick Approval
- Same-day Funding
- Bad Credit Is Accepted
- Payday and Installment Loans in Temple
Why Trust Us?
1F Cash Advance has been providing emergency loans since 2019. We are licensed and operate under state laws. Over 140,305 consumers have already benefited from our services, both online and in stores.
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1F Cash Advance is your reliable ally when it comes to urgent financial assistance. If you live in Temple and need money fast, visit our store at 3120 S 31st St and walk out with cash in minutes. Our friendly team is always ready to help you navigate the process. You can also apply online via the website and get the money funded in your bank account on the same day.
How to Find the 1F Cash Advance Store in Temple
Our Temple store has a convenient location at 3120 S 31st St, next to the H-E-B Supermarket, KAY Jewelers, and the Temple Nutrition & Energy sports shop. There are plenty of free parking spaces where you can leave your car safely. Our spacious and cozy office has all the facilities you may need for a smooth borrowing experience. Visit us today, and let us make your loan process smooth and easy.
3120 S 31st St, Temple, TX 76502
Hours:
Monday – Sunday: 8:00 AM to 10:00 PM
Products & Services
1F Cash Advance provides various financial solutions for your long-term and short-term needs. Here’s what we offer:
Payday Loans
A payday loan can help you get up to $1,000 to cover unexpected expenses or urgent money needs. The repayment is made in 7 to 31 days, with the due date being tied to your next paycheck. You can get the funds on the same day, even with bad credit.
Installment Loans
Installment loans are long-term solutions that are repaid in scheduled installments over 2 to 24 months. This simplifies debt management and makes your loan more budget-friendly. You can get up to $5,000, depending on your income.
Title Loans
A title loan allows you to use your vehicle’s title as collateral and get a portion of its cost for your personal needs. The repayment should be made in one lump sum within 30 days. You can drive your car while it’s pledged.
Check Cashing
Cash your check quickly in our Temple store with no hassle of traditional bank processing. No checking account is needed. Just bring your valid ID and get the funds in minutes.
What You Need to Apply at the Temple Store
You will need the following upon your store visit:
- Valid government-issued ID;
- Social Security number;
- Proof of income;
- Proof of address;
- Active bank account details;
- Your employer's contact information.
Please note that you need to be at least 18 years old to qualify for a loan from 1F Cash Advance.
How to Get a Loan from 1F Cash Advance
We've simplified the application process to ensure you can complete it in a matter of minutes and get your money instantly. Here are a few steps to take:
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Fill out a form. Do this online or visit our store to get personalized assistance. The process typically takes about 5 minutes.
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Get approved. We only perform a soft credit check, so you will get a loan decision almost instantly. If approved, review the loan terms and sign the agreement.
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Receive the funds. Access your cash immediately if you apply in a store or get a direct deposit into your bank account within 1 business day if you request a loan online.
Find a Nearby Location in Your Area
1F Cash Advance strives to help everyone who is in a tight financial spot. Besides assisting locals, our Temple store serves borrowers from Belfalls, Heidenheimer, Oscar, Pendleton, Seaton, Troy, and more. You can also find our branches in other Texas cities. Check out the full list of the state locations below.
Not in Texas? We have 80+ stores across the nation, including our branches in Ohio, Texas, California, New Jersey and other states. Borrowers can also complete an online application process via the website.
Why Choose 1F Cash Advance
1F Cash Advance is a company that cares about your financial stability. Our core goal is to help you solve your money problems when no one else can. Here’s what we offer:
- Convenient application. Whether it’s an online loan request or a store visit, you can complete the entire process in as little as 5 minutes;
- No hard credit check. A soft credit check we make doesn’t affect your FICO rating and takes just a few minutes. You will get your loan decision instantly;
- Any credit is considered. Your credit score is not a determining factor for us. We rely on your overall financial situation when making a loan decision;
- Same-day funding. Our loans provide emergency assistance for borrowers who need money immediately. You may receive the funds even on the same day you apply;
- Security. We do our best to protect your sensitive data. Our modern encryption technologies keep your personal information safe.